這款新興Defi Crypto的價格僅為0.025美元，吸引了長期投資者

在Defi再次受到關注的一年中，一個項目開始從人群中脫穎而出 - 不是因為炒作，而是因為它實際上可以提供實用性。

Priced at just $0.025, this emerging DeFi crypto is attracting long-term investors. With real-world utility and growth potential, it may be the next crypto to explode.

這款新興Defi Crypto的價格僅為0.025美元，吸引了長期投資者。憑藉現實世界的實用性和增長潛力，它可能是下一個要爆炸的加密貨幣。

In a year where DeFi is once again gaining traction, one project is starting to stand out from the crowd—not because of hype, but because it actually delivers utility. Mutuum Finance (MUTM) is currently in the fourth phase of its presale, and the token is priced at just $0.025. With over $6.5 million raised and more than 400 million tokens already sold, investors are beginning to take notice. The launch price is locked in at $0.06, setting up a 2.4x jump for early participants—before the token even hits public markets.

在Defi再次受到關注的一年中，一個項目開始從人群中脫穎而出 - 不是因為炒作，而是因為它實際上可以提供實用性。 Mutuum Finance（MUTM）目前處於預售的第四階段，代幣的價格僅為0.025美元。由於已經出售了超過650萬美元的籌集資金和超過4億個代幣，投資者開始引起注意。發行價的價格為0.06美元，為早期參與者設定了2.4倍的躍升，即使是在打擊公共市場之前。

Mutuum Finance (MUTM)

死亡金融（MUTM）

What’s different about this project is how it blends accessible DeFi tools with a transparent, non-custodial structure. Mutuum’s model is built for users who want more control over their assets while still tapping into passive income and borrowing opportunities. The protocol doesn’t rely on complicated matching systems or intermediary processes—instead, it allows users to lend and borrow directly through smart contracts, with interest rates that adjust automatically based on pool activity.

該項目的不同之處在於它如何將可訪問的Defi工具與透明的，非監測的結構混合在一起。 Mutuum的模型是為想要對其資產進行更多控制權的用戶建立的，同時仍在利用被動收入和借貸機會。該協議不依賴複雜的匹配系統或中間流程（規定，它允許用戶直接通過智能合約借入和借用，並根據池活動自動調整利率。

And this isn’t theoretical. Mutuum’s liquidity pool system is already functional and provides real-time feedback for lenders and borrowers. Those who deposit crypto assets receive mtTokens—ERC20-compliant tokens that track not only the deposited amount but also the yield it generates. These mtTokens can be used across DeFi ecosystems or redeemed at any time, making it easier for users to stay flexible without losing access to interest gains.

這不是理論上的。 Mutuum的流動性池系統已經起作用，並為貸方和借款人提供了實時反饋。那些存入加密資產的人會收到mttokens-cys2符合ERC20的代幣，不僅跟踪存入金額，而且還跟踪其產生的收益。這些mttokens可以在Defi生態系統上使用或隨時兌換，從而使用戶更容易保持靈活性而不會失去利益收益。

Borrowers, on the other hand, can access capital by providing overcollateralized crypto as security. This structure is especially appealing for users who don’ટી want to sell their tokens but need liquidity to act on opportunities elsewhere. Since loans can be repaid at any time with no fixed deadline, the protocol removes unnecessary pressure and offers more control to the user.

另一方面，借款人可以通過提供過度結合加密作為安全性來獲得資本。對於那些不想出售其令牌但需要流動性才能在其他地方的機會行動的用戶，這種結構特別有吸引力。由於可以在沒有固定截止日期的情況下隨時償還貸款，因此該協議會消除不必要的壓力，並為用戶提供更多控制權。

The platform is also building out an overcollateralized stablecoin, backed directly by assets locked within the protocol. This stablecoin will be pegged algorithmically to the U.S. dollar, offering a more transparent alternative to many centralized options on the market today. Interest from stablecoin loans goes back into Mutuum’s treasury, strengthening its on-chain reserves and reinforcing sustainability.

該平台還建立了一個過度的穩定穩定性，直接由協議中鎖定的資產支持。這種穩定的算法將與美元掛鉤，為當今市場上許多集中選擇提供更透明的替代方案。 Stablecoin貸款的興趣返回了Mutuum的財政部，增強了其鏈儲備並增強了可持續性。

Another core feature of the project is its buy-and-distribute system. A portion of protocol earnings will be used to buy MUTM tokens off the open market, which will then be redistributed to mtToken holders who participate in dedicated staking contracts. This strategy is designed to drive consistent demand for the token while rewarding long-term contributors.

該項目的另一個核心功能是其購買和分佈系統。一部分協議收益將用於從公開市場上購買MUTM令牌，然後將其重新分配給參加專用股份合同的Mttoken持有人。該策略旨在推動對令牌的一致需求，同時獎勵長期貢獻者。

The growth indicators are already stacking up. The project has now crossed 8,000 holders, and community momentum is building fast. With the current presale phase almost filled, the window for picking up MUTM at $0.025 is closing quickly. Once this phase ends, the price will rise to $0.03 in the next round, before launching at $0.06.

增長指標已經在堆疊。該項目現在已經跨越了8,000個持有人，社區動力正在快速發展。隨著當前的預階段幾乎填充，以0.025美元的價格收集MUTM的窗口正在迅速關閉。一旦此階段結束，下一輪的價格將上漲至0.03美元，然後以0.06美元的價格上漲。

Looking at the bigger picture, MUTM is positioned to become one of the most promising DeFi cryptos in 2025. The protocol doesn’t rely on buzzwords or vague promises—instead, it offers straightforward tools that DeFi users actually want.

從更大的情況下，MUTM可以成為2025年最有前途的Defi加密貨幣之一。該協議不依賴於流行語或模糊的承諾 - 該協議最初提供了Defi用戶實際想要的直接工具。

Between the mtToken mechanism, real-time interest distribution, a planned stablecoin, and a revenue-based rewards system, the foundation is already strong. And as more users move toward decentralized finance with real use cases, Mutuum is set to meet that demand head-on.

在Mttoken機制，實時利息分配，計劃的Stablecoin和基於收入的獎勵系統之間，基金會已經很強。隨著越來越多的用戶通過實際用例轉向分散融資，Mutuum將準備滿足該需求。

At just $0.025, it’s not surprising that analysts are calling this the next crypto to explode. With a fixed launch price of $0.06, and all core systems built for real user needs, the upside potential is more than just speculation—it’s built into the protocol itself. For those scanning the market for the best DeFi crypto to watch this year, Mutuum is quietly making a strong case to lead the charge.

僅$ 0.025，分析師稱此為下一個要爆炸的加密貨幣並不奇怪。固定的啟動價格為$ 0.06，所有滿足實際用戶需求的核心系統不僅僅是猜測，還內置在協議本身中。對於那些掃描市場上最好的Defi Crypto今年觀看的人來說，Mutuum悄悄地提出了有力的指控。

For more information about Mutuum Finance (MUTM) visit the links below:

有關Mutuum Finance（MUTM）的更多信息，請訪問以下鏈接：

Website: https://www.mutuum.finance/

網站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance