加密货币诈骗正在增加。以下是如何发现并避免它们

加密货币潜在的高额回报吸引了大批诈骗者。据 FBI 称，2023 年，加密货币诈骗给受害者造成了 56 亿美元的损失。

Cryptocurrency markets have experienced a resurgence after the presidential election, with coins like bitcoin, ethereum and dogecoin leading the charge. The price of a single bitcoin, for example, recently eclipsed $100,000 for the first time.

总统选举后，加密货币市场经历了复苏，比特币、以太坊和狗狗币等加密货币引领潮流。例如，单个比特币的价格最近首次突破 10 万美元。

Experts attribute this trend to several factors, including President-elect Donald Trump's favorable comments about cryptocurrency on the campaign trail, renewed interest from retail investors and increased institutional adoption.

专家将这一趋势归因于几个因素，包括当选总统唐纳德·特朗普在竞选过程中对加密货币的好评、散户投资者重新燃起了兴趣以及机构采用率的增加。

Crypto is notoriously volatile. The digital assets' value can swing wildly in a matter of days or hours, making them both a thrilling and high-risk investment. But there's another dangerous side of the crypto boom: the resurgence of crypto scams.

众所周知，加密货币的波动性很大。数字资产的价值可能在几天或几小时内剧烈波动，这使得它们既令人兴奋又具有高风险的投资。但加密货币繁荣还有另一个危险的一面：加密货币诈骗的死灰复燃。

Crypto presents a golden opportunity for scammers. The crypto market is mostly unregulated and once a transaction is made, it's nearly impossible to reverse it. That means if a scammer takes off with your crypto, there's little you can do to get your money back.

加密货币为诈骗者提供了绝佳的机会。加密市场大多不受监管，一旦交易完成，几乎不可能逆转。这意味着如果骗子偷走了你的加密货币，你几乎无法拿回你的钱。

If you're actively investing in crypto or keeping an eye on digital currencies, make sure you know how to spot these get-rich-quick schemes and other ploys.

如果您正在积极投资加密货币或关注数字货币，请确保您知道如何识别这些快速致富的计划和其他策略。

Top cryptocurrency scams to watch out for

需要警惕的顶级加密货币骗局

The potential high payoff of crypto attracts droves of scammers. In 2023, crypto scams cost victims $5.6 billion, according to the FBI. These are some examples of common crypto scams.

加密货币潜在的高额回报吸引了大批诈骗者。据 FBI 称，2023 年，加密货币诈骗给受害者造成了 56 亿美元的损失。这些是常见加密货币诈骗的一些示例。

Phishing attempts

网络钓鱼尝试

A phishing scam tries to get you to reveal sensitive personal or financial information by sending you a fraudulent email, text or phone call.

网络钓鱼诈骗试图通过向您发送欺诈性电子邮件、短信或电话来让您泄露敏感的个人或财务信息。

Crypto phishing scams take on many forms. For example, it's common for bad actors to impersonate legitimate exchanges to try to trick you into sharing your private key -- a unique passcode that lets you access your crypto -- by prompting you to click an embedded link in a text or email.

加密货币网络钓鱼诈骗有多种形式。例如，不良行为者通常会冒充合法交易所，通过提示您单击文本或电子邮件中的嵌入链接，试图诱骗您共享您的私钥（一种允许您访问加密货币的独特密码）。

Other examples of phishing attempts related to crypto, according to the FTC, include:

根据联邦贸易委员会的说法，与加密货币相关的网络钓鱼尝试的其他例子包括：

* Fraudulent emails or texts that appear to be from a cryptocurrency exchange, a hardware wallet manufacturer or a well-known figure in the crypto space. These messages typically contain a link that takes you to a phishing site designed to look like the real thing. Once you enter your login credentials or other sensitive information on the phishing site, the scammers have what they need to access your crypto holdings.

* 看似来自加密货币交易所、硬件钱包制造商或加密货币领域知名人物的欺诈性电子邮件或短信。这些消息通常包含一个链接，可将您带到一个看起来像真实网站的网络钓鱼网站。一旦您在网络钓鱼网站上输入登录凭据或其他敏感信息，诈骗者就拥有访问您的加密资产所需的信息。

* Scammers may also create fake websites or social media profiles that closely resemble those of legitimate cryptocurrency exchanges or influencers. If you're not paying close attention, you could easily be fooled into visiting one of these fake sites and falling for a phishing scam.

* 诈骗者还可能创建与合法加密货币交易所或影响者的网站或社交媒体资料非常相似的虚假网站或社交媒体资料。如果您不密切注意，您可能很容易被愚弄，访问这些虚假网站之一并陷入网络钓鱼骗局。

* Another common phishing tactic is for scammers to send out emails or texts that contain QR codes. When you scan one of these QR codes with your mobile phone, it could take you to a phishing site or automatically download malware onto your device.

* 诈骗者另一种常见的网络钓鱼策略是发送包含二维码的电子邮件或文本。当您使用手机扫描这些二维码之一时，它可能会将您带到网络钓鱼网站或自动将恶意软件下载到您的设备上。

Social engineering

社会工程

Scammers can also build deep connections with you and then try to manipulate your emotions to compel you to make a rash decision, such as going all in on a new type of crypto.

诈骗者还可以与您建立深厚的联系，然后试图操纵您的情绪，迫使您做出鲁莽的决定，例如全力以赴购买一种新型加密货币。

"In a bull market, scammers lean into human greed, promising high returns and exploiting the fear of missing out. In a bear market, they play on fears that cryptoassets are at risk," said Nick Percoco, chief security officer at cryptocurrency exchange Kraken.

加密货币交易所 Kraken 首席安全官尼克·佩尔科科 (Nick Percoco) 表示：“在牛市中，骗子会利用人类的贪婪，承诺高额回报，并利用人们对错失良机的恐惧。在熊市中，他们利用对加密资产面临风险的担忧。” 。

Percoco added that investors should be wary of high-pressure tactics. "Scammers know that if you ultimately do nothing, they lose. Take your time and research opportunities carefully."

佩尔科科补充说，投资者应该警惕高压策略。 “骗子知道，如果你最终什么都不做，他们就会输。花点时间仔细研究机会。”

Rug pulls and fake tokens

地毯拉手和假代币

Developers often create new tokens designed to look like legitimate crypto coins to attract investors into purchasing cryptocurrency. Once a purchase is made, the fraudster takes your money and vanishes, leaving you with nothing except a counterfeit token.

开发人员经常创建看起来像合法加密货币的新代币，以吸引投资者购买加密货币。一旦完成购买，欺诈者就会拿走你的钱并消失，除了假冒代币之外，你什么也没有留下。

Many times this scam happens when bad actors encourage investors to act fast to get in on a new crypto project before the price skyrockets. If you're not sure if a token is legitimate, be sure to research the asset, its website, the project's founders and the digital coin's transaction activity. If no website exists or the project's creators are anonymous, it could signal high risk.

很多时候，当不良行为者鼓励投资者在价格飙升之前迅速采取行动进入新的加密项目时，就会发生这种骗局。如果您不确定代币是否合法，请务必研究该资产、其网站、项目创始人以及数字货币的交易活动。如果不存在网站或项目创建者是匿名的，则可能预示着高风险。

Bitcoin ATM scams

比特币ATM机诈骗

In this scam, a cybercriminal tries to trap you by posing as law enforcement or a financial institution. The scammer might tell you that you need to pay a fine or that a bill is past due. To avoid legal action, the scammer instructs you to use a bitcoin ATM to send them funds.

在这个骗局中，网络犯罪分子试图冒充执法部门或金融机构来诱骗您。骗子可能会告诉您，您需要支付罚款或账单已逾期。为了避免法律诉讼，诈骗者会指示您使用比特币 ATM 向他们发送资金。

Legitimate entities will never ask for payments via bitcoin ATMs. You should ignore such requests entirely.

合法实体永远不会要求通过比特币 ATM 付款。您应该完全忽略此类请求。

What if I fall for a cryptocurrency scam?

如果我陷入加密货币骗局怎么办？

If you fall for a cryptocurrency scam, it's unlikely that you'll get your money back. Part of what makes these swindles attractive to cybercriminals is that cryptocurrency transactions are irreversible. Money is also hard to track after it's sent because scammers can transfer it to any part of the world.

如果您陷入加密货币骗局，您不太可能拿回钱。这些诈骗对网络犯罪分子有吸引力的部分原因是加密货币交易是不可逆转的。汇款后也很难追踪，因为诈骗者可以将其转移到世界任何地方。

"Investors should exercise caution and conduct thorough research before engaging with any cryptocurrency platform or investment opportunity," Jacqueline Cooper, CEO

“投资者在参与任何加密货币平台或投资机会之前应谨慎行事并进行彻底的研究，”首席执行官杰奎琳·库珀 (Jacqueline Cooper)