Crypto.com Delists Dai Daiusd于1月31日

Makerdao是分散融资（DEFI）领域的关键参与者，其特征是由加密货币抵押并与美元挂钩的稳定币Dai。

Crypto.com is delisting Dai (DAIUSD) on January 31. Users will have until March 31 to convert or withdraw their DAI holdings, after which any remaining assets may not be accessible through the exchange.

Crypto.com于1月31日将Dai（Daiusd）脱颖而出。用户将必须在3月31日之前转换或撤回其DAI持股，此后任何剩余的资产都可能无法通过交易所获得。

What is DAI?

什么是戴？

MakerDAO is a prominent project in the Decentralized Finance (DeFi) domain, boasting a stablecoin called Dai (DAI) which is pegged to the US dollar and backed by cryptocurrency. The project is governed by a Decentralized Autonomous Organization (DAO), a structure that engages token holders in decision-making processes throughout the project.

Makerdao是分散融资（DEFI）领域的杰出项目，拥有一个名为Dai（Dai）的Stablecoin（DAI），该项目与美元固定并在加密货币的支持下。该项目由一个分散的自治组织（DAO）管辖，该组织在整个项目的整个项目中都参与了代币持有人的结构。

The operational mechanism of MakerDAO involves Maker Vaults, where users can deposit their cryptocurrency at a specified Liquidation Ratio to generate Dai. Overcollateralization is employed to mitigate risks arising from crypto’s price volatility. If the collateral’s value falls below the Liquidation Ratio, the collateral is liquidated to cover potential losses. Stability of Dai is ensured by the DAO’s regulation of the Stability Fee and Dai Savings Rate, effectively controlling the token’s supply and demand.

Makerdao的操作机制涉及制造商保险库，用户可以以指定的清算率将其加密货币存放以生成DAI。过度接外化用于减轻加密价格波动引起的风险。如果抵押品的价值低于清算比，则将其清算以覆盖潜在的损失。 DAO对稳定费用和DAI储蓄率的监管来确保DAI的稳定性，从而有效控制令牌的供求。

As a stablecoin, Dai offers the typical benefits of crypto assets such as worldwide transferability, utility in transactions, and functionality as a hedge against profit and loss fluctuations. Additionally, Dai can be leveraged or invested in a Dai Savings Rate contract for interest. Governance within the MakerDAO ecosystem is facilitated through the use of MKR tokens, allowing holders to participate in decision-making processes ranging from alterations in Stability Fee, Dai Savings Fee, to modifications in the team structure and smart contracts.

作为一个稳定的DAI，DAI提供了加密资产的典型好处，例如全球可转让性，交易中的效用以及功能性作为对冲利润波动的对冲。此外，DAI可以利用或投资于DAI储蓄利率合同以获得利息。 Makerdao生态系统中的治理通过使用MKR代币来促进，使持有人可以参与从稳定费用的更改，DAI Savings Fee，DAI Savings Fee，到团队结构和智能合同的修改等决策过程。