Ripple 的 2024 年總體規劃：可能改變您生活的藍圖

Britto（一個致力於 XRP Ledger（XRPL）的神秘聯合創始人 Arthur Britto 的社區）最近發布的一條推文引起了廣泛關注。

A recent tweet from Britto, a community dedicated to Arthur Britto, the enigmatic co-founder of the XRP Ledger (XRPL), has drawn significant attention. Titled “Ripple’s 2024 Masterplan: The Blueprint That Could Change Your Life,” the thread delves into Ripple's ambitious strategies for transforming global finance, supported by evidence from Ripple’s job postings and initiatives. Here, we analyze the key takeaways from this compelling roadmap.

Britto（一個致力於 XRP Ledger（XRPL）的神秘聯合創始人 Arthur Britto 的社區）最近發布的一條推文引起了廣泛關注。這篇文章題為“Ripple 的 2024 年總體規劃：可能改變您生活的藍圖”，深入探討了 Ripple 變革全球金融的雄心勃勃的戰略，並得到了 Ripple 職位發布和舉措的證據的支持。在這裡，我們分析了這個引人注目的路線圖的關鍵要點。

Ripple's primary focus in 2024 appears to be fostering deeper collaboration with major global banks. Job postings explicitly target large financial institutions, with roles emphasizing the integration of traditional finance (TradFi) and decentralized finance (DeFi). Ripple positions XRP as a bridge asset, enabling instant liquidity for global payments.

Ripple 2024 年的主要重點似乎是促進與全球主要銀行的更深入合作。招聘訊息明確針對大型金融機構，職位強調傳統金融（TradFi）和去中心化金融（DeFi）的整合。 Ripple 將 XRP 定位為橋樑資產，為全球支付提供即時流動性。

This strategy addresses long-standing inefficiencies in banking operations. By reducing the need for pre-funded Nostro/Vostro accounts, XRP unlocks $27 trillion trapped in dormant capital worldwide, offering significant cost savings for banks and financial institutions.

該策略解決了銀行業務長期存在的低效率問題。透過減少對 Nostro/Vostro 帳戶預先融資的需求，XRP 釋放了全球陷入休眠資本的 27 兆美元，為銀行和金融機構節省了大量成本。

Ripple is also expanding its stablecoin infrastructure, introducing RLUSD—a U.S. dollar-backed digital asset designed to complement XRP's functionality. RLUSD ensures transaction stability, while XRP provides the liquidity for global transfers. Every RLUSD transaction burns a small amount of XRP, reducing its supply over time.

Ripple 也正在擴展其穩定幣基礎設施，推出 RLUSD——一種以美元支持的數位資產，旨在補充 XRP 的功能。 RLUSD保證交易穩定性，XRP則為全球轉帳提供流動性。每筆 RLUSD 交易都會消耗少量 XRP，隨著時間的推移減少其供應。

This interplay between RLUSD and XRP creates a synergistic ecosystem, where both assets drive adoption and utility. Ripple's vision extends beyond RLUSD, with mentions of RLJPY and RLGBP, hinting at plans for a global network of stablecoins tailored to various currencies.

RLUSD 和 XRP 之間的相互作用創造了一個協同生態系統，兩種資產都推動了採用和效用。 Ripple 的願景不僅限於 RLUSD，還提到了 RLJPY 和 RLGBP，暗示了針對各種貨幣量身定制的全球穩定幣網路的計劃。

To facilitate widespread adoption, Ripple has prioritized secure custody solutions. Following its acquisition of Metaco, Ripple aims to provide banks with institutional-grade infrastructure to store XRP and other digital assets. Job postings underscore the emphasis on security, scalability, and bank-grade reliability.

為了促進廣泛採用，Ripple 優先考慮了安全託管解決方案。收購 Metaco 後，Ripple 旨在為銀行提供機構級基礎設施來儲存 XRP 和其他數位資產。職位發布強調了對安全性、可擴展性和銀行級可靠性的重視。

This strategic move addresses a critical barrier to entry for banks, ensuring they have the tools to integrate and store XRP at scale.

這項策略性舉措解決了銀行進入的一個關鍵障礙，確保他們擁有大規模整合和儲存 XRP 的工具。

Ripple's job postings reveal a concentrated effort to expand its presence in APAC, particularly in regions like Singapore, Japan, and Thailand. These countries boast clear regulatory frameworks, making them ideal markets for blockchain adoption.

Ripple 的招募資訊顯示，該公司正在專注於擴大在亞太地區的業務，特別是在新加坡、日本和泰國等地區。這些國家擁有明確的監管框架，使其成為採用區塊鏈的理想市場。

As APAC banks integrate Ripple's technologies, the resulting demand for XRP liquidity could significantly influence its value.

隨著亞太地區的銀行整合 Ripple 的技術，由此產生的對 XRP 流動性的需求可能會對其價值產生重大影響。

Ripple's strategy extends beyond individual products, aiming to create a unified financial stack for institutions. This includes cross-border payment solutions, custody infrastructure, stablecoin settlement systems, and XRP liquidity provisioning. Every component in this stack reinforces XRP's utility.

Ripple 的策略超越了單一產品，旨在為機構創建統一的金融堆疊。這包括跨境支付解決方案、託管基礎設施、穩定幣結算系統和 XRP 流動性供應。該堆疊中的每個組件都增強了 XRP 的實用性。

Nostro/Vostro accounts, a relic of traditional banking, lock up trillions of dollars globally. Ripple's solutions, leveraging XRP, eliminate the need for pre-funded accounts. This enables near-instant settlements, freeing up capital for banks and reducing operational costs.

往來/往來帳戶是傳統銀行業的遺物，在全球範圍內鎖定了數萬億美元。 Ripple 的解決方案利用 XRP，消除了對預存資金帳戶的需求。這使得近乎即時的結算成為可能，從而為銀行釋放資金並降低營運成本。

The tweet contrasts XRPL's underwhelming memecoin trading volume with Solana's dominance in the retail space. Despite this disparity, Britto argues that XRPL's institutional foundation gives it an edge. The ecosystem will see explosive growth once retail attention shifts to XRPL, boosted by rising XRP prices.

這則推文將 XRPL 平淡無奇的 memecoin 交易量與 Solana 在零售領域的主導地位進行了對比。儘管存在這種差異，布里托認為 XRPL 的製度基礎賦予了它優勢。在 XRP 價格上漲的推動下，一旦散戶注意力轉向 XRPL，該生態系統將出現爆炸性成長。

Memecoins play a key role in driving liquidity and user engagement. As retail interest grows, XRPL could see billions in trading volume, drawing attention to its utility-driven ecosystem.

Memecoin 在推動流動性和用戶參與度方面發揮關鍵作用。隨著零售興趣的增長，XRPL 的交易量可能會達到數十億美元，從而引起人們對其公用事業驅動的生態系統的關注。

Ripple's 2024 plan, as outlined in Britto's thread, portrays the company's ambitions. From addressing inefficiencies in global finance to building a robust infrastructure for banks and institutions, Ripple's initiatives position XRP as a critical asset in the evolving financial landscape.

正如 Britto 的帖子中概述的那樣，Ripple 的 2024 年計劃描繪了該公司的雄心。從解決全球金融效率低下的問題到為銀行和機構建立強大的基礎設施，Ripple 的舉措將 XRP 定位為不斷發展的金融格局中的關鍵資產。

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