Cardano（ADA）vs Ripple（XRP）：哪個加密貨幣在2025年會更大的一年？

Cardano（ADA）和Ripple（XRP）是目前在加密貨幣中談到的兩個項目，引發了從華盛頓特區到全球金融樞紐的討論。

Cardano (ADA) and Ripple (XRP) are two of the most talked-about projects in crypto right now, sparking discussions from Washington, D.C., to financial hubs worldwide.

Cardano（ADA）和Ripple（XRP）是目前在加密貨幣中談到的兩個項目，引發了從華盛頓特區到全球金融樞紐的討論。

Altcoin Buzz YouTube podcast compares these two major cryptocurrencies to predict which one might have a bigger year in 2025.

Altcoin Buzz YouTube播客比較了這兩個主要的加密貨幣，以預測哪個是2025年可能會更大的一年。

Why Cardano (ADA) Could Be A Top Crypto In 2025

為什麼Cardano（ADA）可以在2025年成為頂級加密貨幣

Charles Hoskinson’s leadership is bringing more attention and new opportunities to Cardano, especially with its recent integration as a Layer 2 solution for Bitcoin (BTC).

查爾斯·霍斯金森（Charles Hoskinson）的領導層正在為卡爾達諾（Cardano）帶來更多的關注和新機會，尤其是它最近作為比特幣（BTC）第二層解決方案的整合。

Both Cardano and Bitcoin use the UTXO (Unspent Transaction Output) model, which gives them a compatibility that Ethereum’s externally owned accounts (EOAs) don’t have. Plus, Cardano has made some improvements to this model, making transactions faster and more secure.

Cardano和Bitcoin都使用UTXO（UNDXON TRASSACTION輸出）模型，這使他們具有以太坊外部擁有的帳戶（EOAAS）所沒有的兼容性。另外，Cardano對該型號進行了一些改進，使交易更快，更安全。

How Cardano Is Tackling Key Issues In Crypto

Cardano如何解決加密貨幣的關鍵問題

Another major development is Cardano’s Midnight Protocol, which is designed to solve one of the biggest problems in crypto: privacy.

另一個主要發展是Cardano的Midnight協議，該協議旨在解決加密：隱私的最大問題之一。

If digital assets are going to be adopted globally, people need financial privacy, and Midnight could be a game-changer here.

如果要在全球範圍內採用數字資產，人們需要財務隱私，午夜可能會改變遊戲規則。

On top of that, Cardano has become the most decentralized blockchain based on the Nakamoto coefficient. This measures how many validators need to team up to control a third of the network. With 77 validators required, Cardano is currently the leader in decentralization among proof-of-stake (PoS) blockchains.

最重要的是，Cardano已成為基於Nakamoto係數的最分散的區塊鏈。這衡量了有多少驗證者需要組合控製網絡的三分之一。對於需要77個驗證者，Cardano目前是分權（POS）區塊鏈之間權力下放的領導者。

Looking at how ADA’s tokens are set up, it’s also in a good position. With 87% of its total supply already out there, there’s less risk of inflation, which is good for investors thinking long-term.

看看ADA的令牌是如何設置的，它也處於一個良好的位置。由於其總供應量的87％，通貨膨脹的風險較小，這對長期思考的投資者來說是有益的。

What Makes Ripple (XRP) A Strong Contender For 2025?

是什麼使Ripple（XRP）成為2025年的強大競爭者？

XRP, on the other hand, is likely to get a boost from the expected end of its long legal fight with the U.S. Securities and Exchange Commission (SEC).

另一方面，XRP很可能會從與美國證券交易委員會（SEC）的長期法律鬥爭的預期結束中獲得提升。

This lawsuit has been holding back XRP’s growth, but if it gets resolved by mid-2025 as many expect, XRP could finally reach its full potential.

該訴訟一直阻止XRP的增長，但是如果許多人期望在2025年中期解決，XRP最終可能會發揮其全部潛力。

How Ripple Aims To Fix Global Finance

Ripple的目的是如何解決全球財務

Now, Ripple’s main goal is to solve one of the biggest inefficiencies in the world’s financial system: cross-border payments. The current system, mostly run by SWIFT, handles over $150 trillion in transactions every year but is slow and expensive.

現在，Ripple的主要目標是解決世界金融體系中最大的低效率之一：跨境支付。當前的系統主要由Swift運行，每年都會處理超過150萬億美元的交易，但緩慢而昂貴。

XRP wants to shake up this market by offering transfers that are almost instant and cost very little.

XRP希望通過提供幾乎即時且花費很少的轉移來動搖這個市場。

Moreover, Ripple is making good progress with its RLUSD stablecoin, which is becoming more popular in places like Dubai.

此外，Ripple的Rlusd Stablecoin在迪拜這樣的地方變得越來越受歡迎。

Recently, the financial giant Franklin Templeton applied for an XRP ETF. If this gets approved, it could really increase the adoption and investment in XRP, which is already the fourth-largest cryptocurrency by market cap, at around $140 billion.

最近，金融巨頭富蘭克林·鄧普頓（Franklin Templeton）申請了XRP ETF。如果獲得批准，它確實可以增加對XRP的採用和投資，XRP已經是市值第四大加密貨幣，約為1,400億美元。

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