兩黨推動新Stablecoin Act

週二，美國眾議院金融服務委員會舉行了聽證會，討論了擬議的Stablecoin法規框架的進步

The US House Committee on Financial Services held a hearing on Tuesday to discuss the progress of a proposed framework for regulating stablecoins.

美國眾議院金融服務委員會周二舉行了聽證會，討論了擬議的規範穩定幣的框架的進度。

Coming from Chairman French Hill, a Republican rep from Arkansas’ 2nd Congressional District, the Committee introduced an updated Discussion Draft of the STABLE Act. The bill is a follow-up of the Clarity for Payment Stablecoins Act of 2023, which was passed during the 118th Congress.

委員會來自阿肯色州第二國會區的共和黨代表法國山（French Hill），委員會提出了《穩定法》的最新討論草案。該法案是對2023年付款Stablecoins法案的《 Clarity of Clarity》的後續行動，該法案是在第118屆國會期間通過的。

According to Hill, the amendments aim to strengthen the operational standard for payment stablecoin issuers. It also includes regulatory clarity for handling the supervision and enforcement of the proposed stablecoin legislation.

根據希爾的說法，這些修正案旨在加強付款Stablecoin發行人的運營標準。它還包括監管和執行擬議的Stablecoin立法的監管清晰度。

The group also discussed the implications of introducing a Central Bank Digital Currency (CBDC) in the US. For the legislator, a digital dollar would ultimately detract from the country’s progress in regulating stablecoins. Furthermore, it would place the Federal Reserve in direct competition with the private sector.

該組織還討論了在美國引入中央銀行數字貨幣（CBDC）的含義。對於立法者而言，數字美元最終將損害該國在規範穩定的情況下的進展。此外，它將使美聯儲與私營部門直接競爭。

“We’re talking about healthy competition in the marketplace with stablecoins, or we’re talking about concentrating financial power in the federal government with a CBDC,” said Hill.

希爾說：“我們正在談論與穩定幣在市場上的健康競爭，或者我們正在談論通過CBDC在聯邦政府中集中財務能力。”

The bill is notably being cosponsored by Democrats like New York Rep. Kirsten Gillibrand and Maryland Sen. Angela Alsobrooks.

該法案尤其是由紐約眾議員Kirsten Gillibrand和Maryland參議員Angela Alsobrooks等民主黨人共同發起的。

Bitget Lawyer Comments on the US Congress’ Proposed Stablecoin Law and Abandonment of CBDC Plans

BITGET律師對美國國會提出的Stablecoin法律和放棄CBDC計劃的評論

Hon Ng, Chief Legal Officer at Bitget, sees the proposed stablecoin regulation as a positive step that would encourage private-sector innovation and help ensure the US dollar’s continuing dominance in foreign exchange.

Bitget的首席法律官Hon Ng認為擬議的Stablecoin法規是一個積極的步驟，它將鼓勵私營部門的創新，並有助於確保美元在外匯持續統治。

“The transparency and reserve requirements provisions in the bill would also be crucial for guaranteeing user protection. If passed, it would effectively integrate stablecoins into the legal fabric of the US, legitimizing them and ultimately boosting adoption among both institutional and retail players,” said Ng in an email to Blockzeit.

“法案中的透明度和儲備要求規定也對保證用戶保護至關重要。如果通過，它將有效地將Stablecoins整合到美國的法律結構中，使它們合法化，並最終提高機構和零售參與者的採用。” Ng在Blockzeit的一封電子郵件中說。

However, he feels that an abundance of regulation might curtail the sector’s progress, leading to issuers transferring their businesses to a more favorable regulatory climate like Switzerland, Dubai, the UK, or the EU.

但是，他認為大量的法規可能會削弱該部門的進步，從而導致發行人將其業務轉移到更有利的監管環境中，例如瑞士，迪拜，英國或歐盟。

“The US's prioritization of stablecoins over a CBDC aligns with Switzerland's strategy. But then again, this move might cause the US to miss out on harnessing the strategic advantages presented by state-backed digital currencies, eventually ceding ground to the EU’s digital euro and China’s digital yuan,” added Ng.

“美國優先考慮穩定的CBDC與瑞士的戰略相吻合。但是話又說回來，這一舉動可能會導緻美國錯過利用國家支持的數字貨幣所帶來的戰略優勢，最終將其歸結為歐盟的數字歐元和中國的數字元素。”

Still, he believes this move could lead to the US further strengthening stablecoins as liquidity hubs between TradFi and DeFi.

儘管如此，他認為這一舉動可能會導緻美國作為Tradfi和Defi之間的流動性樞紐進一步加強Stablecoins。