USDC 經濟在監管進步中實現快速成長

正如該公司最新報告所強調的那樣，Circle 發行的一種廣泛使用的穩定幣 USDC 的採用和使用在 2024 年出現了大幅增長。

2024 saw a surge in the adoption and utilization of USDC, a prominent stablecoin issued by Circle, according to the company’s latest report. This growth was largely attributed to advancements in blockchain infrastructure, increased regulatory clarity, and surging global demand for efficient payment systems.

根據該公司的最新報告，2024 年，Circle 發行的一款著名穩定幣 USDC 的採用和使用量激增。這一增長很大程度上歸因於區塊鏈基礎設施的進步、監管透明度的提高以及全球對高效支付系統的需求激增。

Highlighting USDC Economy’s Rapid Growth Amidst Regulatory Advances

強調 USDC 經濟在監管進步的情況下快速成長

Throughout the year, USDC achieved remarkable milestones, with a 78% surge in circulation and $1 trillion in transaction volume processed by the Circle stablecoin network. As of November 2024, the network has facilitated over $18 trillion in total lifetime transactions.

在這一年裡，USDC 實現了非凡的里程碑，流通量激增 78%，Circle 穩定幣網路處理的交易量達到 1 兆美元。截至 2024 年 11 月，該網路已促成總生命週期交易額超過 18 兆美元。

With USDC now accessible across 16 blockchain networks, the company noted its increasing integration into diverse financial systems worldwide. Emerging regulatory frameworks played a crucial role in fostering trust and expanding stablecoin usage.

隨著 USDC 現已透過 16 個區塊鏈網路進行訪問，該公司指出，其日益融入全球不同的金融系統。新興的監管框架在促進信任和擴大穩定幣的使用方面發揮了至關重要的作用。

In Europe, Circle became the first major issuer to fully comply with the European Union’s Markets in Crypto Assets (MiCA) regulations, which classify fiat-backed stablecoins as electronic money. This designation豁免s stablecoin issuers from certain晦涩难懂d financial regulations.

在歐洲，Circle 成為第一個完全遵守歐盟加密資產市場 (MiCA) 法規的主要發行人，該法規將法定支援的穩定幣歸類為電子貨幣。這項指定使穩定幣發行人免受某些晦澀難懂的金融法規的約束。

Moreover, Circle highlighted its acquisition of an electronic money license in France, enabling the seamless distribution of USDC and EURC throughout EU markets. Notably, Brazil and Hong Kong also commenced efforts to integrate stablecoins into their financial ecosystems.

此外，Circle 還強調了其在法國獲得的電子貨幣許可證，使得 USDC 和 EURC 能夠在整個歐盟市場無縫分銷。值得注意的是，巴西和香港也開始努力將穩定幣納入其金融生態系統。

In addition to regulatory progress, Circle emphasized the technical scalability and user-friendliness of its platform. Innovations like the Cross-Chain Transfer Protocol (CCTP) have enhanced USDC’s interoperability across blockchain networks.

除了監管進展之外，Circle 還強調其平台的技術可擴展性和用戶友善性。跨鏈傳輸協定 (CCTP) 等創新增強了 USDC 跨區塊鏈網路的互通性。

This has significantly reduced friction in cross-network transactions, allowing for seamless, near-instant stablecoin transfers. USDC’s adoption spans diverse use cases, including payments, remittances, and decentralized finance (DeFi).

這顯著減少了跨網路交易的摩擦，實現無縫、近乎即時的穩定幣轉帳。 USDC 的採用涵蓋了多種用例，包括支付、匯款和去中心化金融 (DeFi)。

The stablecoin was used extensively in humanitarian aid programs, particularly in Ukraine, where blockchain-powered solutions provided displaced individuals with secure and traceable financial assistance.

這種穩定幣被廣泛用於人道主義援助項目，特別是在烏克蘭，區塊鏈驅動的解決方案為流離失所的個人提供了安全且可追蹤的財務援助。

Similarly, the report noted that partnerships with fintech firms in Latin America and Africa have expanded USDC’s reach, enabling local access to dollar-denominated financial products.

同樣，報告指出，與拉丁美洲和非洲的金融科技公司的合作擴大了 USDC 的影響範圍，使當地能夠獲得以美元計價的金融產品。

Circle’s report also highlighted the growing demand for digital payments. As traditional payment systems lag in speed and interoperability, USDC is increasingly utilized in cross-border transactions, global payroll systems, and supplier payments.

Circle 的報告也強調了數位支付日益增長的需求。由於傳統支付系統在速度和互通性方面落後，USDC 越來越多地應用於跨境交易、全球薪資系統和供應商支付。

This demand aligns with broader trends of businesses adopting blockchain-based payment solutions for efficiency and cost reduction. Looking ahead, Circle anticipates further regulatory clarity and technological advancements to accelerate USDC’s role in the global financial system.

這項需求符合企業採用基於區塊鏈的支付解決方案以提高效率和降低成本的更廣泛趨勢。展望未來，Circle 預計監管的進一步明確和技術的進步將加速 USDC 在全球金融體系中的作用。

The report concludes by underscoring the potential of blockchain and stablecoins to modernize payments, foster financial inclusion, and build a more interconnected economic future.

該報告最後強調了區塊鏈和穩定幣在實現支付現代化、促進金融包容性和建立更互聯的經濟未來方面的潛力。