加密货币安全吗？投资数字货币之前需要了解什么

加密货币彻底改变了我们对金钱和交易的思考方式，提供了传统金融系统无法提供的安全性、隐私性和可访问性。然而，这些优势也伴随着风险，尤其是网络安全威胁。通过了解加密货币的优点和缺点并遵循保持安全的最佳实践，您可以自信地探索数字经济，同时保护您的资产。

Cryptocurrency has taken the world by storm, and as security professionals, we must address the crucial question: Is crypto safe? Following the re-election of former President Donald Trump, Bitcoin—the largest and most popular cryptocurrency—made headlines by reaching an all-time high of $100,000.

加密货币已经风靡全球，作为安全专业人士，我们必须解决一个关键问题：加密货币安全吗？在前总统唐纳德·特朗普连任后，比特币——最大、最受欢迎的加密货币——登上了头条新闻，创下了 10 万美元的历史新高。

As digital currencies gain popularity, it’s natural for you, your team members, and your family members to grow curious about the new financial trend. However, before diving into the crypto world, it’s crucial to understand the unique safety concerns it brings.

随着数字货币越来越受欢迎，您、您的团队成员和您的家人自然会对新的金融趋势感到好奇。然而，在深入加密世界之前，了解它带来的独特安全问题至关重要。

In today’s blog, we’ll review the definition of cryptocurrencies, the security pros and cons of crypto, and how to stay safe if investing in digital coins.

在今天的博客中，我们将回顾加密货币的定义、加密货币的安全优缺点，以及投资数字货币时如何保持安全。

What is cryptocurrency?

什么是加密货币？

Cryptocurrency is a form of digital currency that relies on cryptography, a.k.a. coded algorithms, for security. Unlike traditional currencies issued by governments, cryptocurrencies operate on decentralized networks, typically using blockchain technology to maintain a secure and transparent yet private form of transactions.

加密货币是数字货币的一种形式，它依赖于密码学（又称编码算法）来保证安全。与政府发行的传统货币不同，加密货币在去中心化网络上运行，通常使用区块链技术来维护安全、透明且私密的交易形式。

Cryptocurrencies have historically been viewed as an investment, rather than a form of payment, for most buyers. Users will go to the cryptocurrency exchanges (such as Coinbase), buy a coin (or part of a coin) and hold it in their crypto wallet until they are ready to sell or exchange their currency – This is done in a similar fashion to stock exchanges.

对于大多数买家来说，加密货币历来被视为一种投资，而不是一种支付形式。用户将前往加密货币交易所（例如 Coinbase），购买代币（或代币的一部分）并将其保存在他们的加密钱包中，直到他们准备好出售或交换他们的货币 - 这与股票的方式类似交流。

However, more recently businesses have developed physical crypto credit cards. Users can now shop in-person with cryptocurrency at most locations that accept Visa or Mastercard. Similar to pre-paid debit cards, crypto cards store digital coins and make an exchange when used. These cards have unlocked new use for cryptocurrencies, making them easier to use in day-to-day transactions.

然而，最近企业开发了实体加密信用卡。用户现在可以在大多数接受 Visa 或 Mastercard 的地点使用加密货币亲自购物。与预付费借记卡类似，加密卡存储数字硬币并在使用时进行兑换。这些卡解锁了加密货币的新用途，使它们更容易在日常交易中使用。

What is Bitcoin?

什么是比特币？

Bitcoin is one type of cryptocurrency – and the biggest and most popular cryptocurrency at that. The unique thing about Bitcoin is that they are limited number of Bitcoin. In fact, there will only ever be 21 million bitcoin in the world. New Bitcoins are mined through mathematical problems computed by computers. The amount of Bitcoin mined and interest in the coin, is what determines the price of a Bitcoin.

比特币是一种加密货币，也是最大、最受欢迎的加密货币。比特币的独特之处在于比特币的数量有限。事实上，世界上只会有 2100 万个比特币。新的比特币是通过计算机计算的数学问题来开采的。开采的比特币数量和对比特币的兴趣决定了比特币的价格。

The selected scarcity of Bitcoin ensures the coins’ value over time, making them extremely valuable. This value, plus the growing trust for the brand, makes Bitcoin the most popular crypto currency in the world.

比特币的稀缺性确保了比特币随着时间的推移而增值，使其变得极其有价值。这种价值，加上对品牌日益增长的信任，使比特币成为世界上最受欢迎的加密货币。

Note: Any other cryptocurrency that isn’t Bitcoin, is called an “altcoin”.

注意：除比特币之外的任何其他加密货币都称为“山寨币”。

The security pros of cryptocurrency

加密货币的安全优势

Cryptocurrency has introduced several security advantages that attract users and organizations, including:

加密货币引入了多项吸引用户和组织的安全优势，包括：

The security cons of cryptocurrency

加密货币的安全缺点

Crypto is a great option for anyone looking for private, decentralized investments. But, is that a good enough reason to put your money into digital coins? Here are the cons to investing in cryptocurrency:

对于任何寻求私人、去中心化投资的人来说，加密货币是一个不错的选择。但是，这是将钱投入数字货币的充分理由吗？以下是投资加密货币的缺点：

How to stay safe while investing in crypto

投资加密货币时如何保持安全

Once you’ve considered the pros and cons of investing in crypto, there are still a few steps any individual or organization can take to stay safe while investing in digital currencies:

一旦您考虑了投资加密货币的利弊，任何个人或组织在投资数字货币时仍然可以采取一些步骤来确保安全：

The poor security of some cryptocurrencies can lead to complete loss of funds, so never invest more than you can spare to lose.

某些加密货币的安全性较差，可能会导致资金完全损失，因此切勿投资超过您可以承受的损失。

Cryptocurrency has revolutionized the way we think about money and transactions, offering security, privacy, and accessibility in ways traditional financial systems cannot. However, these advantages come with risks, especially in the form of cybersecurity threats. By understanding both the benefits and pitfalls of cryptocurrency and following best practices for staying safe, you can confidently explore the digital economy while safeguarding your assets.

加密货币彻底改变了我们对货币和交易的思考方式，提供了传统金融系统无法提供的安全性、隐私性和可访问性。然而，这些优势也伴随着风险，尤其是网络安全威胁。通过了解加密货币的优点和缺点并遵循保持安全的最佳实践，您可以自信地探索数字经济，同时保护您的资产。

Safe investing!

安全投资！