Stripe 重新擁抱加密貨幣，以 USDC 穩定幣拉開序幕

知名支付處理商 Stripe 在中斷六年後重新進入加密支付領域，接受 Solana、以太坊和 Polygon 上的 USDC 穩定幣作為最初支援的加密貨幣。此舉標誌著 Stripe 對加密貨幣立場的轉變，此前由於波動性和高交易費用，Stripe 於 2018 年停止了支援。 Stripe 選擇 USDC 強調了穩定幣的穩定性和可靠性，突顯了加密貨幣在主流金融營運中日益增長的接受度和穩定性。

Stripe Re-Embraces Crypto Payments, Commencing with USDC Stablecoin

Stripe 重新擁抱加密支付，從 USDC 穩定幣開始

After a six-year hiatus, payment behemoth Stripe has announced its re-entry into the cryptocurrency payments landscape, commencing with support for the USDC stablecoin. This strategic move signals a renewed confidence in the digital asset sector, echoing the maturing infrastructure and evolving regulatory environment.

時隔六年後，支付巨頭 Stripe 宣布重新進入加密貨幣支付領域，並開始支援 USDC 穩定幣。這項策略舉措標誌著人們對數位資產產業重新燃起信心，呼應了日益成熟的基礎設施和不斷變化的監管環境。

A Triumphant Return

凱旋歸來

Stripe's decision to reintroduce crypto payments was unveiled during its Global Internet Economy conference, where co-founder and President John Collison enthusiastically declared the company's return to the space. Notably, Collison highlighted the significant advancements in transaction speeds and reduced costs, which were once major obstacles for crypto payments.

Stripe 重新引入加密支付的決定是在其全球互聯網經濟會議上公佈的，聯合創始人兼總裁 John Collison 熱情地宣布該公司重返該領域。值得注意的是，科里森強調了交易速度和成本降低的顯著進步，這曾經是加密支付的主要障礙。

"Transaction settlements are no longer comparable with Christopher Nolan films for length," Collison remarked, emphasizing the improved efficiency that has made crypto payments more practical for everyday use.

科里森表示：「交易結算不再能與克里斯多福諾蘭電影的長度相提並論。」他強調效率的提高使加密支付在日常使用中更加實用。

USDC: A Stable Foundation

USDC：穩定的基礎

Stripe's initial focus on USDC as the preferred cryptocurrency for payments is a strategic move based on stability and reliability. USDC is a stablecoin pegged to the US dollar, providing a stable store of value and mitigating the volatility concerns that plagued Bitcoin during Stripe's previous crypto venture.

Stripe 最初將 USDC 作為支付的首選加密貨幣，這是基於穩定性和可靠性的策略性舉措。 USDC 是一種與美元掛鉤的穩定幣，提供穩定的價值存儲，並減輕在 Stripe 之前的加密貨幣投資期間困擾比特幣的波動性擔憂。

Collison emphasized the significance of USDC's stability, highlighting its reliability compared to more volatile currencies like the Turkish lira. "You have a very good currency [in the US]," Collison stated, using a chart to demonstrate the significant usage of stablecoins compared to the trading volume of the Turkish lira on crypto exchanges.

Collison 強調了 USDC 穩定性的重要性，強調了其與土耳其里拉等波動較大的貨幣相比的可靠性。 「（在美國）有一種非常好的貨幣，」科里森表示，他用圖表展示了穩定幣與加密貨幣交易所土耳其里拉交易量相比的顯著使用情況。

A Rich History and Evolving Approach

豐富的歷史和不斷發展的方法

Stripe's re-entry into crypto payments marks a pivotal moment for the industry, considering its longstanding presence in the space. In 2014, Stripe became the first notable payments provider to accept Bitcoin. However, in 2018, the company suspended its crypto operations, citing concerns over Bitcoin's volatility and protracted transaction times.

考慮到 Stripe 在該領域的長期存在，其重新進入加密支付領域標誌著該行業的關鍵時刻。 2014 年，Stripe 成為第一家接受比特幣的著名支付提供者。然而，2018 年，該公司暫停了加密業務，理由是擔心比特幣的波動性和交易時間延長。

Since then, Stripe has maintained a presence in the crypto ecosystem through collaborations such as the Libra project (now Diem Association) and the provision of fiat-to-crypto on-ramps through APIs. These initiatives demonstrate Stripe's continued interest in the potential of cryptocurrencies, even during its hiatus from direct crypto payments.

從那時起，Stripe 透過 Libra 專案（現為 Diem Association）等合作以及透過 API 提供法幣到加密貨幣的入口，在加密貨幣生態系統中保持了存在。這些舉措表明，即使在直接加密支付中斷期間，Stripe 仍然對加密貨幣的潛力感興趣。

A Booming Industry and a Promising Future

蓬勃發展的產業和美好的未來

Stripe's return to crypto payments comes at a time of increased adoption and institutional acceptance of digital assets. Stablecoins like USDC have played a significant role in bridging the gap between traditional finance and the crypto ecosystem, providing stability and reducing the barriers to entry.

Stripe 回歸加密支付之際，數位資產的採用率和機構接受度不斷提高。像 USDC 這樣的穩定幣在彌合傳統金融和加密生態系統之間的差距、提供穩定性並減少進入障礙方面發揮了重要作用。

The growing confidence in cryptocurrencies is reflected in Stripe's significant valuation of $65 billion, according to Bloomberg. With over $1 trillion in transactions processed in 2023, Stripe remains a major player in the global payments landscape. Its re-entry into crypto payments, starting with USDC, represents a significant endorsement of the industry's maturity and growth potential.

根據彭博社報道，Stripe 高達 650 億美元的估值反映了人們對加密貨幣日益增長的信心。 Stripe 到 2023 年處理的交易量將超過 1 兆美元，仍然是全球支付領域的主要參與者。從 USDC 開始，它重新進入加密支付領域，代表著對該行業成熟度和成長潛力的重大認可。

Conclusion

結論

Stripe's decision to reintroduce crypto payments is a testament to the transformative evolution of the digital asset industry. The company's focus on stability and efficiency through USDC signals a recognition of the growing role that cryptocurrencies will play in the future of financial transactions. As the industry continues to develop and mature, Stripe's return is a strong indication of its commitment to delivering innovative and inclusive payment solutions in the digital age.

Stripe 重新引入加密支付的決定證明了數位資產產業的變革性發展。該公司透過 USDC 對穩定性和效率的關注標誌著人們認識到加密貨幣將在未來的金融交易中發揮越來越重要的作用。隨著產業不斷發展和成熟，Stripe 的回歸有力地表明了其致力於在數位時代提供創新和包容性支付解決方案的承諾。