一種新的Stablecoin旨在作為一種可充值通貨膨脹的現金形式。

彭博社報導，自去年12月以來，USDI是一種美元追踪硬幣，其價值取決於消費者價格指數（CPI）的上漲。

A new stablecoin aims to serve as an inflation-proof form of cash.

一種新的Stablecoin旨在作為一種可充值通貨膨脹的現金形式。

USDi is a dollar-tracking coin whose value will be determined by the increase in the consumer price index (CPI) since December of last year, Bloomberg reported Tuesday (April 15).

彭博社報導，自去年12月以來，USDI是一種美元追踪硬幣，其價值將取決於消費者價格指數（CPI）的上漲。

Inflation protection in the U.S. stock markets has been on offer since 1997 in the form of Treasury inflation-protected securities (TIPS), or government bonds whose principal is indexed to the CPI. However, because they are bonds, TIPS can suffer losses when interest rates climb, the report said.

自1997年以來，美國股票市場的通貨膨脹率保護以國庫通貨膨脹保護證券（TIP）或本金向CPI索引的政府債券的形式提供。但是，由於它們是債券，因此當利率攀升時，提示可能會遭受損失。

Michael Ashton, an expert in inflation-protected investing, said USDi is comparable to TIPS principal or — in theory — to an inflation-protected savings account.

受通貨膨脹保護的投資專家邁克爾·阿什頓（Michael Ashton）表示，USDI與Tips的本金或（從理論上）與受通貨膨脹保護的儲蓄帳戶相媲美。

“The riskless asset doesn’t actually currently exist, and that’s inflation-linked cash,” Ashton said. “Holding cash is an option on future opportunities, and the cost of that option is inflation. If you create inflation-linked cash, that’s the end of the risk line.”

阿什頓說：“實際上，無風險的資產實際上並不存在，這是與通貨膨脹相關的現金。” “持有現金是未來機會的一種選擇，該選擇的成本是通貨膨脹。如果您創建與通貨膨脹的現金，那就是風險線的終結。”

USDi Partners said the stablecoin will have as much purchasing power as the dollar did in December 2024. The company will mint and burn the coin at its stated value, which will be a function of daily CPI calculations, according to the report.

USDI Partners表示，Stablecoin將擁有與2024年12月的美元一樣多的購買力。該公司將以陳述的價值造幣和燃燒硬幣，這將是每日CPI計算的函數。

Stablecoins have the potential to reconfigure the way people and businesses think about digital payments. Built on decentralized blockchain infrastructure, stablecoins can offer fast, low-cost and borderless transactions without the friction of traditional intermediaries. For a growing base of global users, this isn’t theoretical but is already transforming how money is stored and moved.

Stablecoins有可能重新配置人們和企業對數字付款的看法。 Stablecoins建立在分散的區塊鏈基礎設施上，可以提供快速，低成本和無邊界的交易，而無需傳統中介機構的摩擦。對於不斷增長的全球用戶基礎，這不是理論上的，而是正在改變貨幣的存儲和移動方式。

“But despite the growing and massive throughput of stablecoins, their mainstream adoption remains elusive,” PYMNTS reported this week. “This is particularly true in regions with established banking systems.”

PYMNTS本週報導：“但是，儘管斯ababalecoins的吞吐量增長和龐大，但它們的主流採用仍然難以捉摸。” “在擁有既定銀行系統的地區尤其如此。”

Stablecoins excel in theory and even in back-end finance, but most end-users don’t deal with money in the abstract. They engage with it through apps, devices and point-of-sale terminals. For stablecoins to arrive at their tipping point moment, the consumer and merchant experience must meet or exceed the simplicity and ubiquity of systems such as Venmo, Stripe or credit card terminals.

在理論上，甚至在後端財務上，Stablecoins都表現出色，但大多數最終用戶都不會抽像地處理金錢。他們通過應用程序，設備和銷售點終端與之互動。要使Stablecoins到達其臨界點時刻，消費者和商人體驗必須達到或超過Venmo，Stripe或信用卡終端等系統的簡單性和無處不在。

This means overcoming three interconnected challenges: merchant acceptance; onboarding and offboarding; and user interface and stablecoin wallet user experience.

這意味著克服三個相互聯繫的挑戰：商人接受；入職和載板；以及用戶界面和Stablecoin錢包用戶體驗。