加密全部阳光和彩虹吗？我们从区块链，加密货币和比特币的基础知识开始

在过去的几个星期五，我们带您完成了所有的加密货币。我们从区块链，加密货币和比特币的基础知识开始

Hey folks!

嘿，伙计们！

Over the past few Fridays, we’ve taken you through all things crypto. We started with the basics of blockchain, cryptocurrencies and bitcoin, their evolution, their use cases beyond money, the shift to DeFi and Web3, and finally, whether (and how) you can trade crypto in India.

在过去的几个星期五，我们带您完成了所有的加密货币。我们从区块链，加密货币和比特币，它们的进化，货币以外的用例，向Defi和Web3的转变，最后是（以及如何）您可以在印度交易加密货币的基础知识。

But after all that, you’re probably wondering — “Wait, is crypto all sunshine and rainbows?”

但是毕竟，您可能想知道 - “等等，加密货币是所有的阳光和彩虹吗？”

And it’s only fair if you asked this question because none of our stories really emphasised its downsides enough. Not because we’re crypto bros, biased, or part of the crypto hype squad. We just saved the hard truths for this final chapter — on why you might want to think twice before buying crypto.

只有您问这个问题，这是公平的，因为我们的故事都没有真正强调其缺点。不是因为我们是加密兄弟，有偏见或加密宣传小队的一部分。我们只是为最后一章保存了坚硬的真理 - 关于为什么您可能想在购买加密货币之前三思而后行。

But before we dive in, a quick pause. Because this is it — the final chapter of our Finshots Cracks Crypto series. We know we promised nine weeks, but along the way, we realised some stories flowed better together than stretched apart. And now, we’ve reached the last big question: Should you even invest in crypto? After all, investing is one of its most popular use cases today. So let’s wrap this up the right way, shall we?

但是在我们潜水之前，请快速停下来。因为这就是这样 - 我们的鳍片的最后一章破解了加密系列。我们知道我们答应了九个星期，但是在此过程中，我们意识到一些故事比伸展运动更好。现在，我们已经达到了最后一个大问题：您甚至应该投资加密吗？毕竟，投资是当今最受欢迎的用例之一。那么，让我们以正确的方式包裹起来吧？

Now, if you’ve ever thought about buying crypto, you’ve probably felt that fear. That nagging worry that hackers could swoop in, steal your crypto and wipe out your hard-earned money.

现在，如果您曾经考虑过购买加密货币，那么您可能会感到恐惧。令人担忧的是，黑客可能会猛冲，偷走您的加密货币并消灭您来之不易的钱。

And we don’t blame you. Incidents from Bitconnect and OneCoin to the Ronin Network exploit, the FTX collapse and the recent WazirX hack have created an atmosphere of fear. But here’s the thing. Most of these disasters weren’t because crypto itself was hackable.

我们不怪你。从BitConnect和Onecoin到Ronin网络的事件，FTX崩溃和最近的Wazirx Hack创造了一种恐惧的氛围。但这是事情。这些灾难中的大多数并不是因为加密本身是可黑客入侵的。

Bitconnect and OneCoin were classic Ponzi schemes that lured investors with false promises. FTX was a case of financial mismanagement. And in the Ronin Network’s case, hackers didn’t break the blockchain but they just got their hands on stolen private keys.

BitConnect和Onecoin是经典的庞氏骗局，吸引了投资者有虚假的承诺。 FTX是财务管理不善的案例。在罗宁网络的情况下，黑客并没有打破区块链，但他们只是抓住了被盗的私钥。

See the pattern? The problem isn’t crypto, it’s misinformation and poor security practices. Because most cryptos are built on the blockchain technology, and the blockchain itself is built to be highly secure. It’s designed to make manipulation nearly impossible (remember consensus mechanisms from FCC#1?). That means most cryptos, including Bitcoin, can’t really be hacked, and your crypto can’t be stolen, unless you don’t understand how to protect it. And that’s exactly what scammers count on — hype, confusion and a lack of knowledge. Which is why these scams often succeed:

看到图案吗？问题不是加密，而是错误的信息和不良的安全实践。因为大多数加密货币都是建立在区块链技术上的，并且区块链本身的建造是高度安全的。它旨在使操纵几乎不可能（记住FCC＃1的共识机制？）。这意味着大多数包括比特币在内的加密货币都无法真正被黑客入侵，并且您的加密货币不会被盗，除非您不了解如何保护它。这正是骗子依靠的 - 炒作，混乱和缺乏知识。这就是为什么这些骗局经常成功的原因：

The gist of it all? It’s that these scams aren’t really about crypto, they’re about you. They prey on human psychology and mess with your instincts. The flash dreams of get-rich-quick schemes, push you into FOMO, and make you feel like you’ll regret it forever if you don’t act “right now”. And honestly, it’s no different from the scams you see in online trading or across the internet. But here’s the good news: avoiding them isn’t rocket science. Just know the fundamental crypto basics (there aren’t too many), learn how to keep your crypto funds safe, and never let urgency make your decisions for you. Simple.

这一切的要点？这是这些骗局并不是真正关于加密货币，而是关于您的。他们捕食人类心理学，并陷入您的直觉。获得富裕的计划的闪光梦想，将您推入FOMO，并使您觉得如果您不在“现在”行动，您会永远后悔它。老实说，这与您在在线交易中或互联网上看到的骗局没有什么不同。但这是个好消息：避免他们不是火箭科学。只需了解基本的加密基础知识（没有太多），学习如何确保加密资金的安全，并且永远不要让紧迫性为您做出决定。简单的。

But not everything is in your control. Some risks are bigger, messier, and can hit you even if you know crypto inside out.

但是并非一切都在您控制的地方。有些风险更大，更混乱，即使您知道加密货币，也会打击您。

Take pre-mining, for example. This is when developers mint or allocate a portion of a cryptocurrency’s supply before making it available to the public. It’s common in most cryptocurrencies, except Bitcoin. Bitcoin was designed to be mined only after it went live. But altcoins including Ethereum and Solana were pre-mined. This means that developers and early insiders had a head start and held an unfair advantage. And here’s where things get tricky. If they decide to dump their chunk of tokens later, prices can crash, leaving regular investors holding the bag.

以预矿为例。这是开发人员在向公众使用之前造币或分配加密货币供应的一部分。除了比特币外，在大多数加密货币中都是常见的。比特币的设计仅在上线后才能开采。但是包括以太坊和索拉纳在内的山寨币是预先开采的。这意味着开发人员和早期内部人士有了一个领先的开端，并具有不公平的优势。这是事情变得棘手的地方。如果他们决定以后丢弃代币的一部分，价格可能会崩溃，而常规投资者则拿着袋子。

Even Bitcoin isn’t entirely free from this issue. Sure, it wasn’t pre-mined, but Satoshi Nakamoto, the mysterious individual (or group) behind Bitcoin, still holds about 1.1 million BTC. That’s more than anyone else in the world. And the twist here is that no one knows who or or where they (Satoshi) are, or even whether they’re alive or active.

即使是比特币也不完全摆脱此问题。当然，它不是预先进行的，但是比特币背后的神秘个人（或群体）萨托·纳卡本（Satoshi Nakamoto）仍然拥有约110万BTC。这比世界上其他任何人都重要。这里的转折是，没有人知道他们（satoshi）是谁或哪里，甚至他们是否还活着或活跃。

Now, imagine if one day Satoshi suddenly reappeared and dumped all their Bitcoin. That could destabilise the crypto market, no?

现在，想象一下，如果有一天，Satoshi突然重新出现并抛弃了所有的比特币。那可能会使加密货币市场稳定，不是吗？

Another big, tricky part about cryptos, especially Bitcoin, is it’s something really, really hard to value. You see, unlike stocks, which have earnings, or gold, which has industrial use, Bitcoin doesn’t generate cash flow or produce anything tangible. It exists, well, because people believe in it. So how do you figure out what it’s truly worth? No one really knows. And when you’re

关于加密货币，尤其是比特币的另一个大型，棘手的部分是，这确实很难重视。您会发现，与具有工业用途的股票或黄金不同，比特币不会产生现金流或产生任何有形的东西。它存在，因为人们相信它。那么，您如何弄清楚它的真正价值呢？没有人真的知道。当你