Ripple CTO：穩定幣不會損害 XRP 作為過渡貨幣的效用

為了回應人們對 Ripple 即將推出的穩定幣對 XRP 作為 ODL 橋樑貨幣的影響的擔憂，首席技術長 David Schwartz 澄清說，Ripple 仍然致力於在提供最佳解決方案的情況下促進 XRP 的採用。 Schwartz 強調鼓勵能夠使用 XRP 進行高效結算的支付解決方案的重要性，並消除阻礙其作為最佳結算選項使用的任何障礙。

Ripple CTO Assuages Concerns Regarding Stablecoin's Impact on XRP Utility

Ripple 技術長緩解了有關穩定幣對 XRP 實用性影響的擔憂

San Francisco, April 25, 2024

舊金山，2024 年 4 月 25 日

In response to inquiries raised by the XRP community, Ripple's Chief Technology Officer (CTO), David Schwartz, has provided clarification regarding the potential implications of the company's forthcoming stablecoin on the usage of XRP as a bridge currency for its On-Demand Liquidity (ODL) service.

在回應 XRP 社群提出的詢問時，Ripple 首席技術長 (CTO) David Schwartz 澄清了該公司即將推出的穩定幣對使用 XRP 作為其按需流動性 (ODL) 過渡貨幣的潛在影響。

Background and Concerns

背景和關注點

Ripple's recent announcement of plans to launch a stablecoin on the XRP Ledger (XRPL) and Ethereum networks has elicited mixed reactions. While the general mood has been positive, some speculate that the move could signal a shift away from XRP.

Ripple 最近宣布計劃在 XRP Ledger (XRPL) 和以太坊網路上推出穩定幣，引起了不同的反應。儘管整體情緒積極，但有些人猜測此舉可能預示著人們不再使用 XRP。

These concerns stem from the potential impact of the stablecoin on XRP's utility as a bridge currency for ODL. ODL enables cross-border payments by leveraging XRP for liquidity provision, bridging different currencies and payment networks.

這些擔憂源於穩定幣對 XRP 作為 ODL 橋樑貨幣的潛在影響。 ODL 透過利用 XRP 提供流動性、橋接不同貨幣和支付網路來實現跨境支付。

Ripple CTO's Response

Ripple CTO 的回應

In response to concerns raised by XRP community members, Schwartz emphasized Ripple's commitment to fostering the adoption of payment solutions that efficiently utilize XRP. He highlighted that the company's focus is on encouraging the use of payment software that can settle transactions with XRP, thereby ensuring that the optimal solution is utilized where appropriate.

為了回應 XRP 社群成員的擔憂，Schwartz 強調 Ripple 致力於促進採用有效利用 XRP 的支付解決方案。他強調，該公司的重點是鼓勵使用可以使用 XRP 結算交易的支付軟體，從而確保在適當的情況下使用最佳解決方案。

"It would be kind of silly to try to get people to use a solution where it's inferior," Schwartz remarked.

「試圖讓人們使用較差的解決方案是有點愚蠢的，」施瓦茨評論道。

Schwartz further clarified that Ripple's objective is to remove barriers that hinder the use of XRP in situations where it offers superior advantages.

Schwartz 進一步澄清，Ripple 的目標是消除阻礙 XRP 在具有卓越優勢的情況下使用的障礙。

Factors Influencing XRP vs. Stablecoin Choice

影響 XRP 與穩定幣選擇的因素

Despite Schwartz's assurances, some community members remained uncertain about the circumstances under which XRP would continue to be the preferred choice for ODL settlements. They speculated that the stablecoin could potentially outperform XRP in specific scenarios.

儘管 Schwartz 做出了保證，但一些社區成員仍然不確定 XRP 在什麼情況下將繼續成為 ODL 結算的首選。他們推測，在特定情況下，穩定幣的表現可能會優於 XRP。

Schwartz addressed this concern, explaining that the suitability of XRP versus the stablecoin depends on various factors, including the duration for which the bridge asset is held during transactions.

Schwartz 解決了這個問題，並解釋說 XRP 相對於穩定幣的適用性取決於多種因素，包括交易期間持有橋樑資產的持續時間。

"For cases where you don't hold the intermediary asset for very long, the stablecoin doesn't really have any inherent advantage," Schwartz stated.

施瓦茨表示：“對於你不長期持有中介資產的情況，穩定幣實際上並沒有任何固有的優勢。”

In such cases, factors such as liquidity and the availability of on/off ramps could ultimately influence the choice between XRP and the stablecoin.

在這種情況下，流動性和進出坡道的可用性等因素可能最終會影響 XRP 和穩定幣之間的選擇。

Ripple's Commitment to XRP

Ripple 對 XRP 的承諾

Schwartz's comments underscore Ripple's unwavering commitment to advancing XRP's adoption where it provides the most optimal user experience and economic benefits. The company remains dedicated to ensuring that users have access to the most efficient payment solutions available.

Schwartz 的評論強調了 Ripple 堅定不移地致力於推動 XRP 的採用，從而提供最佳的使用者體驗和經濟效益。該公司仍然致力於確保用戶能夠獲得最有效的支付解決方案。

While the launch of the stablecoin presents an additional option for certain use cases, XRP continues to play a pivotal role in Ripple's overall vision of seamless and cost-effective cross-border payments.

雖然穩定幣的推出為某些用例提供了額外的選擇，但 XRP 繼續在 Ripple 無縫且經濟高效的跨境支付的整體願景中發揮關鍵作用。