Coinbase 钱包点击并支付加密货币即将推出，L2 互操作性将在数月内实现

Tap and Pay 加密货币即将登陆 Coinbase 钱包，数月内即可实现 L2 互操作性

Coinbase Wallet users will soon be able to tap their phones to pay for things in stores using cryptocurrency, thanks to a new feature being rolled out by the digital wallet provider.

由于数字钱包提供商推出了一项新功能，Coinbase 钱包用户很快就可以通过手机在商店中使用加密货币进行支付。

Announced at DevCon in Bangkok on Monday, the feature will allow Coinbase Wallet users to make faster, cheaper payments at stores and to individuals. It is an alternative to Cash App, Venmo, and similar applications and provides a faster solution to using cryptocurrency for real-time cross-border payments.

周一在曼谷举行的开发者大会上宣布，该功能将允许 Coinbase 钱包用户在商店和个人进行更快、更便宜的付款。它是 Cash App、Venmo 和类似应用程序的替代方案，为使用加密货币进行实时跨境支付提供了更快的解决方案。

Coinbase Wallet users will be able to link their bank accounts to receive stablecoins, making it easier to pay people or receive salaries or other incomes. Stablecoins aren’t volatile like other digital currencies and are well suited for these types of payments. People can now use stablecoins in exchange for local currency.

Coinbase 钱包用户将能够链接他们的银行账户来接收稳定币，从而更容易地向人们付款或收取工资或其他收入。稳定币不像其他数字货币那样不稳定，非常适合此类支付。人们现在可以使用稳定币来兑换当地货币。

Coinbase Wallet is now offering users extra features. People can now integrate their bank accounts with Coinbase. This integration will enable people to receive stablecoins like USDC or USDT directly into their Coinbase Wallet. Stablecoins like USDC and USDT aren’t volatile like other cryptocurrencies. They are well suited for paying salaries or other incomes. People can now use stablecoins in exchange for local currency.

Coinbase 钱包现在为用户提供额外的功能。人们现在可以将他们的银行账户与 Coinbase 集成。这种集成将使人们能够将 USDC 或 USDT 等稳定币直接接收到他们的 Coinbase 钱包中。 USDC 和 USDT 等稳定币不像其他加密货币那样波动。他们非常适合支付工资或其他收入。人们现在可以使用稳定币来兑换当地货币。

Merchants will find that stablecoins are a better option once they realize that using them will cost less than credit card fees. Tap-to-pay and easy stablecoin transfers could make this process even simpler. These features allow Coinbase Wallet to offer customers and businesses a more affordable payment method.

一旦商家意识到使用稳定币的费用低于信用卡费用，他们就会发现稳定币是更好的选择。触碰支付和简单的稳定币转账可以使这个过程变得更加简单。这些功能使 Coinbase 钱包能够为客户和企业提供更实惠的支付方式。

Coinbase Wallet is also working on solving a major UX problem in the Ethereum space: the lack of integration points between Ethereum’s layer-2 systems. Until now, L2 networks like Base, Arbitrum, and Optimism have operated independently, making it difficult to switch between them and move assets from one to the other.

Coinbase 钱包还致力于解决以太坊领域的一个主要用户体验问题：以太坊第 2 层系统之间缺乏集成点。到目前为止，Base、Arbitrum 和 Optimism 等 L2 网络都是独立运行的，因此很难在它们之间进行切换以及将资产从一个网络转移到另一个网络。

Coinbase is now working on a solution to this problem, which Pollak says will be ready in six months. The solution will use a two-part technical framework: ERC-7683 and RIP-7755. This framework will help connect layer-2 networks. When adopted through a single module such as Coinbase Wallet, users will be able to control assets within major Ethereum layer-2s, reducing many of the current pain points.

Coinbase 目前正在研究这个问题的解决方案，波拉克表示将在六个月内准备好。该解决方案将使用两部分技术框架：ERC-7683和RIP-7755。该框架将有助于连接第二层网络。当通过 Coinbase 钱包等单一模块采用时，用户将能够控制主要以太坊第 2 层内的资产，从而减少当前的许多痛点。

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