2025 年 1 月最值得购买和持有的 7 种加密货币

从 Qubetics 突破性的多链钱包到比特币经过验证的稳定性、以太坊的主导地位、Solana 的速度、Ripple 的实用性、Polygon 的可扩展性和 Cardano 的创新，这些代币提供了实用性、增长潜力和长期价值的组合。

Cryptocurrency has gone mainstream. Whether you want to diversify your portfolio, hedge against inflation, or simply be a part of the wave of innovation, there’s something for everyone in the crypto world. But with so many coins out there, it can be hard to figure out which ones are worth your time and money. That’s where we come in.

加密货币已成为主流。无论您是想实现投资组合多元化、对冲通胀，还是只是想成为创新浪潮的一部分，加密世界中的每个人都能找到适合自己的东西。但市面上有这么多硬币，很难找出哪些值得您花时间和金钱。这就是我们进来的地方。

This year, one name that’s standing out is Qubetics ($TICS). It’s not just another altcoin—it’s a project addressing real-world problems that older cryptos have failed to solve. From simplifying transactions to integrating with traditional financial systems, Qubetics is paving the way for broader crypto adoption. Along with Qubetics, there are six other cryptos that you should seriously consider if you’re looking for the best cryptos to buy and hold in January 2025.

今年，Qubetics ($TICS) 是一个脱颖而出的名字。它不仅仅是另一种山寨币，它是一个解决旧加密货币无法解决的现实问题的项目。从简化交易到与传统金融系统集成，Qubetics 正在为更广泛的加密货币采用铺平道路。除了 Qubetics 之外，如果您正在寻找 2025 年 1 月购买和持有的最佳加密货币，您还应该认真考虑其他六种加密货币。

1. Qubetics ($TICS): Redefining Crypto Transactions with a Multichain Wallet

1. Qubetics ($TICS)：用多链钱包重新定义加密交易

Qubetics is turning heads with its revolutionary Non-Custodial Multi Chain Wallet, designed to make crypto transactions as simple as swiping your card. Think about how you use Apple Pay or Google Pay—that’s the level of ease Qubetics is bringing to the crypto world. Whether you’re on iOS, Android, or desktop, this wallet lets you manage your digital assets effortlessly.

Qubetics 以其革命性的非托管多链钱包引人注目，旨在使加密交易像刷卡一样简单。想想你如何使用 Apple Pay 或 Google Pay——这就是 Qubetics 为加密世界带来的便利程度。无论您使用的是 iOS、Android 还是桌面设备，这款钱包都可以让您轻松管理您的数字资产。

Here’s where it gets even cooler: The wallet includes a smart contract conversion mechanism that automatically converts your crypto into fiat at the point of sale. So, no more worrying about market volatility messing with your grocery run or coffee purchase. It’s all about stability, security, and simplicity.

这就是它变得更酷的地方：钱包包含一个智能合约转换机制，可以在销售点自动将您的加密货币转换为法定货币。因此，无需再担心市场波动会影响您的杂货采购或咖啡购买。这一切都与稳定性、安全性和简单性有关。

Qubetics isn’t just for individuals; businesses can benefit, too. Imagine a small online retailer that wants to accept crypto payments but doesn’t want to deal with price swings. With Qubetics, they can receive stable fiat payments while still tapping into the growing crypto customer base.

Qubetics 不仅适合个人，也适合个人。企业也能受益。想象一下，一家小型在线零售商想要接受加密货币支付，但不想应对价格波动。借助 Qubetics，他们可以获得稳定的法定付款，同时仍能利用不断增长的加密货币客户群。

Currently, the Qubetics presale is in its 16th stage. Over 407 million tokens have been sold to more than 13,700 holders, raising over $9 million. At just $0.0455 per token, now’s the time to get in before the price jumps by 10% in the next stage. If you’re looking for innovation and utility, Qubetics is one of the best cryptos to buy and hold in January 2025.

目前，Qubetics预售已进入第16阶段。超过 4.07 亿枚代币已出售给 13,700 多名持有者，筹集了超过 900 万美元。每个代币价格仅为 0.0455 美元，现在是在下一阶段价格上涨 10% 之前买入的最佳时机。如果您正在寻找创新和实用性，Qubetics 是 2025 年 1 月购买和持有的最佳加密货币之一。

2. Bitcoin (BTC): The Evergreen King

2. 比特币（BTC）：常青之王

No list of the best cryptos to buy and hold in January 2025 would be complete without Bitcoin. It’s the OG crypto, and for good reason. Bitcoin has stood the test of time as a store of value, often referred to as “digital gold.”

如果没有比特币，2025 年 1 月最值得购买和持有的加密货币清单就不完整。这是 OG 加密货币，这是有充分理由的。比特币作为一种价值储存手段经受住了时间的考验，通常被称为“数字黄金”。

Despite market fluctuations, Bitcoin’s fixed supply of 21 million coins ensures scarcity, making it a strong hedge against inflation. Institutional investors continue to pour in, solidifying Bitcoin’s place as a cornerstone investment in any portfolio. If you’re looking for stability and long-term potential, BTC remains a must-have.

尽管市场波动，比特币 2100 万枚的固定供应量确保了稀缺性，使其成为对抗通胀的有力对冲工具。机构投资者继续涌入，巩固了比特币作为任何投资组合基石投资的地位。如果您正在寻找稳定性和长期潜力，比特币仍然是必备品。

3. Ethereum (ETH): The Smart Contract Powerhouse

3. 以太坊（ETH）：智能合约发电站

Ethereum is the backbone of decentralized applications (dApps) and the DeFi ecosystem. From NFTs to decentralized finance platforms, Ethereum powers it all. Its recent transition to Ethereum 2.0 has improved scalability and reduced energy consumption, making it more attractive to both developers and eco-conscious investors.

以太坊是去中心化应用程序 (dApp) 和 DeFi 生态系统的支柱。从 NFT 到去中心化金融平台，以太坊为这一切提供动力。它最近向以太坊 2.0 的过渡提高了可扩展性并降低了能耗，使其对开发商和具有生态意识的投资者更具吸引力。

With countless projects being built on its platform, Ethereum’s utility is unmatched. It’s not just one of the best cryptos to buy and hold in January 2025—it’s the heart of blockchain innovation.

随着无数项目在其平台上构建，以太坊的实用性是无与伦比的。它不仅是 2025 年 1 月最值得购买和持有的加密货币之一，而且还是区块链创新的核心。

4. Solana (SOL): The Fast and Scalable Contender

4. Solana (SOL)：快速且可扩展的竞争者

If Ethereum is the reigning champ, Solana is the lightning-fast challenger. Known for its blazing transaction speeds and low fees, Solana is a favorite among developers building decentralized apps, especially in gaming and NFTs.

如果以太坊是卫冕冠军，那么 Solana 就是闪电般的挑战者。 Solana 以其超快的交易速度和低廉的费用而闻名，是构建去中心化应用程序的开发人员的最爱，尤其是在游戏和 NFT 领域。

Solana’s growing ecosystem, combined with its focus on scalability, makes it a strong contender for long-term growth. If you’re looking for a coin that balances innovation with usability, SOL should be on your radar.

Solana 不断发展的生态系统，加上对可扩展性的关注，使其成为长期增长的有力竞争者。如果您正在寻找一款能够平衡创新与可用性的代币，那么 SOL 应该在您的关注范围内。

5. Ripple (XRP): The Cross-Border Payments Leader

5. Ripple (XRP)：跨境支付领导者

Ripple’s XRP continues to dominate the cross-border payments space. It’s fast, efficient, and widely recognized by financial institutions around the globe. With ongoing legal battles behind it, XRP is regaining momentum and proving its resilience.

Ripple 的 XRP 继续主导跨境支付领域。它快速、高效，并受到全球金融机构的广泛认可。随着持续不断的法律斗争，XRP 正在重新获得动力并证明其韧性。

Ripple’s partnerships with banks and payment providers give it a real-world utility that’s hard to beat. If you’re interested in practical blockchain applications, XRP is a solid choice for 2025.

Ripple 与银行和支付提供商的合作关系使其在现实世界中具有难以匹敌的效用。如果您对实际的区块链应用感兴趣，XRP 是 2025 年的可靠选择。

6. Polygon (MATIC): Ethereum’s Scalable Sidekick

6. Polygon (MATIC)：以太坊的可扩展助手

Ethereum is great, but let’s face it—it can be slow and expensive. That’s where Polygon comes in. As a layer

以太坊很棒，但让我们面对现实吧——它可能很慢而且很昂贵。这就是多边形的用武之地。作为一个图层