河流报告说，比特币所有权集中在美国

尽管比特币目前拥有BTC的全球人口中只有4％的全球人口，但在美国拥有最高的所有权，估计有14％的个人拥有数字资产。

A report from River, a Bitcoin financial services company, has revealed that despite Bitcoin's integration into the financial world, only a small portion of the global population owns BTC.

比特币金融服务公司River的一份报告透露，尽管比特币与金融界融为一体，但只有一小部分全球人口拥有BTC。

According to River's analysis, approximately 4% of the world's population currently holds Bitcoin, with the highest concentration of ownership being in the United States.

根据River的分析，目前约有4％的全球人口拥有比特币，所有权集中最高。

The report, titled "Bitcoin Is Still in the Early Stages of Its Adoption Journey," provides insights into BTC adoption trends across different regions and demographics.

该报告的标题为“比特币仍处于采用之旅的早期阶段”，为不同地区和人口统计学的BTC采用趋势提供了见解。

Global BTC Adoption Trends: North America Leads, Africa Lags

全球BTC采用趋势：北美领导，非洲滞后

The report highlights that North America leads in both individual and institutional Bitcoin adoption, while Africa has the lowest adoption rate at just 1.6%.

该报告强调，北美的个人和机构比特币采用均领先，而非洲的采用率最低，仅为1.6％。

Developed regions tend to show higher levels of BTC ownership compared to developing regions, indicating a significant gap in global adoption.

与发展区域相比，发达的地区倾向于显示出更高水平的BTC所有权，这表明全球采用的差距很大。

River's analysis suggests that Bitcoin has only achieved 3% of its maximum adoption potential, indicating the digital asset is still in the early stages of integration into the global financial system.

River的分析表明，比特币仅达到其最大采用潜力的3％，表明数字资产仍处于整合到全球金融体系的早期阶段。

The report arrived at this metric by considering Bitcoin's total addressable market (TAM), which includes governments, corporations, and institutions, with current adoption at just 1%.

该报告通过考虑比特币的总可寻址市场（TAM）来达到该指标，该市场包括政府，公司和机构，目前的采用仅为1％。

Additionally, the report notes a lack of institutional allocation to Bitcoin, with institutions having only a small portion of their portfolios invested in the digital asset.

此外，该报告指出，对比特币缺乏机构分配，机构只有一小部分投资数字资产投资了。

This, combined with low individual ownership rates, contributes to the overall low adoption potential achieved by Bitcoin so far.

加上较低的个人所有权率，迄今为止比特币实现了总体低采用潜力。

Challenges Hinder Bitcoin's Mass Adoption

挑战阻碍了比特币的大规模采用

Despite its growing acceptance, Bitcoin faces several challenges before achieving mass adoption.

尽管接受了越来越多的接受，但在实现大规模采用之前，比特币仍面临一些挑战。

During the White House Crypto Summit on March 7, U.S. Treasury Secretary Scott Bessent emphasized the government’s commitment to maintaining U.S. dollar hegemony by leveraging stablecoins.

在3月7日的白宫加密峰会上，美国财政部长斯科特·贝森特（Scott Bessent）强调了政府通过利用稳定股份来维持美元霸权的承诺。

This move aims to protect the USD’s status as the global reserve currency, reinforcing its role in digital finance as Bitcoin adoption continues to grow worldwide.

此举旨在保护美元作为全球储备货币的地位，随着比特币采用在全球范围内的不断增长，增强其在数字融资中的作用。