assetoutput：标题：2024 年基于加密的借记卡的 7 个最佳平台

您是一名加密货币投资者，正在寻找在日常购买中利用您的加密资产的方法吗？如您所知，加密货币已经在很大程度上取代了传统货币。

portion of your crypto holdings it is considered a taxable eventoutput

您持有的加密货币的一部分被视为应税事件输出

With the increasing popularity of cryptocurrency, many people are searching for ways to utilize their crypto assets in everyday purchases. As you may know, cryptocurrency has largely taken over traditional currency. They can now be used for purchases instead of being stored only for trading and investment purposes.

随着加密货币的日益普及，许多人正在寻找在日常购买中利用其加密资产的方法。如您所知，加密货币已在很大程度上取代了传统货币。它们现在可以用于购买，而不仅仅是为了交易和投资目的而存储。

A global survey shows that cryptocurrency is owned and used across 56 countries worldwide. But, there are still lots of territories that do not accept it for day-to-day purchases.

一项全球调查显示，全球 56 个国家拥有和使用加密货币。但是，仍有许多地区不接受日常购买。

In the same way, you can use cryptocurrency to purchase high-value items, for instance, Cars or real estate but will not be able to use it for everyday purposes such as coffee or grocery items. Most shops do not accept crypto because of the fear of scams and fraud.

同样，您可以使用加密货币购买高价值物品，例如汽车或房地产，但无法将其用于日常用途，例如咖啡或杂货。由于担心诈骗和欺诈，大多数商店不接受加密货币。

Nonetheless, crypto-based debit cards are the ideal solution to this problem. Crypto debit cards can instantly convert your cryptocurrency into fiat currency at the time of purchase.

尽管如此，基于加密的借记卡是解决此问题的理想解决方案。加密借记卡可以在购买时立即将您的加密货币转换为法定货币。

Now the issue is how you can find a reliable crypto-based debit card. Therefore, after thorough research, we have jotted down a list of 7 best platforms for crypto-based debit cards in 2024. In this guide, we will talk about:

现在的问题是如何找到可靠的基于加密的借记卡。因此，经过深入研究，我们列出了 2024 年基于加密的借记卡的 7 个最佳平台。在本指南中，我们将讨论：

So let’s get started:

让我们开始吧：

7 Best Platforms for Crypto-Based Debit Cards in 2024

2024 年 7 个最佳加密借记卡平台

Card Provider

卡提供商

Type

类型

Network

网络

Supported Cryptocurrencies

支持的加密货币

Cashback Rewards

现金返还奖励

Foreign transaction fees

国外交易费用

Coinbase

币库

Debit

借方

Visa

签证

8

8

Up to 4%

高达 4%

None

没有任何

Binance

币安

Debit

借方

Visa

签证

14

14

Up to 8%

高达8%

2%

2%

Wirex

威瑞克斯

Debit

借方

Visa

签证

25

25

Up to 8%

高达8%

None

没有任何

Crypto.com

加密网

Debit

借方

Visa

签证

19

19

Up to 5% CRO

高达 5% 的 CRO

2%

2%

Bitpayy

比特支付

Debit

借方

MasterCard

万事达

Over 100

超过100

No fixed Cashback

无固定现金返还

3%

3%

Nexo

关系

Debit/Credit

借记卡/贷记卡

MasterCard

万事达

61

61

Up to 2%

高达 2%

None

没有任何

Uphold

坚持

Debit

借方

MasterCard

万事达

250

250

Up to 2%

高达 2%

None

没有任何

What Are Crypto-Based Debit and Credit Cards?

什么是基于加密货币的借记卡和信用卡？

Crypto-based debit and credit cards are similar to normal debit cards in terms of functionality. The only difference is that they are connected to a crypto account instead of a bank account.

基于加密的借记卡和信用卡在功能方面与普通借记卡相似。唯一的区别是它们连接到加密帐户而不是银行帐户。

This card enables you to use your crypto assets like Bitcoin or Ethereum directly. It basically converts them into fiat currency like EUR or USD at the time of purchase.

这张卡使您可以直接使用比特币或以太坊等加密资产。它基本上在购买时将它们转换为欧元或美元等法定货币。

Crypto cards are not directly linked to bank accounts but they are governed by card issuers that are in partnership with banks. They work through digital wallets or cryptocurrency platforms. In simple words, these cards act like a bridge between the digital currency world and the traditional financial system.

加密卡不直接与银行账户关联，但由与银行合作的发卡机构管理。他们通过数字钱包或加密货币平台进行工作。简而言之，这些卡就像数字货币世界和传统金融体系之间的桥梁。

How do Crypto Debit cards work?

加密借记卡如何运作？

Source

来源

Crypto debit card works exactly as any other debit card. Whenever you have to make a payment you need to enter your card details or swipe the card. The vendor will receive the payment in their local currency. Likewise your crypto assets worth that value will be deducted from your account.

加密借记卡的工作原理与任何其他借记卡完全相同。每当您需要付款时，您都需要输入卡详细信息或刷卡。供应商将以当地货币收到付款。同样，您的加密资产的价值将从您的帐户中扣除。

This process is done by converting your cryptocurrency into local fiat currency with the use of an exchange service.

此过程是通过使用兑换服务将您的加密货币转换为当地法定货币来完成的。

Now you may wonder where you can use these cards. They are acceptable at any location where traditional cards are accepted. You can also withdraw cash from any ATM. Hence, you don’t have to manually convert them with cryptocurrency exchanges.

现在您可能想知道在哪里可以使用这些卡。在任何接受传统卡的地方都可以使用它们。您还可以从任何 ATM 机提取现金。因此，您不必通过加密货币交易所手动转换它们。

There are two ways in which you can fund your debit card:

您可以通过两种方式为借记卡充值：

7 Best Platforms for Crypto-Based Debit Cards in

7 个基于加密的借记卡的最佳平台