bitcoin
bitcoin

$92738.356027 USD

-2.14%

ethereum
ethereum

$3254.900001 USD

-2.16%

tether
tether

$1.000033 USD

0.02%

xrp
xrp

$2.305461 USD

-0.90%

bnb
bnb

$687.851353 USD

-0.89%

solana
solana

$188.264427 USD

-3.90%

dogecoin
dogecoin

$0.322248 USD

-5.22%

usd-coin
usd-coin

$1.000004 USD

-0.01%

cardano
cardano

$0.916490 USD

-4.11%

tron
tron

$0.242204 USD

-3.07%

avalanche
avalanche

$36.601527 USD

-3.53%

sui
sui

$4.775802 USD

1.54%

toncoin
toncoin

$5.208207 USD

-1.96%

shiba-inu
shiba-inu

$0.000021 USD

0.44%

chainlink
chainlink

$19.793788 USD

-3.96%

加密貨幣新聞文章

穩定幣:區塊鏈金融的門戶,連結法定貨幣和加密貨幣

2024/04/26 01:47

在區塊鏈領域,成長的重要性及其時機不容忽視。值得注意的是,最近穩定幣供應量的激增標誌著市場活力。這些數位資產在傳統法定貨幣和區塊鏈世界之間架起了一座可靠的橋樑,為加密貨幣交易提供了許多好處。隨著投資者尋求最好的穩定幣,USDC、First Digital USD 和 Dai 等有影響力的發行人出現,每個發行人都具有獨特的優勢、可靠性和廣闊的成長前景。

穩定幣:區塊鏈金融的門戶,連結法定貨幣和加密貨幣

Stablecoins: A Gateway to Blockchain Finance, Bridging Fiat and Crypto

穩定幣:區塊鏈金融的門戶,連結法定貨幣和加密貨幣

In the rapidly evolving blockchain finance landscape, understanding the complexities of market growth is crucial. While the accumulation of funds in Bitcoin exchange-traded funds (ETFs) has sparked significant growth, another indicator has gained increasing attention: the rise of stablecoins.

在快速發展的區塊鏈金融領域,了解市場成長的複雜性至關重要。雖然比特幣交易所交易基金(ETF)資金的累積引發了顯著成長,但另一個指標也越來越受到關注:穩定幣的崛起。

As the lines between traditional currencies and tokens blur, stablecoins emerge as a vital bridge, facilitating the flow of fiat assets into the blockchain realm. The recent surge in stablecoin supply signals a healthy market, and holding stablecoins in wallets provides versatility in crypto operations, from purchasing specific currencies to obtaining loans, staking, and withdrawing profits.

隨著傳統貨幣和代幣之間的界線變得模糊,穩定幣成為重要的橋樑,促進法定資產流入區塊鏈領域。最近穩定幣供應的激增標誌著市場的健康,在錢包中持有穩定幣提供了加密貨幣操作的多功能性,從購買特定貨幣到獲得貸款、質押和提取利潤。

Investors are meticulously evaluating stablecoins to determine the most promising investments, and their issuers are becoming influential players in the blockchain space. Among the most prominent are USDC, First Digital USD (FDUSD), and Dai.

投資者正在仔細評估穩定幣,以確定最有前途的投資,其發行人正在成為區塊鏈領域有影響力的參與者。其中最突出的是 USDC、First Digital USD (FDUSD) 和 Dai。

USDC: A Bastion of Reliability amidst Market Volatility

USDC:市場波動中的可靠性堡壘

USDC, a joint venture between Circle and Coinbase, has established itself as a benchmark for reliability in the stablecoin market. Maintaining a steadfast 1:1 ratio to the US dollar, USDC has consistently outperformed its peers.

USDC 是 Circle 和 Coinbase 的合資企業,已成為穩定幣市場可靠性的基準。 USDC 與美元的比率保持穩定的 1:1,一直優於同業。

Despite a brief dip in value to $0.87 due to the collapse of Silicon Valley Bank (SVB) in 2023, USDC has demonstrated its resilience. The project has since undergone a rigorous System and Organization Controls (SOC) 2 Type 2 audit, confirming the robustness of its security measures.

儘管由於 2023 年矽谷銀行 (SVB) 倒閉,USDC 的價值短暫下跌至 0.87 美元,但 USDC 已展現出其韌性。此後,該專案經過了嚴格的系統和組織控制 (SOC) 2 2 類審核,確認了其安全措施的穩健性。

Key market players, including Binance, have further demonstrated their confidence in USDC by converting all their Secure Asset Fund for Users (SAFU) assets into the stablecoin. Currently ranked sixth in the cryptocurrency market cap rating with a $33 billion valuation, USDC remains one of the most sought-after stablecoins for investors, processing transactions worth $4.5-11 billion daily.

包括幣安在內的主要市場參與者透過將其所有用戶安全資產基金(SAFU)資產轉換為穩定幣,進一步表明了他們對 USDC 的信心。 USDC 目前在加密貨幣市值評級中排名第六,估值為 330 億美元,仍然是投資者最搶手的穩定幣之一,每天處理的交易價值為 450-11 億美元。

First Digital USD: Bridging Advanced Crypto Capabilities with Insurance

第一個數位美元:將先進的加密功能與保險結合起來

Launched in 2023, First Digital USD (FDUSD) has rapidly gained traction among seasoned crypto users. Transcending conventional pegged asset models, FDUSD offers a comprehensive solution for insurance and financial contracts without intermediaries.

First Digital USD (FDUSD) 於 2023 年推出,迅速贏得了經驗豐富的加密貨幣用戶的青睞。 FDUSD 超越了傳統的錨定資產模型,為保險和黃金融合約提供了無需中介機構的全面解決方案。

First Digital Trust Ltd. oversees the project's reserve and maintains the 1:1 ratio with the US dollar. The reserve comprises cash, US Treasury bills (T-Bills), and overnight repurchase agreements (repos), bolstering confidence in the exchange rate's stability. Independent audits are conducted monthly to verify FDUSD's reserves.

First Digital Trust Ltd. 負責監督該專案的儲備並維持與美元 1:1 的比例。該儲備包括現金、美國國庫券(T-Bills)和隔夜回購協議(repos),增強了人們對匯率穩定的信心。每月進行獨立審計以核實 FDUSD 的儲備。

FDUSD's growth trajectory has been remarkable, from a market capitalization of $20 million to $4.4 billion in just five months. The stablecoin's presence on Ethereum (ETH) and Binance Chain (BNB), coupled with its technological prowess, has fueled its exponential rise.

FDUSD 的成長軌跡非常引人注目,在短短五個月內從 2000 萬美元的市值增長到 44 億美元。這種穩定幣在以太坊(ETH)和幣安鏈(BNB)上的存在,加上其技術實力,推動了其指數級成長。

Dai: Decentralization and Innovation at the Forefront

Dai:最前沿的去中心化與創新

Since 2019, Dai (DAI) has empowered users with risk management and DeFi optimization. Maker Foundation conceived the project with a collateralization model, ensuring that the collateral backing Dai tokens always exceeds their circulation. Control of the stablecoin has since been transferred to MakerDAO, a decentralized autonomous organization (DAO) that prevents power concentration.

自 2019 年以來,DAI(DAI)為使用者提供風險管理和 DeFi 最佳化賦能。 Maker 基金會透過抵押模型構思了該項目,確保支持 Dai 代幣的抵押品始終超過其流通量。此後,穩定幣的控制權已轉移至 MakerDAO,這是一個防止權力集中的去中心化自治組織 (DAO)。

Dai stands apart from other stablecoins with its unique collateralization mechanism. Instead of relying solely on fiat currencies, Dai utilizes cryptocurrencies like Ethereum and Wrapped Bitcoin (WBTC). This approach, combined with the project's long history dating back to 2014, has allowed Dai to remain one of the most innovative and technologically advanced stablecoins.

Dai 以其獨特的抵押機制區別於其他穩定幣。 Dai 不只依賴法定貨幣,而是利用以太幣和 Wrapped Bitcoin (WBTC) 等加密貨幣。這種方法,加上該項目可追溯到 2014 年的悠久歷史,使 Dai 仍然是最具創新性和技術先進的穩定幣之一。

Through a smart contract known as Vault, users can create Dai by depositing collateral. Should the collateral value fall below a predetermined level, Vault liquidation and Dai redemption resolve volatility issues.

透過名為 Vault 的智能合約,用戶可以透過存入抵押品來創建 Dai。如果抵押品價值低於預定水平,Vault 清算和 Dai 贖回可以解決波動問題。

Dai's recent integration into DeFi protocols and platforms has further solidified its position as a favored investment among stablecoins. Its ongoing improvements in stability mechanisms and smart contract infrastructure have elevated its market cap, securing the third position among stablecoins.

Dai 最近融入 DeFi 協議和平台,進一步鞏固了其作為穩定幣青睞投資的地位。其穩定機制和智慧合約基礎設施的不斷改進提高了其市值,在穩定幣中佔據第三位。

Conclusion

結論

Stablecoins have emerged as indispensable tools in blockchain finance, bridging the gap between traditional currencies and the digital asset ecosystem. Investors meticulously evaluate stablecoins to identify the most advantageous investments, and issuers play an influential role in shaping the market landscape.

穩定幣已成為區塊鏈金融不可或缺的工具,彌合了傳統貨幣與數位資產生態系統之間的差距。投資者仔細評估穩定幣,以確定最有利的投資,發行人在塑造市場格局方面發揮影響力的作用。

USDC, First Digital USD, and Dai represent the pinnacle of stablecoin innovation, offering reliability, advanced functionality, and decentralized governance. With their growing adoption and acceptance, stablecoins are poised to revolutionize financial operations and open up new possibilities in the blockchain era.

USDC、First Digital USD 和 Dai 代表了穩定幣創新的巔峰,提供可靠性、先進的功能和去中心化治理。隨著穩定幣的採用和接受度不斷提高,它有望徹底改變金融運營,並在區塊鏈時代開闢新的可能性。

免責聲明:info@kdj.com

The information provided is not trading advice. kdj.com does not assume any responsibility for any investments made based on the information provided in this article. Cryptocurrencies are highly volatile and it is highly recommended that you invest with caution after thorough research!

If you believe that the content used on this website infringes your copyright, please contact us immediately (info@kdj.com) and we will delete it promptly.

2025年01月10日 其他文章發表於