Credefi以NFT的形式引入了NFT债券，将自己确立为主要创新的形式

金融市场的发展遵循越来越多的数字轨迹，NFT债券（以NFT形式形式的债券）正在将自己确立为主要创新。

The evolution of the financial market follows an increasingly digital trajectory, and NFT Bonds (tokenized bonds in the form of NFTs) are establishing themselves as a major innovation. In a world where blockchain is redefining access to financial instruments, players like Credefi are taking a pioneering role by integrating these bonds on the blockchain, making these products accessible and liquid.

金融市场的发展遵循越来越多的数字轨迹，NFT债券（以NFT形式形式的债券）正在将自己确立为主要创新。在区块链重新定义金融工具的世界的世界中，像Credefi这样的玩家通过将这些债券集成在区块链上，使这些产品可访问和液体来扮演开创性的角色。

Traditional bonds are debt instruments used by companies to raise funds. They offer a fixed return and a defined maturity. However, this market is often reserved for large institutions and accredited investors, hindering its massive adoption.

传统债券是公司用来筹集资金的债务工具。他们提供固定的回报和定义的成熟度。但是，这个市场通常保留给大型机构和认可的投资者，阻碍了其大规模采用。

NFT Bonds, on the other hand, tokenize these bonds in the form of NFTs (non-fungible tokens), allowing for several major advancements:

另一方面，NFT债券以NFT的形式（不可杀死的代币）将这些债券施加给这些债券，从而允许几个重大进步：

* They can be easily fractionalized, enabling smaller investors to participate.

*它们很容易被分数化，使较小的投资者能够参与。

* They offer greater flexibility in terms of maturity, investment minimums, and return.

*他们在成熟度，最低投资和回报方面具有更大的灵活性。

* They can be traded on decentralized exchanges (DEXs) for greater liquidity.

*它们可以在分散的交易所（DEX）上以更大的流动性进行交易。

In a recent statement, Larry Fink, CEO of BlackRock (NYSE:BLK), asserted that multiple financial instruments will soon be traded on-chain. Companies like Credefi are already working to realize this vision by developing dedicated infrastructure for tokenized bonds.

贝莱德（NYSE：BLK）首席执行官拉里·芬克（Larry Fink）在最近的一份声明中声称，多种金融工具将很快被交易。像Credefi这样的公司已经通过为令牌化债券开发专门的基础设施来实现这一愿景。

How Do NFT Bonds Work on Credefi?

NFT债券如何在Credefi上起作用？

At Credefi, a structured and secure framework is in place to allow financial institutions to issue and trade bonds on the blockchain, relying on the XRPL (XRP Ledger), in three simple steps. First, they must undergo rigorous due diligence, validated by Experian, as well as a risk analysis to define the amount and necessary guarantees.

在Credefi，建立了一个结构化且安全的框架，以允许金融机构以三个简单的步骤依靠XRPL（XRP Ledger）在区块链上发行和交易债券。首先，他们必须经过严格的尽职调查，并通过Experian验证，以及定义金额和必要保证的风险分析。

Next, each bond is divided into tranches, represented by unique NFTs. These NFTs are fractionalizable, making investment more accessible. A tranche only activates once all its fractions are sold. Example: A bond of $500,000 can be split into 5,000 shares of $100 each, allowing for broader participation.

接下来，将每个键分为划分，以独特的NFT表示。这些NFT是可以分数化的，使投资更容易获得。一旦出售其所有分数，仅会激活一条。示例：$ 500,000的保证金可以分为5,000股，每股100美元，可以进行更广泛的参与。

Finally, investors receive periodic payments in stablecoins via the Credefi platform. At maturity, their initial investment is repaid, ensuring transparency and security for the holders of NFT Bonds.

最后，投资者通过Credefi平台在Stablecoins获得定期付款。到期时，他们的初始投资是偿还的，可确保NFT债券持有人的透明度和安全性。

Towards a Secondary Market for NFT Bonds

迈向NFT债券的二级市场

One of the major challenges of traditional bonds is the lack of liquidity. Credefi addresses this issue by developing a secondary market for NFT Bonds, thus offering investors the opportunity to:

传统纽带的主要挑战之一是缺乏流动性。 Credefi通过开发NFT债券的二级市场来解决这个问题，从而为投资者提供了：

* Easily sell their NFT Bonds to other investors.

*轻松将其NFT债券出售给其他投资者。

* Directly transfer their NFT Bonds to another investor.

*直接将其NFT债券转移给另一个投资者。

* Participate in liquidity pools with NFT Bonds.

*参与NFT债券的流动性池。

For instance, an investor holding an NFT Bond with an 8% yield could deposit it in a pool, allowing access to immediate liquidity while retaining potential yield.

例如，持有NFT债券收益率为8％的投资者可以将其存入池中，从而可以立即获得流动性，同时保持潜在的收益率。

A Step Towards Institutional Decentralized Finance

迈向机构分散财务的一步

The market for tokenized Real-World Assets (RWAs) is expanding, and Credefi’s NFT Bonds represent a key milestone in this transformation. Currently, Credefi has already secured partnerships with three financial institutions, ready to issue bonds totaling $6 million.

令牌现实世界资产（RWAS）的市场正在扩大，Credefi的NFT债券代表了这一转变的关键里程碑。目前，Credefi已经与三家金融机构建立了合作伙伴关系，准备发行总计600万美元的债券。

The innovation of NFT Bonds is transforming finance by democratizing access to secured corporate bonds. It is driving on-chain trading volumes, attracting institutions to DeFi, while reducing the volatility of digital assets through stable returns. With $100 million in targeted issuances, Credefi is positioning itself as a leader.

NFT债券的创新正在通过使获得有担保公司债券的权利民主化来改变财务。它正在推动链上交易量，吸引了机构进行DEFI，同时通过稳定的回报降低了数字资产的波动。 Credefi拥有1亿美元的有针对性发行，将自己定位为领导者。

NFT Bonds therefore represent a true financial revolution, combining the advantages of traditional bonds with the transparency, liquidity, and programmability of blockchain. As BlackRock explores these opportunities, Credefi is moving ahead, already structuring these instruments on-chain. The future of bonds is decentralized, and Credefi is undoubtedly the architect.

因此，NFT债券代表了一场真正的金融革命，将传统债券的优势与区块链的透明度，流动性和可编程性相结合。当BlackRock探索这些机会时，Credefi正在向前发展，已经在链上构建了这些工具。债券的未来是分散的，Credefi无疑是建筑师。

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