PayPal 將其與美元掛鉤的穩定幣 (PYUSD) 與 LayerZero 集成，實現以太坊和 Solana 之間的跨區塊鏈傳輸

該整合於 2024 年 11 月 12 日公佈，可實現 PYUSD 在以太坊和 Solana 區塊鏈之間的無縫轉移。

PayPal’s U.S. dollar-pegged stablecoin, PayPal USD (PYUSD), is now fully integrated with LayerZero, a cross-blockchain bridging protocol. This development, announced on November 12, 2024, marks a significant advancement for PYUSD, enabling seamless transfers of the stablecoin between the Ethereum and Solana blockchains.

PayPal 與美元掛鉤的穩定幣 PayPal USD (PYUSD) 現已與跨區塊鏈橋接協議 LayerZero 完全整合。這項進展於 2024 年 11 月 12 日宣布，標誌著 PYUSD 的重大進步，實現了以太坊和 Solana 區塊鏈之間穩定幣的無縫轉移。

The integration is designed to enhance transaction efficiency, reduce liquidity fragmentation, and provide users with faster, more secure, and cost-effective options for transferring PYUSD across different blockchain networks.

此整合旨在提高交易效率，減少流動性碎片，並為用戶在不同區塊鏈網路之間轉移 PYUSD 提供更快、更安全且更具成本效益的選擇。

This new capability is made possible by LayerZero’s Omnichain Fungible Token (OFT) Standard, which allows different blockchains to communicate and interact seamlessly. With OFT Standard, a token like PYUSD can be easily deployed on multiple blockchains, creating a unified and interconnected token ecosystem.

這項新功能是透過 LayerZero 的全鏈同質代幣 (OFT) 標準實現的，該標準允許不同的區塊鏈無縫通訊和互動。透過OFT標準，像PYUSD這樣的代幣可以輕鬆部署在多個區塊鏈上，創建一個統一且互連的代幣生態系統。

In the case of PYUSD, the integration with LayerZero enables the stablecoin to be transferred between Ethereum and Solana without the need for users to rely on centralized platforms like Venmo or PayPal for cross-chain transactions. This integration provides a more decentralized and flexible solution for moving PYUSD across different blockchains.

就 PYUSD 而言，與 LayerZero 的整合使得穩定幣可以在以太坊和 Solana 之間轉移，而無需用戶依賴 Venmo 或 PayPal 等中心化平台進行跨鏈交易。這種集合成為在不同區塊鏈之間移動 PYUSD 提供了更去中心化和靈活的解決方案。

Commenting on the development, Jose Fernandez da Ponte, PayPal’s Senior Vice President, highlighted the benefits of this integration for PYUSD holders. He noted that the LayerZero technology adds another layer of seamlessness and flexibility to the stablecoin, ensuring that transactions are fast, secure, and cost-effective for both users and businesses.

PayPal 高級副總裁 Jose Fernandez da Ponte 在評論這一進展時強調了這種整合為 PYUSD 持有者帶來的好處。他指出，LayerZero 技術為穩定幣增添了另一層無縫性和靈活性，確保用戶和企業的交易快速、安全且經濟高效。

To further enhance the security of PYUSD transactions, especially during cross-chain transfers, PayPal has collaborated with Paxos, Google Cloud, and LayerZero Labs to operate a decentralized verifier network (DVN).

為了進一步增強 PYUSD 交易的安全性，特別是跨鏈轉帳時的安全性，PayPal 與 Paxos、Google Cloud 和 LayerZero Labs 合作營運去中心化驗證者網路（DVN）。

This network is responsible for conducting verification checks during PYUSD transactions, ensuring the validity and authenticity of each transfer. By involving Paxos, Google Cloud, and LayerZero Labs in this process, PayPal is creating a decentralized and resilient layer of verification that spans multiple parties.

此網絡負責在PYUSD交易過程中進行驗證檢查，確保每筆轉帳的有效性和真實性。透過讓 Paxos、Google Cloud 和 LayerZero Labs 參與此過程，PayPal 正在創建一個跨越多方的分散且有彈性的驗證層。

This decentralized approach to verification is designed to provide a high level of assurance for PYUSD transactions of all sizes, ranging from small retail payments to large institutional trades. Moreover, the involvement of these reputable entities adds another layer of trust and credibility to the stablecoin.

這種去中心化的驗證方法旨在為各種規模的 PYUSD 交易（從小型零售支付到大型機構交易）提供高水準的保證。此外，這些信譽良好的實體的參與為穩定幣增加了另一層信任和可信度。

The integration of PayPal USD (PYUSD) with LayerZero has already had a noticeable impact on the market. According to DeFiLlama’s data, the market cap of PYUSD on Ethereum has remained relatively stable at around $350 million.

PayPal USD (PYUSD) 與 LayerZero 的整合已經對市場產生了顯著的影響。根據 DeFiLlama 的數據，以太坊上 PYUSD 的市值一直相對穩定在 3.5 億美元左右。

However, the supply of PYUSD on Solana has seen a dramatic decline, shifting from more than $660 million in August to a mere $186 million now. This shift in supply suggests a preference for Ethereum as the primary network for PYUSD transactions.

然而，Solana 上的 PYUSD 供應量急劇下降，從 8 月的超過 6.6 億美元降至目前的僅 1.86 億美元。這種供應的轉變表明人們更傾向於將以太坊作為 PYUSD 交易的主要網路。

Despite its recent successes, PYUSD still lags behind leading stablecoins like Tether (USDT) and USDC, which have market capitalizations of nearly $118 billion and $35 billion, respectively.

儘管最近取得了成功，PYUSD 仍然落後於 Tether (USDT) 和 USDC 等領先的穩定幣，後者的市值分別接近 1,180 億美元和 350 億美元。

Nevertheless, the integration with LayerZero positions PYUSD to better compete in the stablecoin market by offering enhanced cross-chain capabilities, which could further drive adoption and use cases for the stablecoin.

儘管如此，與 LayerZero 的整合使 PYUSD 透過提供增強的跨鏈功能更好地在穩定幣市場中競爭，這可以進一步推動穩定幣的採用和用例。