加密全部陽光和彩虹嗎？我們從區塊鏈，加密貨幣和比特幣的基礎知識開始

在過去的幾個星期五，我們帶您完成了所有的加密貨幣。我們從區塊鏈，加密貨幣和比特幣的基礎知識開始

Hey folks!

嘿，伙計們！

Over the past few Fridays, we’ve taken you through all things crypto. We started with the basics of blockchain, cryptocurrencies and bitcoin, their evolution, their use cases beyond money, the shift to DeFi and Web3, and finally, whether (and how) you can trade crypto in India.

在過去的幾個星期五，我們帶您完成了所有的加密貨幣。我們從區塊鏈，加密貨幣和比特幣，它們的進化，貨幣以外的用例，向Defi和Web3的轉變，最後是（以及如何）您可以在印度交易加密貨幣的基礎知識。

But after all that, you’re probably wondering — “Wait, is crypto all sunshine and rainbows?”

但是畢竟，您可能想知道 - “等等，加密貨幣是所有的陽光和彩虹嗎？”

And it’s only fair if you asked this question because none of our stories really emphasised its downsides enough. Not because we’re crypto bros, biased, or part of the crypto hype squad. We just saved the hard truths for this final chapter — on why you might want to think twice before buying crypto.

只有您問這個問題，這是公平的，因為我們的故事都沒有真正強調其缺點。不是因為我們是加密兄弟，有偏見或加密宣傳小隊的一部分。我們只是為最後一章保存了堅硬的真理 - 關於為什麼您可能想在購買加密貨幣之前三思而後行。

But before we dive in, a quick pause. Because this is it — the final chapter of our Finshots Cracks Crypto series. We know we promised nine weeks, but along the way, we realised some stories flowed better together than stretched apart. And now, we’ve reached the last big question: Should you even invest in crypto? After all, investing is one of its most popular use cases today. So let’s wrap this up the right way, shall we?

但是在我們潛水之前，請快速停下來。因為這就是這樣 - 我們的鰭片的最後一章破解了加密系列。我們知道我們答應了九個星期，但是在此過程中，我們意識到一些故事比伸展運動更好。現在，我們已經達到了最後一個大問題：您甚至應該投資加密嗎？畢竟，投資是當今最受歡迎的用例之一。那麼，讓我們以正確的方式包裹起來吧？

Now, if you’ve ever thought about buying crypto, you’ve probably felt that fear. That nagging worry that hackers could swoop in, steal your crypto and wipe out your hard-earned money.

現在，如果您曾經考慮過購買加密貨幣，那麼您可能會感到恐懼。令人擔憂的是，黑客可能會猛衝，偷走您的加密貨幣並消滅您來之不易的錢。

And we don’t blame you. Incidents from Bitconnect and OneCoin to the Ronin Network exploit, the FTX collapse and the recent WazirX hack have created an atmosphere of fear. But here’s the thing. Most of these disasters weren’t because crypto itself was hackable.

我們不怪你。從BitConnect和Onecoin到Ronin網絡的事件，FTX崩潰和最近的Wazirx Hack創造了一種恐懼的氛圍。但這是事情。這些災難中的大多數並不是因為加密本身是可黑客入侵的。

Bitconnect and OneCoin were classic Ponzi schemes that lured investors with false promises. FTX was a case of financial mismanagement. And in the Ronin Network’s case, hackers didn’t break the blockchain but they just got their hands on stolen private keys.

BitConnect和Onecoin是經典的龐氏騙局，吸引了投資者有虛假的承諾。 FTX是財務管理不善的案例。在羅寧網絡的情況下，黑客並沒有打破區塊鏈，但他們只是抓住了被盜的私鑰。

See the pattern? The problem isn’t crypto, it’s misinformation and poor security practices. Because most cryptos are built on the blockchain technology, and the blockchain itself is built to be highly secure. It’s designed to make manipulation nearly impossible (remember consensus mechanisms from FCC#1?). That means most cryptos, including Bitcoin, can’t really be hacked, and your crypto can’t be stolen, unless you don’t understand how to protect it. And that’s exactly what scammers count on — hype, confusion and a lack of knowledge. Which is why these scams often succeed:

看到圖案嗎？問題不是加密，而是錯誤的信息和不良的安全實踐。因為大多數加密貨幣都是建立在區塊鏈技術上的，並且區塊鏈本身的建造是高度安全的。它旨在使操縱幾乎不可能（記住FCC＃1的共識機制？）。這意味著大多數包括比特幣在內的加密貨幣都無法真正被黑客入侵，並且您的加密貨幣不會被盜，除非您不了解如何保護它。這正是騙子依靠的 - 炒作，混亂和缺乏知識。這就是為什麼這些騙局經常成功的原因：

The gist of it all? It’s that these scams aren’t really about crypto, they’re about you. They prey on human psychology and mess with your instincts. The flash dreams of get-rich-quick schemes, push you into FOMO, and make you feel like you’ll regret it forever if you don’t act “right now”. And honestly, it’s no different from the scams you see in online trading or across the internet. But here’s the good news: avoiding them isn’t rocket science. Just know the fundamental crypto basics (there aren’t too many), learn how to keep your crypto funds safe, and never let urgency make your decisions for you. Simple.

這一切的要點？這是這些騙局並不是真正關於加密貨幣，而是關於您的。他們捕食人類心理學，並陷入您的直覺。獲得富裕的計劃的閃光夢想，將您推入FOMO，並使您覺得如果您不在“現在”行動，您會永遠後悔它。老實說，這與您在在線交易中或互聯網上看到的騙局沒有什麼不同。但這是個好消息：避免他們不是火箭科學。只需了解基本的加密基礎知識（沒有太多），學習如何確保加密資金的安全，並且永遠不要讓緊迫性為您做出決定。簡單的。

But not everything is in your control. Some risks are bigger, messier, and can hit you even if you know crypto inside out.

但是並非一切都在您控制的地方。有些風險更大，更混亂，即使您知道加密貨幣，也會打擊您。

Take pre-mining, for example. This is when developers mint or allocate a portion of a cryptocurrency’s supply before making it available to the public. It’s common in most cryptocurrencies, except Bitcoin. Bitcoin was designed to be mined only after it went live. But altcoins including Ethereum and Solana were pre-mined. This means that developers and early insiders had a head start and held an unfair advantage. And here’s where things get tricky. If they decide to dump their chunk of tokens later, prices can crash, leaving regular investors holding the bag.

以預礦為例。這是開發人員在向公眾使用之前造幣或分配加密貨幣供應的一部分。除了比特幣外，在大多數加密貨幣中都是常見的。比特幣的設計僅在上線後才能開採。但是包括以太坊和索拉納在內的山寨幣是預先開采的。這意味著開發人員和早期內部人士有了一個領先的開端，並具有不公平的優勢。這是事情變得棘手的地方。如果他們決定以後丟棄代幣的一部分，價格可能會崩潰，而常規投資者則拿著袋子。

Even Bitcoin isn’t entirely free from this issue. Sure, it wasn’t pre-mined, but Satoshi Nakamoto, the mysterious individual (or group) behind Bitcoin, still holds about 1.1 million BTC. That’s more than anyone else in the world. And the twist here is that no one knows who or or where they (Satoshi) are, or even whether they’re alive or active.

即使是比特幣也不完全擺脫此問題。當然，它不是預先進行的，但是比特幣背後的神秘個人（或群體）薩托·納卡本（Satoshi Nakamoto）仍然擁有約110萬BTC。這比世界上其他任何人都重要。這裡的轉折是，沒有人知道他們（satoshi）是誰或哪裡，甚至他們是否還活著或活躍。

Now, imagine if one day Satoshi suddenly reappeared and dumped all their Bitcoin. That could destabilise the crypto market, no?

現在，想像一下，如果有一天，Satoshi突然重新出現並拋棄了所有的比特幣。那可能會使加密貨幣市場穩定，不是嗎？

Another big, tricky part about cryptos, especially Bitcoin, is it’s something really, really hard to value. You see, unlike stocks, which have earnings, or gold, which has industrial use, Bitcoin doesn’t generate cash flow or produce anything tangible. It exists, well, because people believe in it. So how do you figure out what it’s truly worth? No one really knows. And when you’re

關於加密貨幣，尤其是比特幣的另一個大型，棘手的部分是，這確實很難重視。您會發現，與具有工業用途的股票或黃金不同，比特幣不會產生現金流或產生任何有形的東西。它存在，因為人們相信它。那麼，您如何弄清楚它的真正價值呢？沒有人真的知道。當你