Ripple 革命性的穩定幣連接 TradFi 和 DeFi，解鎖金融的未來

Ripple 是區塊鏈解決方案的領導者，計劃於 2024 年推出與美元掛鉤的穩定幣，並擴展到機構金融和去中心化金融領域。該計劃旨在使 XRP 用例多樣化，增強支付基礎設施，並連接傳統和去中心化的金融系統，並以美元存款和政府債券支持的穩定幣實現透明度和安全性。

Ripple's Game-Changing Stablecoin Moves to Unify Traditional and Decentralized Finance

Ripple 改變遊戲規則的穩定幣旨在統一傳統金融和去中心化金融

San Francisco, California - July 15, 2023 - Ripple, the blockchain technology behemoth behind the XRP Ledger (XRPL) and a pioneer in enterprise-grade blockchain solutions, has unveiled an ambitious plan to launch a USD-pegged stablecoin in 2024. This groundbreaking move positions Ripple to bridge the chasm between traditional finance and the burgeoning world of decentralized finance (DeFi), creating a vibrant ecosystem that seamlessly integrates the strengths of both realms.

加州舊金山- 2023 年7 月15 日- Ripple 作為XRP Ledger (XRPL) 背後的區塊鏈技術巨頭和企業級區塊鏈解決方案的先驅，公佈了一項雄心勃勃的計劃，將於2024 年推出與美元掛鉤的穩定幣。行動 Ripple 的定位是為了彌合傳統金融和新興的去中心化金融 (DeFi) 世界之間的鴻溝，創建一個充滿活力的生態系統，無縫整合這兩個領域的優勢。

A Market Primed for Stability

市場已做好穩定準備

The stablecoin market, fueled by the growing demand for trust, stability, and utility in the cryptocurrency space, has witnessed a meteoric rise, soaring to a valuation of approximately $150 billion. This upward trajectory is expected to continue unabated, with projections indicating a potential valuation of $2.8 trillion by 2028. Ripple's decision to enter this thriving market is a testament to its unwavering commitment to providing innovative solutions that cater to the evolving needs of the cryptocurrency landscape.

在加密貨幣領域對信任、穩定性和實用性不斷增長的需求的推動下，穩定幣市場迅速崛起，估值飆升至約 1500 億美元。這種上升趨勢預計將持續下去，預計到2028 年估值將達到2.8 兆美元。Ripple 決定進入這個蓬勃發展的市場，證明了其堅定不移地致力於提供創新解決方案，以滿足加密貨幣領域不斷變化的需求。

A Strategic Expansion for Ripple

Ripple 的策略擴張

This initiative marks a pivotal moment in Ripple's strategic expansion, extending its reach into both institutional and DeFi sectors. The company envisions the stablecoin as a catalyst for diversifying XRP's use cases, further enhancing its payments infrastructure, and bridging the gap between traditional and decentralized financial systems. Ripple's stablecoin is poised to become a cornerstone of its comprehensive suite of financial solutions, offering unparalleled advantages to institutional players and retail users alike.

這項舉措標誌著 Ripple 戰略擴張的關鍵時刻，將其觸角延伸至機構和 DeFi 領域。該公司預計穩定幣將成為 XRP 用例多樣化的催化劑，進一步增強其支付基礎設施，並彌合傳統和去中心化金融系統之間的差距。 Ripple 的穩定幣有望成為其綜合金融解決方案的基石，為機構參與者和零售用戶等提供無與倫比的優勢。

Transparency and Security: Paramount Principles

透明與安全：首要原則

Trust and reliability are the cornerstones of Ripple's stablecoin initiative. The company pledges 100% backing by US dollar deposits, U.S. government bonds, and cash equivalents, ensuring the stablecoin's solvency and providing users with unparalleled confidence in its stability. Additionally, Ripple commits to unwavering transparency through monthly independent third-party audits, empowering users with the assurance that their funds are safeguarded and their interests are protected.

信任和可靠性是 Ripple 穩定幣計畫的基石。該公司承諾100%由美元存款、美國政府債券和現金等價物支持，確保穩定幣的償付能力，並為用戶提供對其穩定性無與倫比的信心。此外，Ripple 承諾透過每月獨立的第三方審計保持堅定的透明度，讓用戶確保他們的資金受到保護，利益受到保護。

A Boon for Developers and Users

開發者和使用者的福音

The introduction of a Ripple-backed stablecoin on the XRPL has been eagerly anticipated by the XRP community. The presence of a trusted, enterprise-grade stablecoin will breathe new life into the XRP ecosystem, fostering a vibrant environment that encourages innovation and boundless possibilities.

XRP 社群熱切期待在 XRPL 上引入 Ripple 支援的穩定幣。值得信賴的企業級穩定幣的出現將為 XRP 生態系統注入新的活力，創造一個鼓勵創新和無限可能性的充滿活力的環境。

Ripple's stablecoin promises to broaden the range of use cases for XRP, increase liquidity, and unlock a plethora of opportunities for developers and users. Recognizing the multichain nature of the cryptocurrency landscape, Ripple will launch its stablecoin on both the XRPL and Ethereum, enabling seamless cross-chain interoperability and facilitating transactions across different blockchain networks.

Ripple 的穩定幣有望擴大 XRP 的使用範圍，增加流動性，並為開發者和用戶釋放大量機會。認識到加密貨幣領域的多鏈本質，Ripple 將在 XRPL 和以太坊上推出其穩定幣，從而實現無縫的跨鏈互通性並促進不同區塊鏈網路之間的交易。

Fostering a Robust and Comprehensive Cryptocurrency Landscape

培育穩健且全面的加密貨幣格局

Ripple's strategic foray into the stablecoin market is not merely a competitive move but a contribution to the overall health and diversity of the XRP ecosystem. The company envisions its stablecoin as a catalyst for growth and innovation, ultimately fostering a more robust and comprehensive cryptocurrency landscape that benefits all stakeholders.

Ripple 進軍穩定幣市場的策略不僅是一種競爭舉措，也是對 XRP 生態系統整體健康和多樣性的貢獻。該公司將其穩定幣視為成長和創新的催化劑，最終培育出一個更強大和全面的加密貨幣格局，使所有利害關係人受益。

Executives Weigh In: A Catalyst for Transformation

高階主管的參與：轉型的催化劑

Brad Garlinghouse, CEO of Ripple, hailed the stablecoin launch as "a natural step for Ripple as we bridge the gap between traditional finance and crypto." He emphasized Ripple's competitive advantages, including its extensive experience, strong regulatory footprint, and robust financial standing, as key factors that will drive the success of its stablecoin.

Ripple 執行長 Brad Garlinghouse 稱讚穩定幣的推出是「Ripple 彌合傳統金融和加密貨幣之間差距的自然步驟」。他強調 Ripple 的競爭優勢，包括豐富的經驗、強大的監管足跡和穩健的財務狀況，是推動其穩定幣成功的關鍵因素。

Ripple's CTO, David Schwartz, echoed Garlinghouse's sentiments, highlighting the transformative potential of a high-quality USD stablecoin on the XRPL. He pointed to the platform's unparalleled features, such as the decentralized exchange, issued currencies, auto-bridging using XRP, and the Automated Market Maker (AMM), as factors that will create a game-changing environment for developers and users alike.

Ripple 的技術長 David Schwartz 呼應了 Garlinghouse 的觀點，強調了 XRPL 上高品質美元穩定幣的變革潛力。他指出該平台無與倫比的功能，例如去中心化交易、發行貨幣、使用 XRP 的自動橋接以及自動做市商 (AMM)，這些因素將為開發者和用戶創造一個改變遊戲規則的環境。

The Future of Finance: Powered by Ripple's Stablecoin

金融的未來：由瑞波幣穩定幣提供支持

Ripple's stablecoin launch is a watershed moment in the evolution of the cryptocurrency industry. It represents a strategic move that will not only benefit Ripple but the entire crypto ecosystem. By seamlessly integrating traditional finance and DeFi, Ripple's stablecoin is poised to revolutionize the way financial transactions are conducted, empowering individuals and institutions alike to harness the full potential of blockchain technology.

Ripple 穩定幣的推出是加密貨幣產業發展的分水嶺。它代表了一項策略性舉措，不僅有利於瑞波幣，而且有利於整個加密生態系統。透過無縫整合傳統金融和 DeFi，Ripple 的穩定幣有望徹底改變金融交易的進行方式，使個人和機構能夠充分利用區塊鏈技術的潛力。