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了解为什么全球顶级投资公司贝莱德最近宣布建议将部分投资组合保留在加密货币中。

As cryptocurrencies continue to gain traction in the investing world, renowned asset manager BlackRock has recently chimed in on the topic. According to a recent report by the company, interested investors may want to consider allocating up to 2% of their portfolio to Bitcoin.

随着加密货币在投资界继续受到关注，著名资产管理公司贝莱德最近也加入了这个话题。根据该公司最近的一份报告，感兴趣的投资者可能会考虑将其投资组合的 2% 分配给比特币。

The report, which was published on BlackRock’s website, delved into the benefits and risks of including Bitcoin in a multi-asset portfolio. The authors of the report — a team of four senior executives at BlackRock — noted that the cryptocurrency’s unique characteristics could contribute to a portfolio’s total return and volatility.

该报告发布在贝莱德网站上，深入探讨了将比特币纳入多资产投资组合的好处和风险。该报告的作者是贝莱德的四位高管团队，他们指出，加密货币的独特特征可能会影响投资组合的总回报和波动性。

“We see a case for investors with suitable governance and risk tolerance to include bitcoin in a multi-asset portfolio,” the report authors wrote, adding that the maximum recommended weight sits at 2% of a portfolio.

报告作者写道：“我们认为，具有适当治理和风险承受能力的投资者可以将比特币纳入多资产投资组合。”他补充说，建议的最大权重为投资组合的 2%。

“Investors should also be alert to Bitcoin’s risk,” the report continued. “It may not ultimately achieve broader adoption. And it remains highly volatile and vulnerable to sharp selloffs.”

“投资者还应该警惕比特币的风险，”报告继续说道。 “它最终可能无法获得更广泛的采用。而且它仍然高度波动，容易遭受急剧抛售。”

Bitcoin has been around for over a decade now, and during that time, it has certainly seen its fair share of ups and downs. From 2017 to 2018, the cryptocurrency experienced a massive bull run, which saw its price soar to nearly $20,000. However, Bitcoin’s price also crashed sharply in 2022, falling below $16,000 at one point.

比特币已经存在十多年了，在这段时间里，它确实经历了相当大的起起落落。 2017年至2018年，加密货币经历了大规模牛市，价格飙升至近2万美元。然而，比特币的价格也在2022年大幅暴跌，一度跌破16000美元。

Despite the volatility, some investors are still interested in gaining exposure to Bitcoin. According to the report, an allocation of up to 2% of a portfolio to the cryptocurrency “could be sufficient to capture a substantial portion of the upside from bitcoin’s potential to become a global digital currency.”

尽管存在波动，一些投资者仍然对获得比特币感兴趣。根据该报告，将投资组合中高达 2% 的资金分配给加密货币“可能足以从比特币成为全球数字货币的潜力中获得很大一部分上行空间。”

However, it’s important to note that the report also cautions against allocating too much of a portfolio to Bitcoin. The report authors stated that they do not expect the cryptocurrency to fully fail, but they also noted that it is possible for Bitcoin to lose value over time.

然而，值得注意的是，该报告还警告不要将过多的投资组合分配给比特币。报告作者表示，他们预计加密货币不会完全失败，但他们也指出，随着时间的推移，比特币可能会失去价值。

“We do not expect bitcoin to go to zero. Still, it remains a nascent asset class that may fail to achieve broader adoption or experience extended periods of price declines,” the report authors wrote.

“我们预计比特币不会归零。尽管如此，它仍然是一个新兴的资产类别，可能无法获得更广泛的采用或经历长期的价格下跌，”报告作者写道。

Ultimately, whether or not to include Bitcoin in an investment portfolio is a personal decision. As with any investment, it’s important to weigh the potential benefits and risks involved and make a decision that aligns with your own financial goals and risk tolerance.

最终，是否将比特币纳入投资组合是个人决定。与任何投资一样，权衡潜在的收益和风险并做出符合您自己的财务目标和风险承受能力的决定非常重要。