随着加密货币市场逐渐转回积累模式，新玩家开始发挥着巨大潜力

这种新的加密货币正在获得吸引力，因为它不仅提供了良好的入门价格。它正在创建实际的实用性，这就是将其与无数其他人区分开的原因。

As crypto markets slowly shift back into accumulation mode, new players are beginning to emerge with serious potential. Among them are ones that fly a bit more under the radar but quickly catch the attention of early investors.

随着加密市场逐渐逐渐回到积累模式，新玩家开始发挥巨大的潜力。其中是在雷达下飞行的飞行，但很快就引起了早期投资者的注意。

One such token is Mutuum Finance (MUTM), a new cryptocurrency that isn’t relying on speculation or meme-driven hype—it’s laying the foundation for a full DeFi ecosystem. And at just $0.025, it’s still one of the best cheap crypto projects you can get in on before the next big surge.

一个象征性的是Mutuum Finance（MUTM），这是一种不依赖于投机或模因驱动炒作的新加密货币，它为完整的Defi生态系统奠定了基础。而且，它的价格仅为0.025美元，它仍然是您在下一次大潮之前可以进入的最好的便宜加密项目之一。

Mutuum Finance (MUTM) Is Among the Best Crypto to Buy Now, According to Analysts

根据分析师的说法

Momentum is already building. MUTM is currently in the fourth phase of its presale, with the price holding steady at $0.025. But time is limited. The next phase is expected to bump the price up to $0.03, marking a clear 20% increase for those who wait.

动力已经在建立。 MUTM目前处于预售的第四阶段，价格稳定为0.025美元。但是时间有限。预计下一阶段的价格将高达0.03美元，这标志着那些等待的人的价格明显增加了20％。

Over $6.6 million has already been raised, and the community has expanded to more than 8,200 holders—showing strong support even before the token reaches exchanges.

已经筹集了超过660万美元，社区已扩大到8200多个持有人，甚至在代币达到交易所之前就获得了强有力的支持。

This new cryptocurrency is gaining traction because it offers more than just a good entry price. It’s creating actual utility—and that’s what separates it from countless others.

这种新的加密货币正在获得吸引力，因为它不仅提供了良好的入门价格。它正在创建实际的实用性，这就是将其与无数其他人区分开的原因。

At its core, Mutuum Finance is a permissionless, non-custodial DeFi protocol that focuses on lending and borrowing. Users can deposit digital assets and receive mtTokens, which represent their share in the platform’s liquidity pools. These mtTokens gradually gain value over time as interest from borrowers flows back into the protocol, giving holders a reliable way to earn passive income.

Mutuum Finance的核心是一种无许可的非监护性违规协议，侧重于贷款和借贷。用户可以存入数字资产并接收mttokens，这代表了他们在平台的流动性池中的份额。随着借款人的利息流入协议，这些mttokens随着时间的流逝逐渐获得价值，从而使持有人一种可靠的赚取被动收入的方式。

Borrowers, in turn, can lock up crypto as collateral to access liquidity—without needing to sell their assets. This keeps their long-term exposure intact while still giving them access to capital.

反过来，借款人可以将加密货币锁定为获得流动性的抵押品，而不需要出售其资产。这使他们的长期曝光保持不变，同时仍使他们获得资本。

Mutuum supports both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) models. In the P2C setup, users deposit into shared pools and earn variable APY based on usage. The P2P model allows for customized loan terms between individual users, which is especially useful for tokens outside the standard pool setup. This dual-structure design gives users more flexibility depending on their strategy.

Mutuum支持对等合同（P2C）和点对点（P2P）模型。在P2C设置中，用户存入共享池中并根据用法赚取可变APY。 P2P模型允许单个用户之间的自定义贷款条款，这对于标准池设置之外的令牌特别有用。这种双重结构设计使用户根据其策略提供了更大的灵活性。

A Passive Income Model That Encourages Holding

鼓励持有的被动收入模型

One standout feature is Mutuum’s built-in reward system. Instead of inflating the token supply with emissions, the protocol uses revenue generated from platform activity to purchase MUTM tokens on the open market. These are then redistributed to mtToken holders. The result is a system that rewards long-term supporters, aligns incentives, and creates steady buy pressure over time.

一个出色的功能是Mutuum的内置奖励系统。该协议没有用排放量夸大令牌供应，而是使用平台活动产生的收入来在公开市场上购买MUTM令牌。然后将这些重新分配给mttoken持有者。结果是一个系统，可以奖励长期支持者，一致激励措施，并随着时间的推移构成稳定的购买压力。

For investors asking which crypto to buy today for long-term, this setup offers a refreshing alternative to more volatile and less transparent models.

对于询问今天要购买哪个加密货币的投资者，这种设置为更令人振奋和透明的模型提供了令人耳目一新的替代品。

Another key part of the roadmap is the launch of an overcollateralized stablecoin, pegged 1:1 to the U.S. Dollar and secured on the Ethereum network. This asset will give users an additional tool within the platform, whether they’re seeking a stable borrowing option or want to hold a predictable value within DeFi. With built-in interest-generating capabilities and backed entirely by excess collateral, this stablecoin is expected to increase the overall stickiness of the Mutuum ecosystem.

路线图的另一个关键部分是推出了一个过度的稳定稳定性，将1：1固定在美元上，并在以太坊网络上获得了保护。无论是寻求稳定的借贷选项还是想在DEFI中持有可预测的价值，该资产将为用户提供一个在平台内的额外工具。凭借内置的产生兴趣的能力，完全由过剩的抵押品支持，预计这种稳定的能力将增加Mutuum生态系统的整体粘性。

The tokenomics behind MUTM are structured to support long-term viability. Tokens are distributed across ecosystem incentives, liquidity reserves, strategic partnerships, and contributors. This diversified allocation ensures that as the project grows, there’s always support for user engagement, developer participation, and market presence.

MUTM背后的令牌学的结构是支持长期生存能力。令牌分布在生态系统激励措施，流动性储备，战略合作伙伴关系和贡献者中。这种多元化的分配确保了随着项目的发展，总是有支持用户参与，开发人员参与和市场业务的支持。

Analysts are starting to highlight MUTM as one of the best cryptocurrency projects for long-term upside. While it’s still early, forecasts suggest the token could experience a significant price appreciation after launch.

分析师开始强调MUTM是长期上行的最佳加密货币项目之一。虽然还很早，但预测表明，在发布后，令牌可能会获得大量的价格赞赏。

With a projected listing price of $0.06 and plenty of upcoming catalysts—including platform beta rollout and a CertiK audit already in progress—many expect the value to rise quickly as visibility increases.

预计上市价格为0.06美元，并且有很多即将推出的催化剂（包括平台Beta推出和已进行的Certik审核）预计，随着可见性的提高，该价值会迅速上升。

At the current price, a $1,000 investment in MUTM could translate to substantial returns as the ecosystem matures. And as one of the next big cryptos quietly gaining traction, its position is only getting stronger.

以目前的价格，随着生态系统的成熟，对MUTM的1,000美元投资可以转化为可观的回报。作为下一个大加密货币之一，它悄悄地获得了吸引力，它的位置只会变得越来越强。

This isn’t just another speculative token hoping for hype. It’s a low-cap cryptocurrency that’s building out real products, with real mechanics, and a strategy designed for sustainability. And right now, it’s still accessible at a price point that leaves plenty of room for growth.

这不仅仅是希望炒作的另一个投机令牌。这是一种低帽的加密货币，它正在建立真正的机制，以及为可持续性设计的策略。目前，它仍然可以在价格上留下很大的增长空间。

For those looking for the best crypto to buy now—especially one that hasn’t hit exchanges yet—MUTM might just be the smartest move on the board.

对于那些希望现在购买最佳加密货币的人（尤其是尚未进行交流的加密货币），MUTM可能只是董事会中最明智的举动。

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：