Cardano（ADA）vs Ripple（XRP）：哪个加密货币在2025年会更大的一年？

Cardano（ADA）和Ripple（XRP）是目前在加密货币中谈到的两个项目，引发了从华盛顿特区到全球金融枢纽的讨论。

Cardano (ADA) and Ripple (XRP) are two of the most talked-about projects in crypto right now, sparking discussions from Washington, D.C., to financial hubs worldwide.

Cardano（ADA）和Ripple（XRP）是目前在加密货币中谈到的两个项目，引发了从华盛顿特区到全球金融枢纽的讨论。

Altcoin Buzz YouTube podcast compares these two major cryptocurrencies to predict which one might have a bigger year in 2025.

Altcoin Buzz YouTube播客比较了这两个主要的加密货币，以预测哪个是2025年可能会更大的一年。

Why Cardano (ADA) Could Be A Top Crypto In 2025

为什么Cardano（ADA）可以在2025年成为顶级加密货币

Charles Hoskinson’s leadership is bringing more attention and new opportunities to Cardano, especially with its recent integration as a Layer 2 solution for Bitcoin (BTC).

查尔斯·霍斯金森（Charles Hoskinson）的领导层正在为卡尔达诺（Cardano）带来更多的关注和新机会，尤其是它最近作为比特币（BTC）第二层解决方案的整合。

Both Cardano and Bitcoin use the UTXO (Unspent Transaction Output) model, which gives them a compatibility that Ethereum’s externally owned accounts (EOAs) don’t have. Plus, Cardano has made some improvements to this model, making transactions faster and more secure.

Cardano和Bitcoin都使用UTXO（UNDXON TRASSACTION输出）模型，这使他们具有以太坊外部拥有的帐户（EOAAS）所没有的兼容性。另外，Cardano对该型号进行了一些改进，使交易更快，更安全。

How Cardano Is Tackling Key Issues In Crypto

Cardano如何解决加密货币的关键问题

Another major development is Cardano’s Midnight Protocol, which is designed to solve one of the biggest problems in crypto: privacy.

另一个主要发展是Cardano的Midnight协议，该协议旨在解决加密：隐私的最大问题之一。

If digital assets are going to be adopted globally, people need financial privacy, and Midnight could be a game-changer here.

如果要在全球范围内采用数字资产，人们需要财务隐私，午夜可能会改变游戏规则。

On top of that, Cardano has become the most decentralized blockchain based on the Nakamoto coefficient. This measures how many validators need to team up to control a third of the network. With 77 validators required, Cardano is currently the leader in decentralization among proof-of-stake (PoS) blockchains.

最重要的是，Cardano已成为基于Nakamoto系数的最分散的区块链。这衡量了有多少验证者需要组合控制网络的三分之一。对于需要77个验证者，Cardano目前是分权（POS）区块链之间权力下放的领导者。

Looking at how ADA’s tokens are set up, it’s also in a good position. With 87% of its total supply already out there, there’s less risk of inflation, which is good for investors thinking long-term.

看看ADA的令牌是如何设置的，它也处于一个良好的位置。由于其总供应量的87％，通货膨胀的风险较小，这对长期思考的投资者来说是有益的。

What Makes Ripple (XRP) A Strong Contender For 2025?

是什么使Ripple（XRP）成为2025年的强大竞争者？

XRP, on the other hand, is likely to get a boost from the expected end of its long legal fight with the U.S. Securities and Exchange Commission (SEC).

另一方面，XRP很可能会从与美国证券交易委员会（SEC）的长期法律斗争的预期结束中获得提升。

This lawsuit has been holding back XRP’s growth, but if it gets resolved by mid-2025 as many expect, XRP could finally reach its full potential.

该诉讼一直阻止XRP的增长，但是如果许多人期望在2025年中期解决，XRP最终可能会发挥其全部潜力。

How Ripple Aims To Fix Global Finance

Ripple的目的是如何解决全球财务

Now, Ripple’s main goal is to solve one of the biggest inefficiencies in the world’s financial system: cross-border payments. The current system, mostly run by SWIFT, handles over $150 trillion in transactions every year but is slow and expensive.

现在，Ripple的主要目标是解决世界金融体系中最大的低效率之一：跨境支付。当前的系统主要由Swift运行，每年都会处理超过150万亿美元的交易，但缓慢而昂贵。

XRP wants to shake up this market by offering transfers that are almost instant and cost very little.

XRP希望通过提供几乎即时且花费很少的转移来动摇这个市场。

Moreover, Ripple is making good progress with its RLUSD stablecoin, which is becoming more popular in places like Dubai.

此外，Ripple的Rlusd Stablecoin在迪拜这样的地方变得越来越受欢迎。

Recently, the financial giant Franklin Templeton applied for an XRP ETF. If this gets approved, it could really increase the adoption and investment in XRP, which is already the fourth-largest cryptocurrency by market cap, at around $140 billion.

最近，金融巨头富兰克林·邓普顿（Franklin Templeton）申请了XRP ETF。如果获得批准，它确实可以增加对XRP的采用和投资，XRP已经是市值第四大加密货币，约为1,400亿美元。

The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.

本文提供的信息仅用于信息和教育目的。本文不构成任何形式的财务建议或建议。由于提到的内容，产品或服务的利用，Coin Edition对任何损失概不负责。建议读者在采取与公司相关的任何行动之前谨慎行事。