隨著加密貨幣市場逐漸轉回積累模式，新玩家開始發揮著巨大潛力

這種新的加密貨幣正在獲得吸引力，因為它不僅提供了良好的入門價格。它正在創建實際的實用性，這就是將其與無數其他人區分開的原因。

As crypto markets slowly shift back into accumulation mode, new players are beginning to emerge with serious potential. Among them are ones that fly a bit more under the radar but quickly catch the attention of early investors.

隨著加密市場逐漸逐漸回到積累模式，新玩家開始發揮巨大的潛力。其中是在雷達下飛行的飛行，但很快就引起了早期投資者的注意。

One such token is Mutuum Finance (MUTM), a new cryptocurrency that isn’t relying on speculation or meme-driven hype—it’s laying the foundation for a full DeFi ecosystem. And at just $0.025, it’s still one of the best cheap crypto projects you can get in on before the next big surge.

一個像徵性的是Mutuum Finance（MUTM），這是一種不依賴於投機或模因驅動炒作的新加密貨幣，它為完整的Defi生態系統奠定了基礎。而且，它的價格僅為0.025美元，它仍然是您在下一次大潮之前可以進入的最好的便宜加密項目之一。

Mutuum Finance (MUTM) Is Among the Best Crypto to Buy Now, According to Analysts

根據分析師的說法

Momentum is already building. MUTM is currently in the fourth phase of its presale, with the price holding steady at $0.025. But time is limited. The next phase is expected to bump the price up to $0.03, marking a clear 20% increase for those who wait.

動力已經在建立。 MUTM目前處於預售的第四階段，價格穩定為0.025美元。但是時間有限。預計下一階段的價格將高達0.03美元，這標誌著那些等待的人的價格明顯增加了20％。

Over $6.6 million has already been raised, and the community has expanded to more than 8,200 holders—showing strong support even before the token reaches exchanges.

已經籌集了超過660萬美元，社區已擴大到8200多個持有人，甚至在代幣達到交易所之前就獲得了強有力的支持。

This new cryptocurrency is gaining traction because it offers more than just a good entry price. It’s creating actual utility—and that’s what separates it from countless others.

這種新的加密貨幣正在獲得吸引力，因為它不僅提供了良好的入門價格。它正在創建實際的實用性，這就是將其與無數其他人區分開的原因。

At its core, Mutuum Finance is a permissionless, non-custodial DeFi protocol that focuses on lending and borrowing. Users can deposit digital assets and receive mtTokens, which represent their share in the platform’s liquidity pools. These mtTokens gradually gain value over time as interest from borrowers flows back into the protocol, giving holders a reliable way to earn passive income.

Mutuum Finance的核心是一種無許可的非監護性違規協議，側重於貸款和借貸。用戶可以存入數字資產並接收mttokens，這代表了他們在平台的流動性池中的份額。隨著借款人的利息流入協議，這些mttokens隨著時間的流逝逐漸獲得價值，從而使持有人一種可靠的賺取被動收入的方式。

Borrowers, in turn, can lock up crypto as collateral to access liquidity—without needing to sell their assets. This keeps their long-term exposure intact while still giving them access to capital.

反過來，借款人可以將加密貨幣鎖定為獲得流動性的抵押品，而不需要出售其資產。這使他們的長期曝光保持不變，同時仍使他們獲得資本。

Mutuum supports both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) models. In the P2C setup, users deposit into shared pools and earn variable APY based on usage. The P2P model allows for customized loan terms between individual users, which is especially useful for tokens outside the standard pool setup. This dual-structure design gives users more flexibility depending on their strategy.

Mutuum支持對等合同（P2C）和點對點（P2P）模型。在P2C設置中，用戶存入共享池中並根據用法賺取可變APY。 P2P模型允許單個用戶之間的自定義貸款條款，這對於標準池設置之外的令牌特別有用。這種雙重結構設計使用戶根據其策略提供了更大的靈活性。

A Passive Income Model That Encourages Holding

鼓勵持有的被動收入模型

One standout feature is Mutuum’s built-in reward system. Instead of inflating the token supply with emissions, the protocol uses revenue generated from platform activity to purchase MUTM tokens on the open market. These are then redistributed to mtToken holders. The result is a system that rewards long-term supporters, aligns incentives, and creates steady buy pressure over time.

一個出色的功能是Mutuum的內置獎勵系統。該協議沒有用排放量誇大令牌供應，而是使用平台活動產生的收入來在公開市場上購買MUTM令牌。然後將這些重新分配給mttoken持有者。結果是一個系統，可以獎勵長期支持者，一致激勵措施，並隨著時間的推移構成穩定的購買壓力。

For investors asking which crypto to buy today for long-term, this setup offers a refreshing alternative to more volatile and less transparent models.

對於詢問今天要購買哪個加密貨幣的投資者，這種設置為更令人振奮和透明的模型提供了令人耳目一新的替代品。

Another key part of the roadmap is the launch of an overcollateralized stablecoin, pegged 1:1 to the U.S. Dollar and secured on the Ethereum network. This asset will give users an additional tool within the platform, whether they’re seeking a stable borrowing option or want to hold a predictable value within DeFi. With built-in interest-generating capabilities and backed entirely by excess collateral, this stablecoin is expected to increase the overall stickiness of the Mutuum ecosystem.

路線圖的另一個關鍵部分是推出了一個過度的穩定穩定性，將1：1固定在美元上，並在以太坊網絡上獲得了保護。無論是尋求穩定的借貸選項還是想在DEFI中持有可預測的價值，該資產將為用戶提供一個在平台內的額外工具。憑藉內置的產生興趣的能力，完全由過剩的抵押品支持，預計這種穩定的能力將增加Mutuum生態系統的整體粘性。

The tokenomics behind MUTM are structured to support long-term viability. Tokens are distributed across ecosystem incentives, liquidity reserves, strategic partnerships, and contributors. This diversified allocation ensures that as the project grows, there’s always support for user engagement, developer participation, and market presence.

MUTM背後的令牌學的結構是支持長期生存能力。令牌分佈在生態系統激勵措施，流動性儲備，戰略合作夥伴關係和貢獻者中。這種多元化的分配確保了隨著項目的發展，總是有支持用戶參與，開發人員參與和市場業務的支持。

Analysts are starting to highlight MUTM as one of the best cryptocurrency projects for long-term upside. While it’s still early, forecasts suggest the token could experience a significant price appreciation after launch.

分析師開始強調MUTM是長期上行的最佳加密貨幣項目之一。雖然還很早，但預測表明，在發布後，令牌可能會獲得大量的價格讚賞。

With a projected listing price of $0.06 and plenty of upcoming catalysts—including platform beta rollout and a CertiK audit already in progress—many expect the value to rise quickly as visibility increases.

預計上市價格為0.06美元，並且有很多即將推出的催化劑（包括平台Beta推出和已進行的Certik審核）預計，隨著可見性的提高，該價值會迅速上升。

At the current price, a $1,000 investment in MUTM could translate to substantial returns as the ecosystem matures. And as one of the next big cryptos quietly gaining traction, its position is only getting stronger.

以目前的價格，隨著生態系統的成熟，對MUTM的1,000美元投資可以轉化為可觀的回報。作為下一個大加密貨幣之一，它悄悄地獲得了吸引力，它的位置只會變得越來越強。

This isn’t just another speculative token hoping for hype. It’s a low-cap cryptocurrency that’s building out real products, with real mechanics, and a strategy designed for sustainability. And right now, it’s still accessible at a price point that leaves plenty of room for growth.

這不僅僅是希望炒作的另一個投機令牌。這是一種低帽的加密貨幣，它正在建立真正的機制，以及為可持續性設計的策略。目前，它仍然可以在價格上留下很大的增長空間。

For those looking for the best crypto to buy now—especially one that hasn’t hit exchanges yet—MUTM might just be the smartest move on the board.

對於那些希望現在購買最佳加密貨幣的人（尤其是尚未進行交流的加密貨幣），MUTM可能只是董事會中最明智的舉動。

For more information about Mutuum Finance (MUTM) visit the links below:

有關Mutuum Finance（MUTM）的更多信息，請訪問以下鏈接：