Ripple 的穩定幣：遊戲規則改變者還是對 XRP 統治地位的威脅？

Ripple 將向數十億美元的交易市場推出其穩定幣，與當前選項相比，為用戶提供更好的體驗並降低費用。技術長 David Schwartz 強調，它不會取代 XRP 的角色，因為喜歡用它進行支付和轉帳的用戶仍然可以訪問，這突顯了 Ripple 致力於為不同需求提供客製化解決方案的信念。

Ripple's Forthcoming Stablecoin: A Game-Changer or a Threat to XRP's Dominance?

Ripple 即將推出的穩定幣：是遊戲規則的改變者還是對 XRP 統治地位的威脅？

Ripple's highly anticipated stablecoin, pegged 1:1 with the US dollar and poised to enter the billion-dollar transaction market, is the talk of the cryptocurrency realm. While some speculate that its introduction will propel XRP's value beyond the coveted $10 threshold, others voice concerns about its potential impact on the XRP token's market share.

Ripple備受期待的穩定幣與美元1:1掛鉤，預計將進入數十億美元的交易市場，成為加密貨幣領域的熱門話題。雖然有些人猜測它的推出將推動 XRP 的價值突破令人垂涎的 10 美元門檻，但其他人則擔心它對 XRP 代幣市場份額的潛在影響。

Amidst this buzz, Ripple's Chief Technology Officer, David Schwartz, has shed light on the company's strategic vision, dispelling misconceptions and unveiling the intricate interplay between the upcoming stablecoin and XRP.

在一片熱議中，Ripple 技術長 David Schwartz 闡明了公司的策略願景，消除了誤解，並揭示了即將推出的穩定幣和 XRP 之間錯綜複雜的相互作用。

Stablecoin's Purpose and Competition

穩定幣的目的和競爭

Ripple's stablecoin aims to challenge established players like Circle's USDC and Tether's USDT in the burgeoning payments and cross-border funds transfer markets. Leveraging its extensive network and a decade of expertise, Ripple anticipates a competitive advantage for its new token.

Ripple 的穩定幣旨在在新興的支付和跨境資金轉帳市場中挑戰 Circle 的 USDC 和 Tether 的 USDT 等老牌參與者。憑藉其廣泛的網絡和十年的專業知識，Ripple 預計其新代幣將具有競爭優勢。

Coexistence of Stablecoin and XRP

穩定幣和 XRP 共存

However, Schwartz emphasizes that the introduction of a stablecoin does not necessarily spell doom for XRP. Ripple subscribes to a "horses-for-courses" approach, recognizing that different use cases necessitate diverse solutions.

然而，施瓦茨強調，穩定幣的引進並不一定意味著 XRP 的滅亡。 Ripple 贊同「以馬換課程」的方法，並承認不同的用例需要不同的解決方案。

While the stablecoin will cater to specific payment scenarios, XRP remains a viable option for other applications. Ripple encourages the adoption of payment software compatible with XRP, allowing users the flexibility to harness XRP's benefits whenever advantageous.

雖然穩定幣將滿足特定的支付場景，但 XRP 仍然是其他應用程式的可行選擇。 Ripple 鼓勵採用與 XRP 相容的支付軟體，使用戶能夠在有利的時候靈活地利用 XRP 的優勢。

Stablecoin's Superiority in Certain Scenarios

穩定幣在某些場景下的優越性

In the realm of payments, Schwartz acknowledges the inherent superiority of stablecoins over XRP in specific situations. The seamless and instantaneous nature of stablecoins, coupled with their underlying reliance on the XRP Ledger, makes them an optimal choice for certain use cases.

在支付領域，施瓦茨承認在特定情況下穩定幣相對於 XRP 具有固有的優越性。穩定幣的無縫和即時性質，加上它們對 XRP 帳本的潛在依賴，使它們成為某些用例的最佳選擇。

XRP's Value Proposition

XRP 的價值主張

Nonetheless, Schwartz maintains that XRP retains its value proposition in other scenarios. Where brief holding periods of intermediary assets are involved, XRP may possess advantages over stablecoins. Liquidity and accessibility of on/off ramps will play a crucial role in determining the preferred choice in such instances.

儘管如此，施瓦茨堅稱 XRP 在其他場景中仍保留其價值主張。如果涉及中間資產的短暫持有期，XRP 可能比穩定幣更具優勢。在這種情況下，入口/出口匝道的流動性和可及性將在確定首選選擇方面發揮至關重要的作用。

Market Response

市場反應

Despite the impending launch of the stablecoin, XRP's market performance has remained steady, hovering around $0.524 with a 5% gain over the past week. This resilience suggests that market participants are cautiously optimistic about XRP's long-term prospects, even in the face of the stablecoin's introduction.

儘管穩定幣即將推出，但 XRP 的市場表現仍保持穩定，徘徊在 0.524 美元左右，過去一周上漲 5%。這種彈性表明，即使面對穩定幣的推出，市場參與者對 XRP 的長期前景也持謹慎樂觀的態度。

Conclusion

結論

Ripple's stablecoin is poised to shake up the payments landscape, offering users a compelling alternative to existing options. However, its launch does not diminish XRP's significance within the Ripple ecosystem. Ripple's commitment to a "horses-for-courses" approach ensures that both the stablecoin and XRP will coexist, each fulfilling distinct roles in the ever-evolving cryptocurrency market.

Ripple 的穩定幣有望撼動支付格局，為用戶提供一種替代現有選擇的引人注目的選擇。然而，它的推出並沒有削弱 XRP 在 Ripple 生態系統中的重要性。 Ripple 對「馬換課程」方法的承諾確保了穩定幣和 XRP 能夠共存，各自在不斷發展的加密貨幣市場中發揮不同的作用。

As the stablecoin prepares for its debut later this year, the cryptocurrency community eagerly anticipates its impact on the broader financial landscape. While it remains to be seen whether it will indeed propel XRP to new heights, one thing is clear: Ripple's strategic vision is carefully calibrated to maximize the benefits of both its stablecoin and XRP, ensuring their continued relevance in the dynamic world of digital finance.

隨著穩定幣準備在今年稍後首次亮相，加密貨幣社群熱切地期待著它對更廣泛的金融格局的影響。雖然它是否確實將XRP 推向新的高度還有待觀察，但有一點是明確的：Ripple 的戰略願景經過精心調整，以最大限度地發揮其穩定幣和XRP 的優勢，確保它們在動態的數位金融世界中持續發揮作用。