戴夫·拉姆齐的渐进转变：承认比特币的重要性，但保持投资怀疑态度

尽管戴夫·拉姆齐之前曾提出过批评，但他对比特币表达了更为微妙的看法。他承认它是一种货币，但强调其波动性和缺乏内在价值。拉姆齐建议不要投资比特币，理由是比特币缺乏现金流，而是推荐房地产和股票等传统投资。

Dave Ramsey's Evolving Views on Bitcoin: A Measured Assessment

戴夫·拉姆齐 (Dave Ramsey) 对比特币不断变化的看法：经过衡量的评估

In the tumultuous realm of finance, where opinions sway and markets fluctuate, the topic of Bitcoin has long been a polarizing force. For nearly two decades, this enigmatic cryptocurrency has ignited fierce debates among investors and financial pundits, leaving many to wonder about its legitimacy and investment prospects.

在动荡的金融领域，意见摇摆不定，市场波动，比特币的话题长期以来一直是一股两极分化的力量。近二十年来，这种神秘的加密货币引发了投资者和金融专家之间的激烈争论，让许多人对其合法性和投资前景感到怀疑。

One prominent figure who has consistently voiced his skepticism towards Bitcoin is Dave Ramsey, a renowned personal finance expert and author. Known for his staunch advocacy of traditional investment strategies, Ramsey has repeatedly dismissed cryptocurrencies as "risky" and "stupid investments," urging his audience to steer clear of this volatile asset class.

一直对比特币表示怀疑的一位著名人物是戴夫·拉姆齐 (Dave Ramsey)，他是一位著名的个人理财专家和作家。拉姆齐以坚定倡导传统投资策略而闻名，他多次将加密货币斥为“高风险”和“愚蠢的投资”，并敦促他的听众避开这种不稳定的资产类别。

However, in a recent episode of The Ramsey Show, Ramsey's stance on Bitcoin appeared to undergo a subtle shift, leaving viewers and financial enthusiasts alike both surprised and curious. In response to a caller named Jason from Connecticut, who inquired about Ramsey's thoughts on Bitcoin's recent surge in value, Ramsey adopted a more measured tone, acknowledging the asset's growing prominence.

然而，在最近一期的拉姆齐秀中，拉姆齐对比特币的立场似乎发生了微妙的转变，让观众和金融爱好者既惊讶又好奇。来自康涅狄格州的杰森 (Jason) 致电询问拉姆齐对比特币近期价值飙升的看法，在回应时，拉姆齐采取了更加谨慎的语气，承认该资产的重要性日益凸显。

"An asset with a trillion-dollar market cap is not a beanie baby," Ramsey conceded, implicitly recognizing the substantial market presence that Bitcoin has established over the years. This acknowledgment marks a departure from his previous dismissive attitude towards cryptocurrencies, which he has often likened to "gambling" or "investing in tulips."

拉姆齐承认：“市值数万亿美元的资产并不是无檐小便帽婴儿”，这含蓄地承认了比特币多年来已经建立的巨大市场影响力。这一承认标志着他与之前对加密货币的不屑一顾的态度有所不同，他经常将加密货币比作“赌博”或“投资郁金香”。

Delving deeper into his reasoning, Ramsey elaborated on his view of Bitcoin's nature, describing it as "a currency." While this characterization aligns with the terminology commonly used within the cryptocurrency community, Ramsey emphasized that currencies, by their very nature, lack inherent value.

拉姆齐深入探讨了他的推理，详细阐述了他对比特币本质的看法，并将其描述为“一种货币”。虽然这种描述与加密货币社区中常用的术语一致，但拉姆齐强调，货币本质上缺乏内在价值。

"Currencies have no value except for their track record," Ramsey explained, suggesting that the value of Bitcoin, like that of traditional fiat currencies, is ultimately derived from the trust and acceptance it commands among its users.

拉姆齐解释说：“除了其记录之外，货币没有任何价值。”他表示，比特币的价值与传统法定货币一样，最终源自其用户的信任和接受。

Ramsey then drew comparisons between Bitcoin and established global currencies such as the yuan and the Japanese yen, highlighting their long-standing histories and the economic power of the countries that issue them. In contrast, he noted, Bitcoin's track record is relatively short, and its acceptance as a currency remains limited.

随后，拉姆齐将比特币与人民币和日元等成熟的全球货币进行了比较，强调了它们悠久的历史以及发行它们的国家的经济实力。他指出，相比之下，比特币的历史记录相对较短，其作为货币的接受度仍然有限​​。

"Of all the currencies, Bitcoin has the least faith," Ramsey remarked with a chuckle. "Someday, it may level out and become a thing, but Jason, it's not there yet."

“在所有货币中，比特币是最没有信仰的，”拉姆齐笑着说道。 “有一天，它可能会趋于平稳并成为一种东西，但杰森，它还没有到那儿。”

Despite his acknowledgment of Bitcoin's growing market cap, Ramsey maintained his skepticism regarding its suitability as an investment. He argued that Bitcoin, like other cryptocurrencies, does not generate cash flow, a characteristic that he considers essential for a sound investment.

尽管拉姆齐承认比特币的市值不断增长，但他仍然对其作为投资的适宜性持怀疑态度。他认为，与其他加密货币一样，比特币不会产生现金流，而他认为这一特征对于稳健投资至关重要。

"I wouldn't wish Bitcoin investments on somebody I really dislike," Ramsey stated, suggesting that his stance on the asset has not fundamentally changed.

拉姆齐表示：“我不希望比特币投资于我真正不喜欢的人。”这表明他对该资产的立场没有根本改变。

Ramsey's evolving views on Bitcoin echo those of other renowned investors, such as Warren Buffett and his late business partner, Charlie Munger. Buffett, the legendary chairman of Berkshire Hathaway, has repeatedly dismissed Bitcoin as a "gambling token" lacking intrinsic value.

拉姆齐对比特币不断变化的看法与其他著名投资者的观点相呼应，例如沃伦·巴菲特和他已故的商业伙伴查理·芒格。伯克希尔哈撒韦公司的传奇董事长巴菲特多次将比特币视为缺乏内在价值的“赌博代币”。

In light of Ramsey's cautious stance on Bitcoin, investors may find more appealing opportunities within asset classes that generate tangible income. Traditional investments such as real estate and stocks have long been favored by value investors like Buffett and Ramsey, who prioritize cash flow and long-term stability over the volatility associated with cryptocurrencies.

鉴于拉姆齐对比特币的谨慎立场，投资者可能会在产生有形收入的资产类别中找到更有吸引力的机会。房地产和股票等传统投资长期以来一直受到巴菲特和拉姆齐等价值投资者的青睐，他们优先考虑现金流和长期稳定性，而不是与加密货币相关的波动性。

One potential investment that may appeal to both traditional value investors and cryptocurrency advocates is chip maker Nvidia (NVDA). During the previous cryptocurrency bull run, Nvidia experienced a surge in earnings due to the high demand for its GPU units, which were ideal for cryptocurrency mining.

芯片制造商英伟达（NVDA）可能会吸引传统价值投资者和加密货币倡导者的一项潜在投资。在上一次加密货币牛市期间，由于对其 GPU 单元的高需求（非常适合加密货币挖矿），英伟达的收益大幅增长。

With Bitcoin rallying once again, Nvidia could potentially see a similar boost in demand. However, this time, the catalyst for growth is amplified by the ongoing battle in the field of artificial intelligence (AI). Tech giants are investing heavily in Nvidia's H100 chips, which are essential for training and deploying large language models, a key technology driving AI advancements.

随着比特币再次上涨，英伟达可能会看到类似的需求增长。然而，这一次，人工智能（AI）领域持续的战斗放大了增长的催化剂。科技巨头正在大力投资 Nvidia 的 H100 芯片，这对于训练和部署大型语言模型至关重要，而大型语言模型是推动人工智能进步的关键技术。

In its most recent fiscal year, Nvidia generated a substantial $29.7 billion in net income, demonstrating its profitability and attracting the attention of traditional investors who may be skeptical of the cryptocurrency market.

在最近一个财年，英伟达实现了 297 亿美元的净利润，展示了其盈利能力，并吸引了可能对加密货币市场持怀疑态度的传统投资者的注意力。

It is important to note that the information presented here is for informational purposes only and should not be construed as financial advice. Investors are strongly advised to conduct thorough research and consult with qualified financial professionals before making any investment decisions.

值得注意的是，此处提供的信息仅供参考，不应被视为财务建议。强烈建议投资者在做出任何投资决定之前进行彻底的研究并咨询合格的金融专业人士。