两党推动新Stablecoin Act

周二，美国众议院金融服务委员会举行了听证会，讨论了拟议的Stablecoin法规框架的进步

The US House Committee on Financial Services held a hearing on Tuesday to discuss the progress of a proposed framework for regulating stablecoins.

美国众议院金融服务委员会周二举行了听证会，讨论了拟议的规范稳定币的框架的进度。

Coming from Chairman French Hill, a Republican rep from Arkansas’ 2nd Congressional District, the Committee introduced an updated Discussion Draft of the STABLE Act. The bill is a follow-up of the Clarity for Payment Stablecoins Act of 2023, which was passed during the 118th Congress.

委员会来自阿肯色州第二国会区的共和党代表法国山（French Hill），委员会提出了《稳定法》的最新讨论草案。该法案是对2023年付款Stablecoins法案的《 Clarity of Clarity》的后续行动，该法案是在第118届国会期间通过的。

According to Hill, the amendments aim to strengthen the operational standard for payment stablecoin issuers. It also includes regulatory clarity for handling the supervision and enforcement of the proposed stablecoin legislation.

根据希尔的说法，这些修正案旨在加强付款Stablecoin发行人的运营标准。它还包括监管和执行拟议的Stablecoin立法的监管清晰度。

The group also discussed the implications of introducing a Central Bank Digital Currency (CBDC) in the US. For the legislator, a digital dollar would ultimately detract from the country’s progress in regulating stablecoins. Furthermore, it would place the Federal Reserve in direct competition with the private sector.

该组织还讨论了在美国引入中央银行数字货币（CBDC）的含义。对于立法者而言，数字美元最终将损害该国在规范稳定的情况下的进展。此外，它将使美联储与私营部门直接竞争。

“We’re talking about healthy competition in the marketplace with stablecoins, or we’re talking about concentrating financial power in the federal government with a CBDC,” said Hill.

希尔说：“我们正在谈论与稳定币在市场上的健康竞争，或者我们正在谈论通过CBDC在联邦政府中集中财务能力。”

The bill is notably being cosponsored by Democrats like New York Rep. Kirsten Gillibrand and Maryland Sen. Angela Alsobrooks.

该法案尤其是由纽约众议员Kirsten Gillibrand和Maryland参议员Angela Alsobrooks等民主党人共同发起的。

Bitget Lawyer Comments on the US Congress’ Proposed Stablecoin Law and Abandonment of CBDC Plans

BITGET律师对美国国会提出的Stablecoin法律和放弃CBDC计划的评论

Hon Ng, Chief Legal Officer at Bitget, sees the proposed stablecoin regulation as a positive step that would encourage private-sector innovation and help ensure the US dollar’s continuing dominance in foreign exchange.

Bitget的首席法律官Hon Ng认为拟议的Stablecoin法规是一个积极的步骤，它将鼓励私营部门的创新，并有助于确保美元在外汇持续统治。

“The transparency and reserve requirements provisions in the bill would also be crucial for guaranteeing user protection. If passed, it would effectively integrate stablecoins into the legal fabric of the US, legitimizing them and ultimately boosting adoption among both institutional and retail players,” said Ng in an email to Blockzeit.

“法案中的透明度和储备要求规定也对保证用户保护至关重要。如果通过，它将有效地将Stablecoins整合到美国的法律结构中，使它们合法化，并最终提高机构和零售参与者的采用。” Ng在Blockzeit的一封电子邮件中说。

However, he feels that an abundance of regulation might curtail the sector’s progress, leading to issuers transferring their businesses to a more favorable regulatory climate like Switzerland, Dubai, the UK, or the EU.

但是，他认为大量的法规可能会削弱该部门的进步，从而导致发行人将其业务转移到更有利的监管环境中，例如瑞士，迪拜，英国或欧盟。

“The US's prioritization of stablecoins over a CBDC aligns with Switzerland's strategy. But then again, this move might cause the US to miss out on harnessing the strategic advantages presented by state-backed digital currencies, eventually ceding ground to the EU’s digital euro and China’s digital yuan,” added Ng.

“美国优先考虑稳定的CBDC与瑞士的战略相吻合。但是话又说回来，这一举动可能会导致美国错过利用国家支持的数字货币所带来的战略优势，最终将其归结为欧盟的数字欧元和中国的数字元素。”

Still, he believes this move could lead to the US further strengthening stablecoins as liquidity hubs between TradFi and DeFi.

尽管如此，他认为这一举动可能会导致美国作为Tradfi和Defi之间的流动性枢纽进一步加强Stablecoins。