Paystand 收購 Teampay，引領數位 B2B 支付轉型

Paystand 收購了 Teampay，以鞏固其在數位 B2B 支付行業的地位。此次合併將兩個實體聯合起來，為超過 100 萬家企業提供服務，交易量超過 100 億美元，占美國 B2B 年度支付的很大一部分。 Paystand 旨在利用 Teampay 的專業知識來增強應收帳款和應付帳款流程，並為客戶提供尖端體驗。

Paystand Acquires Teampay, Spearheading a Digital B2B Payment Revolution

Paystand 收購 Teampay，引領數位 B2B 支付革命

In a transformative move that poised to revolutionize the business-to-business (B2B) payments landscape, Paystand (NASDAQ:PAYS) has strategically acquired Teampay, a leading spend management software startup. This acquisition marks a significant milestone in Paystand's mission to establish a "no-fee B2B digital payment and spend powerhouse."

Paystand（納斯達克股票代碼：PAYS）策略性收購了領先的支出管理軟體新創公司 Teampay，此舉旨在徹底改變企業對企業 (B2B) 支付格局。此次收購標誌著 Paystand 建立「免費 B2B 數位支付和消費巨頭」使命的一個重要里程碑。

The financial terms of the deal remain confidential, but Teampay's impressive track record of raising $65 million since its inception in 2016 underscores its value and the potential of this merger. The combined entity now boasts a reach of over 1 million businesses operating on a commercial blockchain, facilitating transaction volumes exceeding $10 billion to date—an impressive figure that represents nearly 2% of annual U.S. B2B payments.

該交易的財務條款仍然保密，但 Teampay 自 2016 年成立以來籌集 6,500 萬美元的驕人記錄凸顯了其價值和此次合併的潛力。合併後的實體目前擁有超過 100 萬家在商業區塊鏈上運營的企業，迄今為止交易量超過 100 億美元，這一數字令人印象深刻，占美國 B2B 年度支付的近 2%。

Jeremy Almond, Paystand's CEO, expressed his enthusiasm about the acquisition, praising Teampay as a pioneer in the fintech industry. "Teampay represents a new breed of fintech companies that are offering innovative products to CFOs looking to modernize their workflows," Almond said. "This acquisition aligns perfectly with Paystand's vision of delivering next-generation experiences to our customers in the midst of a significant modernization wave."

Paystand 執行長 Jeremy Almond 表達了對此次收購的熱情，稱讚 Teampay 是金融科技產業的先驅。阿爾蒙德表示：“Teampay 代表了新一代金融科技公司，它們為希望實現工作流程現代化的首席財務官提供創新產品。” “此次收購完全符合 Paystand 的願景，即在重大現代化浪潮中為我們的客戶提供下一代體驗。”

Recognizing Teampay's established brand reputation in the market, Paystand plans to maintain its identity as a distinct entity. Almond emphasized the strategic importance of this decision, noting that it will allow Teampay to continue building upon its success while leveraging Paystand's resources and capabilities.

認識到 Teampay 在市場上建立的品牌聲譽，Paystand 計劃保持其獨特的實體身份。 Almond 強調了這項決定的戰略重要性，並指出這將使 Teampay 在利用 Paystand 的資源和能力的同時繼續取得成功。

This acquisition marks Paystand's second in two years, following the acquisition of payment platform Yaydoo in 2022. With a valuation exceeding $1 billion and $98 million in venture capital funding since its inception in 2014, Paystand is well-positioned to leverage Teampay's strengths to enhance both accounts receivable and accounts payable processes.

此次收購是Paystand 自2022 年收購支付平台Yaydoo 後兩年內的第二次收購。 Teampay 的優勢來增強雙方的實力。

Almond highlighted the growing trend of consumerization in the enterprise space, emphasizing Paystand's commitment to replicating the seamless payment experiences of consumer finance apps like Venmo and CashApp within the B2B realm. He pointed out that despite the recent growth in fintech, the banking industry continues to rely on outdated payment rails, resulting in higher fees, increased intermediaries, and processing delays.

Almond 強調了企業領域日益增長的消費化趨勢，強調 Paystand 致力於在 B2B 領域複製 Venmo 和 CashApp 等消費金融應用程式的無縫支付體驗。他指出，儘管金融科技最近有所成長，但銀行業仍依賴過時的支付軌道，導致費用上漲、中介機構增加和處理延遲。

Paystand addresses these pain points by leveraging decentralized financial infrastructure powered by the Ethereum blockchain. Through its Paystand Bank Network, the company offers zero-fee B2B payments, eliminating the traditional intermediaries and inefficiencies that have plagued the industry.

Paystand 透過利用以太坊區塊鏈支援的去中心化金融基礎設施來解決這些痛點。透過其 Paystand 銀行網絡，該公司提供零費用的 B2B 支付，消除了困擾該行業的傳統中介機構和低效率問題。

Almond expressed his belief that blockchain technology represents a paradigm shift away from traditional central banking systems, offering real value to businesses and finance teams. He emphasized that the readiness of blockchain and decentralized finance networks lies in their ability to create tangible benefits for users.

阿爾蒙德表示，他相信區塊鏈技術代表了傳統中央銀行系統的典範轉移，為企業和財務團隊提供了真正的價值。他強調，區塊鏈和去中心化金融網路的準備程度在於它們能夠為用戶創造實際的利益。

In conclusion, Paystand's acquisition of Teampay signals a bold move towards revolutionizing B2B payments within the decentralized finance landscape. This strategic alliance will empower businesses with enhanced efficiency, reduced costs, and streamlined processes, paving the way for a more optimized and transparent B2B payment ecosystem.

總之，Paystand 對 Teampay 的收購標誌著去中心化金融領域朝著徹底改變 B2B 支付的大膽舉措。這個策略聯盟將為企業提供更高的效率、更低的成本和簡化的流程，為更優化和透明的 B2B 支付生態系統鋪平道路。