Credefi以NFT的形式引入了NFT債券，將自己確立為主要創新的形式

金融市場的發展遵循越來越多的數字軌跡，NFT債券（以NFT形式形式的債券）正在將自己確立為主要創新。

The evolution of the financial market follows an increasingly digital trajectory, and NFT Bonds (tokenized bonds in the form of NFTs) are establishing themselves as a major innovation. In a world where blockchain is redefining access to financial instruments, players like Credefi are taking a pioneering role by integrating these bonds on the blockchain, making these products accessible and liquid.

金融市場的發展遵循越來越多的數字軌跡，NFT債券（以NFT形式形式的債券）正在將自己確立為主要創新。在區塊鏈重新定義金融工具的世界的世界中，像Credefi這樣的玩家通過將這些債券集成在區塊鏈上，使這些產品可訪問和液體來扮演開創性的角色。

Traditional bonds are debt instruments used by companies to raise funds. They offer a fixed return and a defined maturity. However, this market is often reserved for large institutions and accredited investors, hindering its massive adoption.

傳統債券是公司用來籌集資金的債務工具。他們提供固定的回報和定義的成熟度。但是，這個市場通常保留給大型機構和認可的投資者，阻礙了其大規模採用。

NFT Bonds, on the other hand, tokenize these bonds in the form of NFTs (non-fungible tokens), allowing for several major advancements:

另一方面，NFT債券以NFT的形式（不可殺死的代幣）將這些債券施加給這些債券，從而允許幾個重大進步：

* They can be easily fractionalized, enabling smaller investors to participate.

*它們很容易被分數化，使較小的投資者能夠參與。

* They offer greater flexibility in terms of maturity, investment minimums, and return.

*他們在成熟度，最低投資和回報方面具有更大的靈活性。

* They can be traded on decentralized exchanges (DEXs) for greater liquidity.

*它們可以在分散的交易所（DEX）上以更大的流動性進行交易。

In a recent statement, Larry Fink, CEO of BlackRock (NYSE:BLK), asserted that multiple financial instruments will soon be traded on-chain. Companies like Credefi are already working to realize this vision by developing dedicated infrastructure for tokenized bonds.

貝萊德（NYSE：BLK）首席執行官拉里·芬克（Larry Fink）在最近的一份聲明中聲稱，多種金融工具將很快被交易。像Credefi這樣的公司已經通過為令牌化債券開發專門的基礎設施來實現這一願景。

How Do NFT Bonds Work on Credefi?

NFT債券如何在Credefi上起作用？

At Credefi, a structured and secure framework is in place to allow financial institutions to issue and trade bonds on the blockchain, relying on the XRPL (XRP Ledger), in three simple steps. First, they must undergo rigorous due diligence, validated by Experian, as well as a risk analysis to define the amount and necessary guarantees.

在Credefi，建立了一個結構化且安全的框架，以允許金融機構以三個簡單的步驟依靠XRPL（XRP Ledger）在區塊鏈上發行和交易債券。首先，他們必須經過嚴格的盡職調查，並通過Experian驗證，以及定義金額和必要保證的風險分析。

Next, each bond is divided into tranches, represented by unique NFTs. These NFTs are fractionalizable, making investment more accessible. A tranche only activates once all its fractions are sold. Example: A bond of $500,000 can be split into 5,000 shares of $100 each, allowing for broader participation.

接下來，將每個鍵分為劃分，以獨特的NFT表示。這些NFT是可以分數化的，使投資更容易獲得。一旦出售其所有分數，僅會激活一條。示例：$ 500,000的保證金可以分為5,000股，每股100美元，可以進行更廣泛的參與。

Finally, investors receive periodic payments in stablecoins via the Credefi platform. At maturity, their initial investment is repaid, ensuring transparency and security for the holders of NFT Bonds.

最後，投資者通過Credefi平台在Stablecoins獲得定期付款。到期時，他們的初始投資是償還的，可確保NFT債券持有人的透明度和安全性。

Towards a Secondary Market for NFT Bonds

邁向NFT債券的二級市場

One of the major challenges of traditional bonds is the lack of liquidity. Credefi addresses this issue by developing a secondary market for NFT Bonds, thus offering investors the opportunity to:

傳統紐帶的主要挑戰之一是缺乏流動性。 Credefi通過開發NFT債券的二級市場來解決這個問題，從而為投資者提供了：

* Easily sell their NFT Bonds to other investors.

*輕鬆將其NFT債券出售給其他投資者。

* Directly transfer their NFT Bonds to another investor.

*直接將其NFT債券轉移給另一個投資者。

* Participate in liquidity pools with NFT Bonds.

*參與NFT債券的流動性池。

For instance, an investor holding an NFT Bond with an 8% yield could deposit it in a pool, allowing access to immediate liquidity while retaining potential yield.

例如，持有NFT債券收益率為8％的投資者可以將其存入池中，從而可以立即獲得流動性，同時保持潛在的收益率。

A Step Towards Institutional Decentralized Finance

邁向機構分散財務的一步

The market for tokenized Real-World Assets (RWAs) is expanding, and Credefi’s NFT Bonds represent a key milestone in this transformation. Currently, Credefi has already secured partnerships with three financial institutions, ready to issue bonds totaling $6 million.

令牌現實世界資產（RWAS）的市場正在擴大，Credefi的NFT債券代表了這一轉變的關鍵里程碑。目前，Credefi已經與三家金融機構建立了合作夥伴關係，準備發行總計600萬美元的債券。

The innovation of NFT Bonds is transforming finance by democratizing access to secured corporate bonds. It is driving on-chain trading volumes, attracting institutions to DeFi, while reducing the volatility of digital assets through stable returns. With $100 million in targeted issuances, Credefi is positioning itself as a leader.

NFT債券的創新正在通過使獲得有擔保公司債券的權利民主化來改變財務。它正在推動鏈上交易量，吸引了機構進行DEFI，同時通過穩定的回報降低了數字資產的波動。 Credefi擁有1億美元的有針對性發行，將自己定位為領導者。

NFT Bonds therefore represent a true financial revolution, combining the advantages of traditional bonds with the transparency, liquidity, and programmability of blockchain. As BlackRock explores these opportunities, Credefi is moving ahead, already structuring these instruments on-chain. The future of bonds is decentralized, and Credefi is undoubtedly the architect.

因此，NFT債券代表了一場真正的金融革命，將傳統債券的優勢與區塊鏈的透明度，流動性和可編程性相結合。當BlackRock探索這些機會時，Credefi正在向前發展，已經在鏈上構建了這些工具。債券的未來是分散的，Credefi無疑是建築師。

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