加密货币：洗钱的新领域

加密货币虽然经常因其赋予财务自由的潜力而受到称赞，但也被用于恶意目的，为洗钱活动提供便利。这种对区块链技术的滥用引发了紧急反应，包括 TracFin 最近的一份报告，强调加密货币越来越多地参与法国的可疑金融交易。

Cryptocurrencies: A New Frontier for Money Laundering

加密货币：洗钱的新领域

Cryptocurrencies, often touted for their potential to empower individuals financially, have found a sinister use in facilitating money laundering activities. This misuse of blockchain technology has sparked significant concern, particularly in light of a recent report by TracFin, highlighting the involvement of cryptocurrencies in suspicious financial transactions within France.

加密货币经常被吹捧为个人经济赋权的潜力，但它却被发现被用于促进洗钱活动。这种区块链技术的滥用引发了人们的极大关注，特别是考虑到 TracFin 最近的一份报告，该报告强调了加密货币参与法国境内的可疑金融交易。

Cryptocurrencies: The New Safe Haven for Money Laundering

加密货币：洗钱的新避风港

The presence of cryptocurrencies in money laundering schemes has long been a source of concern for policymakers. Democratic Senator Elizabeth Warren of Massachusetts, a vocal critic of this phenomenon, introduced a bill in June 2023 aimed at curtailing this nefarious practice while regulating the use of cryptocurrencies.

洗钱计划中加密货币的存在长期以来一直是政策制定者关注的一个问题。马萨诸塞州民主党参议员伊丽莎白·沃伦 (Elizabeth Warren) 直言不讳地批评这种现象，她于 2023 年 6 月提出了一项法案，旨在遏制这种邪恶行为，同时规范加密货币的使用。

In France, cryptocurrencies have become the new haven for money launderers, surpassing even traditional financial sectors in suspicious activity reports.

在法国，加密货币已成为洗钱者的新避风港，可疑活动报告甚至超过了传统金融领域。

TracFin, France's financial intelligence agency, received a record number of reports in 2023, reaching a staggering 190,653 suspicious cases, a sharp increase of 15% compared to the previous year.

法国金融情报机构TracFin在2023年收到的报告数量创历史新高，可疑案件达到惊人的190,653起，比上一年大幅增加15%。

This concerning trend is not limited to traditional financial institutions. Electronic money institutions and digital asset service providers (PSANs) have reported a surge of 146% and 339%, respectively.

这种令人担忧的趋势不仅限于传统金融机构。电子货币机构和数字资产服务提供商（PSAN）的涨幅分别为 146% 和 339%。

The French Ministry of Finance has raised the alarm, highlighting this alarming trend. Banks and credit institutions remain the primary reporters of suspicious activities, but digital service providers are becoming an increasing focus.

法国财政部已发出警报，强调了这一令人震惊的趋势。银行和信贷机构仍然是可疑活动的主要报告者，但数字服务提供商正成为越来越多的焦点。

In this financial Wild West, where transparency is often as elusive as the desert wind, Bitcoin (BTC) and other cryptocurrencies have emerged as a significant new concern for TracFin and financial regulators alike.

在这个金融狂野的西部，透明度往往像沙漠风一样难以捉摸，比特币（BTC）和其他加密货币已成为 TracFin 和金融监管机构的一个重要的新关注点。

Crypto-Crime: The Virtual Underworld

加密犯罪：虚拟地下世界

TracFin has consistently sounded the alarm over the past year, with its explosive 2022 report, covered by Le Figaro, declaring crypto-assets as the new playground for delinquents.

TracFin 在过去一年中不断敲响警钟，《费加罗报》报道了其爆炸性的 2022 年报告，宣称加密资产是犯罪分子的新游乐场。

In this gallery of financial horrors, cryptocurrencies take center stage, aiding sophisticated fraud schemes, money laundering, and even the financing of jihadist terrorism. "A new vector for financing terrorism," laments TracFin, highlighting their role in criminal organizations' clandestine operations.

在这个金融恐怖画廊中，加密货币占据了中心舞台，它帮助复杂的欺诈计划、洗钱，甚至为圣战恐怖主义提供融资。 TracFin 感叹道：“这是资助恐怖主义的新载体”，并强调了他们在犯罪组织秘密行动中的作用。

Bruno Le Maire, Minister of the Economy, and Thomas Cazenave, Minister of Public Accounts, commended TracFin's diligent efforts, which uncovered a colossal €2.1 billion in financial fraud, with nearly €1.5 billion linked to tax, social security, or customs fraud.

经济部长布鲁诺·勒梅尔 (Bruno Le Maire) 和公共账户部长托马斯·卡泽纳夫 (Thomas Cazenave) 赞扬了 TracFin 的辛勤努力，发现了价值 21 亿欧元的巨额金融欺诈，其中近 15 亿欧元与税务、社会保障或海关欺诈有关。

But the alarming figures do not end there: compared to 2022, suspicious activity reports have jumped by 46%, with 162,708 reports received by TracFin. Faced with this surge in financial crime, TracFin has announced plans to bolster its resources in the coming years.

但令人震惊的数字还不止于此：与 2022 年相比，可疑活动报告猛增了 46%，TracFin 收到了 162,708 份报告。面对金融犯罪的激增，TracFin 宣布了未来几年增强资源的计划。

Combating the Crypto-Crime Wave

打击加密货币犯罪浪潮

The rise of cryptocurrencies in money laundering activities demands a multifaceted response from policymakers, law enforcement agencies, and financial institutions. Strengthening anti-money laundering (AML) and know-your-customer (KYC) regulations is essential to deter the misuse of cryptocurrencies for nefarious purposes.

加密货币在洗钱活动中的兴起需要政策制定者、执法机构和金融机构采取多方面的应对措施。加强反洗钱 (AML) 和了解你的客户 (KYC) 法规对于阻止出于邪恶目的滥用加密货币至关重要。

Collaboration between national and international authorities is crucial for tracking and disrupting cross-border money laundering operations. Increased investment in financial intelligence units like TracFin will provide the necessary resources to monitor and investigate suspicious transactions.

国家和国际当局之间的合作对于追踪和破坏跨境洗钱活动至关重要。增加对 TracFin 等金融情报机构的投资将为监控和调查可疑交易提供必要的资源。

Educating the public about the risks associated with cryptocurrencies is also vital to prevent unsuspecting individuals from becoming unwitting participants in money laundering schemes.

对公众进行有关加密货币相关风险的教育对于防止毫无戒心的个人成为洗钱计划的不知情参与者也至关重要。

The use of blockchain technology for legitimate purposes should not be hindered by the misuse of cryptocurrencies for criminal activities. By implementing robust AML and KYC measures, fostering international cooperation, and raising public awareness, policymakers and law enforcement agencies can combat this insidious threat and protect the integrity of the financial system.

将区块链技术用于合法目的不应因滥用加密货币进行犯罪活动而受到阻碍。通过实施强有力的反洗钱和了解你的客户措施、促进国际合作并提高公众意识，政策制定者和执法机构可以对抗这种潜在的威胁并保护金融体系的完整性。