揭穿美國財政部 XRP 騙局：暴露危險訊號

有關美國財政部涉嫌進軍 XRP Ledger (XRPL) 的傳言一直在流傳，引發了數位資產界的熱議。

A wallet address linked to “home.treasury.gov” surfaced on the XRP Ledger (XRPL) on January 21, creating trustlines with Bank of America, BlackRock, and JPMorgan and sparking rumors of the US Treasury's entry onto the XRPL. However, upon closer examination, several red flags indicate that the wallet is not authentic and is not affiliated with the US Treasury.

1 月21 日，一個與「home.treasury.gov」相關的錢包地址出現在XRP Ledger (XRPL) 上，與美國銀行、貝萊德和摩根大通建立了信任線，並引發了有關美國財政部進入XRPL 的傳言。然而，經過仔細檢查，一些危險信號表明該錢包不是真實的，並且不隸屬於美國財政部。

Community member Echo X (@echodatruth) debunked the rumor in a video, highlighting several suspicious aspects of the wallet.

社區成員 Echo X (@echodatruth) 在影片中揭穿了這一謠言，強調了錢包的幾個可疑方面。

“If you go XRP Scan and you put in the wallet address, you will notice that they have not only just all of these different tokens from Bank of America, BlackRock, and JP Morgan, which again, that's already a red flag, but you can notice they have 16,000 XRP that has been deposited into this wallet by people just sending it over to the Treasury. Or what they think is the [Treasury].”

「如果你進行 XRP 掃描並輸入錢包地址，你會注意到他們不僅擁有來自美國銀行、貝萊德和摩根大通的所有這些不同代幣，這又是一個危險信號，但你可以注意到他們有16,000 XRP 已被人們存入這個錢包，只是將其發送到財政部。或者他們認為是[財政部]。

According to Echo X, users can easily verify these discrepancies by exploring the wallet on XRPL scanners like XRPScan or Bithomp. He and other developers from BuildX and the ERS team identified an unusual pattern of newly issued “Bank of America,” “BlackRock,” and “JPMorgan” tokens, all minted by the same address, indicating that the tokens are not legitimate.

根據 Echo X 的說法，用戶可以透過在 XRPScan 或 Bithomp 等 XRPL 掃描器上探索錢包來輕鬆驗證這些差異。他和BuildX 以及ERS 團隊的其他開發人員發現了新發行的“Bank of America”、“BlackRock”和“JPMorgan”代幣的不尋常模式，這些代幣都是由同一地址鑄造的，這表明這些代幣不合法。

Public data from Bithomp shows that the suspect wallet was activated on January 21 at 3:17 UTC, setting its domain to the official US Treasury address, home.treasury.gov, seemingly to appear legitimate.

Bithomp 的公開數據顯示，可疑錢包於世界標準時間 1 月 21 日 3:17 被激活，將其域名設置為美國財政部官方地址 home.treasury.gov，看似合法。

The wallet received 1 trillion units of each of the so-called “Bank of America,” “BlackRock,” and “JPMorgan” tokens, set multiple sell orders for tens of millions of these tokens in exchange for XRP, and used questionable domain references, including an apparently invalid “BRICS domain.”

該錢包收到了所謂的「美國銀行」、「貝萊德」和「摩根大通」各1 兆單位的代幣，為數千萬個這些代幣設置了多個賣出訂單以換取XRP，並使用了可疑的網域引用，包括明顯無效的「BRICS 網域」。

Echo X highlighted that users who delve deeper into the origins of these tokens will uncover their suspicious nature. He noted:

Echo X 強調，深入研究這些代幣起源的用戶將會發現它們的可疑本質。他指出：

“Now, if you actually click on it and you see what the Genesis wallets are … it leads you to a BRICS domain wallet. … That BRICS domain is not even a valid domain. Why would the BRICS be creating a wallet?”

「現在，如果你真的點擊它，你會看到 Genesis 錢包是什麼……它會引導你進入金磚國家域錢包。 ……金磚國家域甚至不是一個有效的域。為什麼金磚國家要創建錢包？

Data shows the wallet's trustlines were created around newly issued tokens with no official backing. In one transaction, the address placed an order to trade 299 million JPMorgan tokens for 33.23 million XRP at an exchange rate of 0.11 XRP per token, further casting doubt on its authenticity.

數據顯示，錢包的信任線是圍繞新發行的代幣創建的，沒有官方支持。在一筆交易中，該地址下單以 2.99 億個摩根大通代幣兌換 3,323 萬個 XRP，匯率為每代幣 0.11 XRP，進一步讓人懷疑其真實性。

The rumor gained traction as it appeared on XRPScan that the addresses in question had some form of verification tag, an aspect that usually indicates a wallet has completed a Know Your Customer (KYC) process. However, Wietse Wind, founder of Xaman (formerly Xumm), clarified that verification on XRPScan only shows if the account holders submitted personal data, not if they represent a specific entity on X.

由於 XRPScan 上出現的謠言稱相關地址具有某種形式的驗證標籤，這一方面通常表明錢包已完成「了解您的客戶」(KYC) 流程，因此該謠言受到關注。然而，Xaman（前身為Xumm）的創始人Wietse Wind澄清說，XRPScan上的驗證僅顯示帳戶持有人是否提交了個人數據，而不顯示他們是否代表X上的特定實體。

“The domain field is a public field on an account on the blockchain, anyone can enter anything there. Issued tokens can be issued by anyone. KYC can be done by anyone. … XRPScan shows data that lives on the ledger. This data lives on the ledger. […] They are all in fact KYC'd. By different people, all from the Philippines. So there we have it. KYC helps, but it's still no guarantee.”

「網域字段是區塊鏈上帳戶的公共字段，任何人都可以在那裡輸入任何內容。任何人都可以發行已發行的代幣。任何人都可以完成 KYC。 ... XRPScan 顯示帳本上的資料。這些數據存在於分類帳中。 [...] 事實上，它們都是 KYC 的。由不同的人創作，全部來自菲律賓。所以我們就有了。 KYC 有幫助，但仍不能保證。

Wind's remarks highlight that the KYC process only verifies an individual's identity, not their affiliation with an organization like the US Treasury or any major bank. As a result, a user could label a wallet “Treasury,” mint tokens named after financial institutions, and set a domain to a high-profile website without actually representing those entities.

Wind 的言論強調，KYC 流程僅驗證個人身份，而不驗證他們與美國財政部或任何主要銀行等組織的隸屬關係。因此，用戶可以將錢包標記為“Treasury”，以金融機構命名鑄造代幣，並將網域設為知名網站，而無需實際代表這些實體。

Echo X urged community members to remain vigilant and avoid sending XRP to questionable addresses based solely on domain labels or speculation in his video: “Again, shout out to the BuildX and ERS community and team and developers … because they're trying to save you. … Make sure you do your own research and know what you hold.”

Echo X 敦促社群成員保持警惕，避免僅根據網域標籤或影片中的猜測將XRP 發送到有問題的地址：「再次向BuildX 和ERS 社群、團隊和開發人員大聲喊叫……因為他們正在試圖拯救你。 ……確保你自己進行研究並知道你持有什麼。

At press time, XRP traded at

截至發稿時，XRP 交易價格為