請注意：比特幣崩盤會在 2025 年到來嗎？專家參與

了解為什麼全球頂級投資公司貝萊德最近宣佈建議將部分投資組合保留在加密貨幣中。

As cryptocurrencies continue to gain traction in the investing world, renowned asset manager BlackRock has recently chimed in on the topic. According to a recent report by the company, interested investors may want to consider allocating up to 2% of their portfolio to Bitcoin.

隨著加密貨幣在投資界繼續受到關注，著名資產管理公司貝萊德最近也加入了這個話題。根據該公司最近的報告，有興趣的投資者可能會考慮將其投資組合的 2% 分配給比特幣。

The report, which was published on BlackRock’s website, delved into the benefits and risks of including Bitcoin in a multi-asset portfolio. The authors of the report — a team of four senior executives at BlackRock — noted that the cryptocurrency’s unique characteristics could contribute to a portfolio’s total return and volatility.

該報告發佈在貝萊德網站上，深入探討了將比特幣納入多元資產投資組合的好處和風險。報告的作者是貝萊德的四位高階主管團隊，他們指出，加密貨幣的獨特特徵可能會影響投資組合的總回報和波動性。

“We see a case for investors with suitable governance and risk tolerance to include bitcoin in a multi-asset portfolio,” the report authors wrote, adding that the maximum recommended weight sits at 2% of a portfolio.

報告作者寫道：「我們認為，具有適當治理和風險承受能力的投資者可以將比特幣納入多元資產投資組合。」他補充說，建議的最大權重為投資組合的 2%。

“Investors should also be alert to Bitcoin’s risk,” the report continued. “It may not ultimately achieve broader adoption. And it remains highly volatile and vulnerable to sharp selloffs.”

「投資者還應該警惕比特幣的風險，」報告繼續說道。 「它最終可能無法獲得更廣泛的採用。而且它仍然高度波動，容易遭受急劇拋售。

Bitcoin has been around for over a decade now, and during that time, it has certainly seen its fair share of ups and downs. From 2017 to 2018, the cryptocurrency experienced a massive bull run, which saw its price soar to nearly $20,000. However, Bitcoin’s price also crashed sharply in 2022, falling below $16,000 at one point.

比特幣已經存在十多年了，在這段時間裡，它確實經歷了相當大的起起落落。 2017年至2018年，加密貨幣經歷了大規模多頭市場，價格飆升至近2萬美元。然而，比特幣的價格也在2022年大幅暴跌，一度跌破16,000美元。

Despite the volatility, some investors are still interested in gaining exposure to Bitcoin. According to the report, an allocation of up to 2% of a portfolio to the cryptocurrency “could be sufficient to capture a substantial portion of the upside from bitcoin’s potential to become a global digital currency.”

儘管存在波動，一些投資者仍然對獲得比特幣感興趣。根據該報告，將投資組合中高達 2% 的資金分配給加密貨幣“可能足以從比特幣成為全球數位貨幣的潛力中獲得很大一部分上行空間。”

However, it’s important to note that the report also cautions against allocating too much of a portfolio to Bitcoin. The report authors stated that they do not expect the cryptocurrency to fully fail, but they also noted that it is possible for Bitcoin to lose value over time.

然而，值得注意的是，該報告還警告不要將過多的投資組合分配給比特幣。報告作者表示，他們預計加密貨幣不會完全失敗，但他們也指出，隨著時間的推移，比特幣可能會失去價值。

“We do not expect bitcoin to go to zero. Still, it remains a nascent asset class that may fail to achieve broader adoption or experience extended periods of price declines,” the report authors wrote.

“我們預計比特幣不會歸零。儘管如此，它仍然是一個新興的資產類別，可能無法獲得更廣泛的採用或經歷長期的價格下跌，」報告作者寫道。

Ultimately, whether or not to include Bitcoin in an investment portfolio is a personal decision. As with any investment, it’s important to weigh the potential benefits and risks involved and make a decision that aligns with your own financial goals and risk tolerance.

最終，是否將比特幣納入投資組合是個人決定。與任何投資一樣，權衡潛在的收益和風險並做出符合您自己的財務目標和風險承受能力的決定非常重要。