XRP價格預測：代幣會達到5美元嗎？

在整合數週後，令牌已重新獲得上升勢頭，目前交易價格為2.45美元。 XRP價格水平遠高於$ 1.97的關鍵支持，距離其2025年高點3.31美元不遠。

After weeks of consolidation, the token has finally regained some upward momentum, currently trading at $2.45. This XRP price level is well above the critical support of $1.97 and not far from its 2025 high of $3.31. As the cryptocurrency’s adoption continues to accelerate, a breakout beyond its recent highs seems imminent, with $5 emerging as a key target.

經過數週的合併，令牌終於恢復了一些上升勢頭，目前以2.45美元的價格交易。 XRP價格水平遠高於$ 1.97的關鍵支持，距離其2025年高點3.31美元不遠。隨著加密貨幣的採用不斷加速，超出其最近高點的突破似乎即將出現，其中5美元作為關鍵目標。

Nevertheless, let’s take a closer look at the factors that could influence XRP’s price trends in the coming months.

但是，讓我們仔細研究可能影響XRP價格趨勢的因素。

Ripple’s Expansion Within the Financial Sector

波紋在金融部門的擴張

The financial sector giant’s expansion continues to solidify XRP’s role as a major player in cross-border payments. Recently, Brad Garlinghouse, Ripple’s CEO, highlighted the company’s increasing partnerships with banks and financial institutions.

這家金融部門巨頭的擴張繼續鞏固XRP作為跨境支付中的主要參與者的角色。最近，Ripple的首席執行官Brad Garlinghouse強調了該公司與銀行和金融機構的伙伴關係日益增加。

"We're already working with multiple central banks. Some are still under wraps, but a few are public. Top tier banks buy into the vision for a better financial system," Garlinghouse stated, emphasizing the growing adoption of Ripple cryptocurrency-based payment solutions.

Garlinghouse表示：“我們已經與多家中央銀行合作。有些仍在包裹中，但有一些是公開的。頂級銀行為更好的金融體系提供了願景。”

A researcher suggests that Ripple is being actively integrated into the SWIFT network. Source: Kenny Nguyen via X

一位研究人員認為，Ripple正在積極整合到Swift網絡中。資料來源：Kenny Nguyen通過X

Specifically, Ripple has secured over 300 institutional partnerships, presenting itself as a viable alternative to the aging SWIFT network. Crypto analyst John Squire pointed out that SWIFT, which handles over $150 trillion in transactions daily, has become outdated due to high fees and slow settlement times.

具體而言，Ripple已獲得了300多個機構合作夥伴關係，並將自己作為老化Swift網絡的可行替代品。加密分析師約翰·斯奎爾（John Squire）指出，每天處理超過150萬億美元的交易的Swift由於高費用和緩慢的和解時間而變得過時。

"Good point. SWIFT is slow and expensive because it's old tech and operates in batches. Whereas Ripple's system settles in real time for under a penny," explained Squire, further elaborating on the potential of Ripple XRP to replace SWIFT for global transactions.

Squire解釋說：“好點。Swift是緩慢而昂貴的，因為它是舊的技術，並且分批運營。瑞波的系統實時安裝在一分錢下。”

The End of the SEC Lawsuit Removes a Key Barrier

SEC訴訟的結尾消除了關鍵障礙

Of course, a major point of contention among XRP investors has been the legal troubles faced by the cryptocurrency in recent years. However, the landscape has shifted dramatically after the U.S. Securities and Exchange Commission (SEC) dropped its appeal in its XRP lawsuit against Ripple. This development removes a significant regulatory overhang, boosting investor confidence and setting the stage for further institutional adoption.

當然，XRP投資者之間的主要爭論是近年來加密貨幣面臨的法律困擾。但是，在美國證券交易委員會（SEC）在針對Ripple的XRP訴訟中提出上訴後，景觀急劇轉移。這一發展消除了重要的監管懸垂性，增強了投資者的信心，並為進一步的機構採用奠定了基礎。

XRP is surging as Ripple overcomes SEC pressure, with ETF speculation reaching 87%, sparking excitement in the community. Source: Smelly Rino via X

隨著波紋克服SEC的壓力，XRP激增，ETF猜測達到87％，在社區中引起了興奮。資料來源：Smelly Rino通過X

The legal clarity could also open doors for a spot XRP exchange-traded fund (ETF). Several asset managers have already submitted proposals for such products, signaling a growing interest in the cryptocurrency from institutional investors. Additionally, the regulatory environment under the Trump administration is expected to be more favorable for crypto, rendering the outlook for Ripple market expansion even brighter.

法律清晰度還可以為現貨XRP交易所交易基金（ETF）打開大門。幾位資產經理已經提交了有關此類產品的建議，這表明對機構投資者的加密貨幣產生了越來越多的興趣。此外，預計特朗普政府領導下的監管環境將對加密貨幣有利，從而使波紋市場擴張的前景更加明亮。

Technical Indicators Suggest a Rally Toward $5

技術指標暗示著$ 5的集會

Examining XRP’s chart price from a month’s perspective reveals strong bullish momentum. The token’s support level at $1.97 has remained largely unthreatened throughout this period, and it’s still trading above its 25-month and 15-month moving averages.

從一個月的角度檢查XRP的圖表價格表明了強烈的看漲勢頭。在此期間，代幣的支持水平為1.97美元，在這一時期仍未受到威脅，並且仍在超過其25個月和15個月的移動平均值。

Historically, such a trend usually implies a high probability for the cryptocurrency to continue making further gains.

從歷史上看，這種趨勢通常意味著加密貨幣繼續取得進一步收益的可能性很高。

If XRP manages to break above its resistance of $3.40, then the next serious target according to analysts is $5. A successful breach above this level could push XRP into price discovery with yet higher levels in the longer term. Increasing demand for XRP as a liquidity bridge asset and growing institutional takeup further support this positive XRP price prediction.

如果XRP設法超過了3.40美元的阻力，那麼根據分析師的下一個嚴重目標為5美元。超過此級別的成功違規可能會將XRP推向價格發現，從長遠來看，水平較高。對XRP作為流動性橋樑資產的需求不斷增加，而不斷增長的機構包裝進一步支持了這一積極的XRP價格預測。

A Broader Role for XRP in the Crypto Space

XRP在加密空間中的更廣泛作用

Beyond payments, XRP is expanding its functionality within the crypto ecosystem. The network now supports smart contracts, a feature primarily associated with Ethereum. In addition, the Ripple ledger‘s transaction capacity is far greater than that of Ethereum, boasting 50,000 per second compared to Ethereum’s 15-30.

除了付款之外，XRP還在加密生態系統中擴展其功能。該網絡現在支持智能合約，這是一項主要與以太坊相關的功能。此外，與以太坊的15-30相比，波紋分類帳的交易能力遠大於以太坊的交易能力，每秒具有50,000。

Finally, to conclude this analysis on what could influence the price of XRP, it’s worth noting that the integration of stablecoins is also progressing smoothly. Having launched its own stablecoin, RLUSD, which will operate on the XRP Ledger, the project is continuing to develop rapidly and expand its offerings.

最後，為了結論可能影響XRP價格的分析，值得注意的是，Stablecoins的整合也在順利進行。該項目推出了自己的Stablecoin Rlusd，該項目將在XRP Ledger上運行，該項目將繼續迅速發展並擴大其產品。

This should continue to increase the utility of XRP and make it even more a pillar of the financial system.

這應該繼續增加XRP的效用，並使之成為金融體系的支柱。

As for large institutions, Bank of America is among those said to be exploring more integration with the Ripple system, further driving demand for the Ripple currency price.

至於大型機構，美國銀行據說正在探索與波紋系統的更多集成，從而進一步推動了對波紋貨幣價格的需求。