加密貨幣安全嗎？投資數位貨幣前需要了解什麼

加密貨幣徹底改變了我們對金錢和交易的思考方式，提供了傳統金融系統無法提供的安全性、隱私性和可近性。然而，這些優勢也伴隨著風險，尤其是網路安全威脅。透過了解加密貨幣的優點和缺點並遵循保持安全的最佳實踐，您可以自信地探索數位經濟，同時保護您的資產。

Cryptocurrency has taken the world by storm, and as security professionals, we must address the crucial question: Is crypto safe? Following the re-election of former President Donald Trump, Bitcoin—the largest and most popular cryptocurrency—made headlines by reaching an all-time high of $100,000.

加密貨幣已經風靡全球，身為安全專業人士，我們必須解決一個關鍵問題：加密貨幣安全嗎？在前總統唐納德·川普連任後，比特幣——最大、最受歡迎的加密貨幣——登上了頭條新聞，創下了 10 萬美元的歷史新高。

As digital currencies gain popularity, it’s natural for you, your team members, and your family members to grow curious about the new financial trend. However, before diving into the crypto world, it’s crucial to understand the unique safety concerns it brings.

隨著數位貨幣越來越受歡迎，您、您的團隊成員和您的家人自然會對新的金融趨勢感到好奇。然而，在深入加密世界之前，了解它帶來的獨特安全問題至關重要。

In today’s blog, we’ll review the definition of cryptocurrencies, the security pros and cons of crypto, and how to stay safe if investing in digital coins.

在今天的部落格中，我們將回顧加密貨幣的定義、加密貨幣的安全優缺點，以及投資數位貨幣時如何保持安全。

What is cryptocurrency?

什麼是加密貨幣？

Cryptocurrency is a form of digital currency that relies on cryptography, a.k.a. coded algorithms, for security. Unlike traditional currencies issued by governments, cryptocurrencies operate on decentralized networks, typically using blockchain technology to maintain a secure and transparent yet private form of transactions.

加密貨幣是數位貨幣的一種形式，它依賴密碼學（又稱編碼演算法）來確保安全。與政府發行的傳統貨幣不同，加密貨幣在去中心化網路上運行，通常使用區塊鏈技術來維護安全、透明且私密的交易形式。

Cryptocurrencies have historically been viewed as an investment, rather than a form of payment, for most buyers. Users will go to the cryptocurrency exchanges (such as Coinbase), buy a coin (or part of a coin) and hold it in their crypto wallet until they are ready to sell or exchange their currency – This is done in a similar fashion to stock exchanges.

對大多數買家來說，加密貨幣歷來被視為一種投資，而不是一種支付形式。用戶將前往加密貨幣交易所（例如 Coinbase），購買代幣（或代幣的一部分）並將其保存在他們的加密錢包中，直到他們準備好出售或交換他們的貨幣 - 這與股票的方式類似交流。

However, more recently businesses have developed physical crypto credit cards. Users can now shop in-person with cryptocurrency at most locations that accept Visa or Mastercard. Similar to pre-paid debit cards, crypto cards store digital coins and make an exchange when used. These cards have unlocked new use for cryptocurrencies, making them easier to use in day-to-day transactions.

然而，最近企業開發了實體加密信用卡。用戶現在可以在大多數接受 Visa 或 Mastercard 的地點使用加密貨幣親自購物。與預付費借記卡類似，加密卡儲存數位硬幣並在使用時進行兌換。這些卡片解鎖了加密貨幣的新用途，使它們更容易在日常交易中使用。

What is Bitcoin?

什麼是比特幣？

Bitcoin is one type of cryptocurrency – and the biggest and most popular cryptocurrency at that. The unique thing about Bitcoin is that they are limited number of Bitcoin. In fact, there will only ever be 21 million bitcoin in the world. New Bitcoins are mined through mathematical problems computed by computers. The amount of Bitcoin mined and interest in the coin, is what determines the price of a Bitcoin.

比特幣是一種加密貨幣，也是最大、最受歡迎的加密貨幣。比特幣的獨特之處在於比特幣的數量有限。事實上，世界上只會有 2,100 萬個比特幣。新的比特幣是透過計算機計算的數學問題來開採的。開採的比特幣數量和對比特幣的興趣決定了比特幣的價格。

The selected scarcity of Bitcoin ensures the coins’ value over time, making them extremely valuable. This value, plus the growing trust for the brand, makes Bitcoin the most popular crypto currency in the world.

比特幣的稀缺性確保了比特幣隨著時間的推移而增值，使其變得極其有價值。這種價值，加上對品牌日益增長的信任，使比特幣成為世界上最受歡迎的加密貨幣。

Note: Any other cryptocurrency that isn’t Bitcoin, is called an “altcoin”.

注意：除比特幣之外的任何其他加密貨幣稱為「山寨幣」。

The security pros of cryptocurrency

加密貨幣的安全優點

Cryptocurrency has introduced several security advantages that attract users and organizations, including:

加密貨幣引入了多項吸引用戶和組織的安全優勢，包括：

The security cons of cryptocurrency

加密貨幣的安全缺點

Crypto is a great option for anyone looking for private, decentralized investments. But, is that a good enough reason to put your money into digital coins? Here are the cons to investing in cryptocurrency:

對於任何尋求私人、去中心化投資的人來說，加密貨幣是一個不錯的選擇。但是，這是將錢投入數位貨幣的充分理由嗎？以下是投資加密貨幣的缺點：

How to stay safe while investing in crypto

投資加密貨幣時如何保持安全

Once you’ve considered the pros and cons of investing in crypto, there are still a few steps any individual or organization can take to stay safe while investing in digital currencies:

一旦您考慮了投資加密貨幣的利弊，任何個人或組織在投資數位貨幣時仍然可以採取一些步驟來確保安全：

The poor security of some cryptocurrencies can lead to complete loss of funds, so never invest more than you can spare to lose.

某些加密貨幣的安全性較差，可能會導致資金完全損失，因此切勿投資超過您可以承受的損失。

Cryptocurrency has revolutionized the way we think about money and transactions, offering security, privacy, and accessibility in ways traditional financial systems cannot. However, these advantages come with risks, especially in the form of cybersecurity threats. By understanding both the benefits and pitfalls of cryptocurrency and following best practices for staying safe, you can confidently explore the digital economy while safeguarding your assets.

加密貨幣徹底改變了我們對金錢和交易的思考方式，提供了傳統金融系統無法提供的安全性、隱私性和可近性。然而，這些優勢也伴隨著風險，尤其是網路安全威脅。透過了解加密貨幣的優點和缺點並遵循保持安全的最佳實踐，您可以自信地探索數位經濟，同時保護您的資產。

Safe investing!

安全投資！