加密货币打击：监管机构打击全球交易所

加密货币交易所在全球范围内面临监管挑战，美国司法部起诉 KuCoin 进行无证经营并违反《银行保密法》。 Coinbase面临美国证券交易委员会的诉讼，称该交易所的交易构成证券交易。由于监管不确定性，币安的俄罗斯继任者 CommEx 已停止运营。由于资金流入强劲，预计贝莱德的比特币 ETF 持有量将在三周内超过灰度的比特币信托。 Galaxy Digital 报告 2023 年净利润为 2.96 亿美元，扭转了 2022 年的亏损，而高盛客户在现货比特币 ETF 获得批准后重新进入加密货币市场。 SWIFT 对其 CBDC 互连解决方案的第二次沙箱测试取得了成功，并计划进一步开发测试版。

Regulatory Crackdowns Intensify for Crypto Exchanges Worldwide

全球加密货币交易所的监管打击力度加大

Global crypto exchanges are facing an escalating wave of regulatory scrutiny, with authorities in the United States, the Philippines, and Russia taking decisive actions against prominent players in the industry.

全球加密货币交易所正面临着不断升级的监管审查浪潮，美国、菲律宾和俄罗斯当局对该行业的知名参与者采取了果断行动。

KuCoin Indicted for Unlicensed Money Transmission, BSA Violations

KuCoin 因未经许可的资金传输和违反 BSA 被起诉

On March 26, the United States Department of Justice (DOJ) indicted KuCoin and its founders for allegedly operating an unlicensed money-transmitting business in violation of the Bank Secrecy Act (BSA). The charges allege that the exchange handled over $5 billion in suspicious and criminal funds.

3 月 26 日，美国司法部 (DOJ) 起诉 KuCoin 及其创始人涉嫌违反《银行保密法》(BSA) 经营未经许可的汇款业务。指控称该交易所处理了超过 50 亿美元的可疑和犯罪资金。

Coinbase Lawsuit Moves Forward, SEC Jurisdiction Challenged

Coinbase 诉讼继续推进，SEC 管辖权受到挑战

On March 27, District Judge Katherine Failla denied Coinbase's motion to dismiss a lawsuit filed by the U.S. Securities and Exchange Commission (SEC), arguing that the transactions in question have previously been classified as securities transactions. Coinbase had sought an order to drop the case, challenging the SEC's authority over crypto exchanges.

3 月 27 日，地区法官 Katherine Failla 驳回了 Coinbase 驳回美国证券交易委员会（SEC）提起的诉讼的动议，称涉案交易此前已被归类为证券交易。 Coinbase 曾寻求撤销此案的命令，挑战 SEC 对加密货币交易所的权威。

Binance Blocked in the Philippines Amid Licensing Concerns

由于许可问题，币安在菲律宾被封锁

On March 25, the financial regulator in the Philippines blocked local users' access to Binance, citing concerns over the firm's unlicensed operations in the country. The agency alleged that the exchange offered leveraged trading services and crypto savings accounts to local users without the necessary licenses.

3 月 25 日，菲律宾金融监管机构禁止当地用户访问币安，理由是担心该公司在该国无牌经营。该机构声称，该交易所在没有必要许可的情况下向本地用户提供杠杆交易服务和加密货币储蓄账户。

Binance Successor in Russia Shuts Down Operations

俄罗斯币安继任者关闭业务

In Russia, CommEx, the successor to Binance, announced the closure of its operations and halted deposits. The company acquired Binance's Russian business in September 2023 for an undisclosed amount.

在俄罗斯，币安的继任者 CommEx 宣布关闭其业务并停止存款。该公司于 2023 年 9 月收购了币安的俄罗斯业务，收购金额未公开。

Industry Developments: BlackRock's ETF Surge, Goldman's Renewed Interest, SWIFT's CBDC Progress

行业动态：贝莱德 ETF 激增、高盛重新燃起兴趣、SWIFT CBDC 进展

In addition to the regulatory challenges, the week's Crypto Biz explores significant industry developments, including:

除了监管挑战之外，本周的加密货币业务还探讨了重大的行业发展，包括：

• BlackRock's Bitcoin ETF Poised to Surpass Grayscale Trust: BlackRock's spot Bitcoin ETF is on track to overtake the Grayscale Bitcoin Trust (GBTC) in Bitcoin holdings within three weeks, given the current rate of inflows and outflows.
• Galaxy Digital Reports Net Income Surge: Digital asset management firm Galaxy Digital reported a net income of $296 million for 2023, a reversal from its $1 billion net loss in 2022.
• Goldman Sachs Clients Return to Crypto: Goldman Sachs' clients have resumed investing in crypto following the approval of spot Bitcoin ETFs. Hedge funds are actively utilizing the firm's options and futures offerings to gain exposure and make long-term price predictions.
• SWIFT's CBDC Sandbox Tests Successful: The SWIFT messaging network has reported positive results from the second phase of sandbox testing for its CBDC interlinking solution. The project tested various use cases, including digital trading with atomic settlement and tokenization platform connectivity.
• Mastercard Forecasts Remittance Growth: Mastercard has released a white paper on remittances in Latin America, projecting that digital remittances will reach $20 billion by 2026.

Stay Informed with Crypto Biz

贝莱德的比特币 ETF 有望超越灰度信托：鉴于当前的流入和流出速度，贝莱德的现货比特币 ETF 有望在三周内超越灰度比特币信托 (GBTC)。 Galaxy Digital 报告净收入激增：数字资产管理公司 Galaxy Digital 公布 2023 年净利润为 2.96 亿美元，扭转了 2022 年 10 亿美元净亏损的局面。 高盛客户重返加密货币：在现货比特币 ETF 获得批准后，高盛客户已恢复投资加密货币。对冲基金正在积极利用该公司的期权和期货产品来获得曝光并做出长期价格预测。 SWIFT 的 CBDC 沙盒测试成功：SWIFT 消息网络报告了其 CBDC 互连解决方案沙盒测试第二阶段的积极结果。该项目测试了各种用例，包括具有原子结算和代币化平台连接的数字交易。万事达卡预测汇款增长：万事达卡发布了拉丁美洲汇款白皮书，预计到 2026 年数字汇款将达到 200 亿美元。商业

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Crypto Biz 是一份每周通讯，每周四直接向您的收件箱提供有关区块链和加密背后业务的全面见解。