assetoutput：標題：2024 年基於加密的借記卡的 7 個最佳平台

您是加密貨幣投資者，正在尋找在日常購買中利用您的加密資產的方法嗎？如您所知，加密貨幣已經在很大程度上取代了傳統貨幣。

portion of your crypto holdings it is considered a taxable eventoutput

您持有的加密貨幣的一部分被視為應稅事件輸出

With the increasing popularity of cryptocurrency, many people are searching for ways to utilize their crypto assets in everyday purchases. As you may know, cryptocurrency has largely taken over traditional currency. They can now be used for purchases instead of being stored only for trading and investment purposes.

隨著加密貨幣的日益普及，許多人正在尋找在日常購買中利用其加密資產的方法。如您所知，加密貨幣已在很大程度上取代了傳統貨幣。它們現在可以用於購買，而不僅僅是為了交易和投資目的而存儲。

A global survey shows that cryptocurrency is owned and used across 56 countries worldwide. But, there are still lots of territories that do not accept it for day-to-day purchases.

一項全球調查顯示，全球 56 個國家擁有和使用加密貨幣。但是，仍有許多地區不接受日常購買。

In the same way, you can use cryptocurrency to purchase high-value items, for instance, Cars or real estate but will not be able to use it for everyday purposes such as coffee or grocery items. Most shops do not accept crypto because of the fear of scams and fraud.

同樣，您可以使用加密貨幣購買高價值物品，例如汽車或房地產，但無法將其用於日常用途，例如咖啡或雜貨。由於擔心詐騙和欺詐，大多數商店不接受加密貨幣。

Nonetheless, crypto-based debit cards are the ideal solution to this problem. Crypto debit cards can instantly convert your cryptocurrency into fiat currency at the time of purchase.

儘管如此，基於加密的借記卡是解決此問題的理想解決方案。加密金融卡可以在購買時立即將您的加密貨幣轉換為法定貨幣。

Now the issue is how you can find a reliable crypto-based debit card. Therefore, after thorough research, we have jotted down a list of 7 best platforms for crypto-based debit cards in 2024. In this guide, we will talk about:

現在的問題是如何找到可靠的基於加密的借記卡。因此，經過深入研究，我們列出了 2024 年基於加密的借記卡的 7 個最佳平台。

So let’s get started:

讓我們開始吧：

7 Best Platforms for Crypto-Based Debit Cards in 2024

2024 年 7 個最佳加密金融卡平台

Card Provider

卡提供商

Type

類型

Network

網路

Supported Cryptocurrencies

支援的加密貨幣

Cashback Rewards

現金回饋獎勵

Foreign transaction fees

國外交易費用

Coinbase

幣庫

Debit

借方

Visa

簽證

8

8

Up to 4%

高達 4%

None

沒有任何

Binance

幣安

Debit

借方

Visa

簽證

14

14

Up to 8%

高達8%

2%

2%

Wirex

威瑞克斯

Debit

借方

Visa

簽證

25

25

Up to 8%

高達8%

None

沒有任何

Crypto.com

加密網

Debit

借方

Visa

簽證

19

19

Up to 5% CRO

高達 5% 的 CRO

2%

2%

Bitpayy

比特支付

Debit

借方

MasterCard

萬事達

Over 100

超過100

No fixed Cashback

無固定現金回饋

3%

3%

Nexo

關係

Debit/Credit

金融卡/貸記卡

MasterCard

萬事達

61

61

Up to 2%

高達 2%

None

沒有任何

Uphold

堅持

Debit

借方

MasterCard

萬事達

250

250

Up to 2%

高達 2%

None

沒有任何

What Are Crypto-Based Debit and Credit Cards?

什麼是基於加密貨幣的金融卡和信用卡？

Crypto-based debit and credit cards are similar to normal debit cards in terms of functionality. The only difference is that they are connected to a crypto account instead of a bank account.

基於加密的借記卡和信用卡在功能方面與普通借記卡相似。唯一的區別是它們連接到加密帳戶而不是銀行帳戶。

This card enables you to use your crypto assets like Bitcoin or Ethereum directly. It basically converts them into fiat currency like EUR or USD at the time of purchase.

這張卡可讓您直接使用比特幣或以太幣等加密資產。它基本上在購買時將它們轉換為歐元或美元等法定貨幣。

Crypto cards are not directly linked to bank accounts but they are governed by card issuers that are in partnership with banks. They work through digital wallets or cryptocurrency platforms. In simple words, these cards act like a bridge between the digital currency world and the traditional financial system.

加密卡不直接與銀行帳戶關聯，但由與銀行合作的發卡機構管理。他們透過數位錢包或加密貨幣平台進行工作。簡而言之，這些卡片就像是數位貨幣世界和傳統金融體系之間的橋樑。

How do Crypto Debit cards work?

加密借記卡如何運作？

Source

來源

Crypto debit card works exactly as any other debit card. Whenever you have to make a payment you need to enter your card details or swipe the card. The vendor will receive the payment in their local currency. Likewise your crypto assets worth that value will be deducted from your account.

加密借記卡的工作原理與任何其他借記卡完全相同。每當您需要付款時，您都需要輸入卡片詳細資料或刷卡。供應商將以當地貨幣收到付款。同樣，您的加密資產的價值將從您的帳戶中扣除。

This process is done by converting your cryptocurrency into local fiat currency with the use of an exchange service.

此過程是透過使用兌換服務將您的加密貨幣轉換為當地法定貨幣來完成的。

Now you may wonder where you can use these cards. They are acceptable at any location where traditional cards are accepted. You can also withdraw cash from any ATM. Hence, you don’t have to manually convert them with cryptocurrency exchanges.

現在您可能想知道在哪裡可以使用這些卡片。在任何接受傳統卡的地方都可以使用它們。您也可以從任何 ATM 提取現金。因此，您不必透過加密貨幣交易所手動轉換它們。

There are two ways in which you can fund your debit card:

您可以透過兩種方式為金融卡充值：

7 Best Platforms for Crypto-Based Debit Cards in

7 個基於加密的借記卡的最佳平台