揭穿美国财政部 XRP 骗局：暴露危险信号

有关美国财政部涉嫌进军 XRP Ledger (XRPL) 的传言一直在流传，引发了数字资产界的热议。

A wallet address linked to “home.treasury.gov” surfaced on the XRP Ledger (XRPL) on January 21, creating trustlines with Bank of America, BlackRock, and JPMorgan and sparking rumors of the US Treasury's entry onto the XRPL. However, upon closer examination, several red flags indicate that the wallet is not authentic and is not affiliated with the US Treasury.

1 月 21 日，一个与“home.treasury.gov”相关的钱包地址出现在 XRP Ledger (XRPL) 上，与美国银行、贝莱德和摩根大通建立了信任线，并引发了美国财政部进入 XRPL 的传言。然而，经过仔细检查，一些危险信号表明该钱包不是真实的，并且不隶属于美国财政部。

Community member Echo X (@echodatruth) debunked the rumor in a video, highlighting several suspicious aspects of the wallet.

社区成员 Echo X (@echodatruth) 在视频中揭穿了这一谣言，强调了钱包的几个可疑方面。

“If you go XRP Scan and you put in the wallet address, you will notice that they have not only just all of these different tokens from Bank of America, BlackRock, and JP Morgan, which again, that's already a red flag, but you can notice they have 16,000 XRP that has been deposited into this wallet by people just sending it over to the Treasury. Or what they think is the [Treasury].”

“如果你进行 XRP 扫描并输入钱包地址，你会注意到他们不仅拥有来自美国银行、贝莱德和摩根大通的所有这些不同代币，这又是一个危险信号，但你可以注意到他们有 16,000 XRP 已被人们存入这个钱包，只是将其发送到财政部。或者他们认为是[财政部]。”

According to Echo X, users can easily verify these discrepancies by exploring the wallet on XRPL scanners like XRPScan or Bithomp. He and other developers from BuildX and the ERS team identified an unusual pattern of newly issued “Bank of America,” “BlackRock,” and “JPMorgan” tokens, all minted by the same address, indicating that the tokens are not legitimate.

根据 Echo X 的说法，用户可以通过在 XRPScan 或 Bithomp 等 XRPL 扫描仪上探索钱包来轻松验证这些差异。他和 BuildX 以及 ERS ​​团队的其他开发人员发现了新发行的“Bank of America”、“BlackRock”和“JPMorgan”代币的不寻常模式，这些代币都是由同一地址铸造的，这表明这些代币不合法。

Public data from Bithomp shows that the suspect wallet was activated on January 21 at 3:17 UTC, setting its domain to the official US Treasury address, home.treasury.gov, seemingly to appear legitimate.

Bithomp 的公开数据显示，可疑钱包于世界标准时间 1 月 21 日 3:17 被激活，将其域名设置为美国财政部官方地址 home.treasury.gov，看似合法。

The wallet received 1 trillion units of each of the so-called “Bank of America,” “BlackRock,” and “JPMorgan” tokens, set multiple sell orders for tens of millions of these tokens in exchange for XRP, and used questionable domain references, including an apparently invalid “BRICS domain.”

该钱包收到了所谓的“美国银行”、“贝莱德”和“摩根大通”各 1 万亿单位的代币，为数千万个这些代币设置了多个卖出订单以换取 XRP，并使用了可疑的域名引用，包括明显无效的“BRICS 域名”。

Echo X highlighted that users who delve deeper into the origins of these tokens will uncover their suspicious nature. He noted:

Echo X 强调，深入研究这些代币起源的用户将会发现它们的可疑本质。他指出：

“Now, if you actually click on it and you see what the Genesis wallets are … it leads you to a BRICS domain wallet. … That BRICS domain is not even a valid domain. Why would the BRICS be creating a wallet?”

“现在，如果你真的点击它，你会看到 Genesis 钱包是什么……它会引导你进入金砖国家域钱包。 ......金砖国家域甚至不是一个有效的域。为什么金砖国家要创建钱包？”

Data shows the wallet's trustlines were created around newly issued tokens with no official backing. In one transaction, the address placed an order to trade 299 million JPMorgan tokens for 33.23 million XRP at an exchange rate of 0.11 XRP per token, further casting doubt on its authenticity.

数据显示，钱包的信任线是围绕新发行的代币创建的，没有官方支持。在一笔交易中，该地址下单以 2.99 亿个摩根大通代币兑换 3323 万个 XRP，汇率为每代币 0.11 XRP，进一步让人怀疑其真实性。

The rumor gained traction as it appeared on XRPScan that the addresses in question had some form of verification tag, an aspect that usually indicates a wallet has completed a Know Your Customer (KYC) process. However, Wietse Wind, founder of Xaman (formerly Xumm), clarified that verification on XRPScan only shows if the account holders submitted personal data, not if they represent a specific entity on X.

由于 XRPScan 上出现的谣言称相关地址具有某种形式的验证标签，这一方面通常表明钱包已完成“了解你的客户”(KYC) 流程，因此该谣言受到关注。然而，Xaman（前身为Xumm）的创始人Wietse Wind澄清说，XRPScan上的验证仅显示帐户持有人是否提交了个人数据，而不显示他们是否代表X上的特定实体。

“The domain field is a public field on an account on the blockchain, anyone can enter anything there. Issued tokens can be issued by anyone. KYC can be done by anyone. … XRPScan shows data that lives on the ledger. This data lives on the ledger. […] They are all in fact KYC'd. By different people, all from the Philippines. So there we have it. KYC helps, but it's still no guarantee.”

“域名字段是区块链上账户的公共字段，任何人都可以在那里输入任何内容。任何人都可以发行已发行的代币。任何人都可以完成 KYC。 ... XRPScan 显示账本上的数据。这些数据存在于分类账中。 [...] 事实上，它们都是 KYC 的。由不同的人创作，全部来自菲律宾。所以我们就有了。 KYC 有所帮助，但仍不能保证。”

Wind's remarks highlight that the KYC process only verifies an individual's identity, not their affiliation with an organization like the US Treasury or any major bank. As a result, a user could label a wallet “Treasury,” mint tokens named after financial institutions, and set a domain to a high-profile website without actually representing those entities.

Wind 的言论强调，KYC 流程仅验证个人身份，而不验证他们与美国财政部或任何主要银行等组织的隶属关系。因此，用户可以将钱包标记为“Treasury”，以金融机构命名铸造代币，并将域名设置为知名网站，而无需实际代表这些实体。

Echo X urged community members to remain vigilant and avoid sending XRP to questionable addresses based solely on domain labels or speculation in his video: “Again, shout out to the BuildX and ERS community and team and developers … because they're trying to save you. … Make sure you do your own research and know what you hold.”

Echo X 敦促社区成员保持警惕，避免仅根据域名标签或视频中的猜测将 XRP 发送到有问题的地址：“再次向 BuildX 和 ERS ​​社区、团队和开发人员大声喊叫……因为他们正在试图拯救你。 ......确保你自己进行研究并知道你持有什么。”

At press time, XRP traded at

截至发稿时，XRP 交易价格为