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北達科他州參議院剛剛在加密貨幣界做出了大膽的舉動。 3月18日,立法者以驚人的45票對1票通過了1447年的眾議院法案,為全州的加密ATMS制定了更嚴格的法規。但是,這是必要的保障,還是加密行業的另一個障礙?
The North Dakota Senate has overwhelmingly passed a bill that would impose stricter regulations on cryptocurrency ATMs in the state, setting the stage for a decisive vote on the measure.
北達科他州參議院已通過一項法案,該法案將對該州的加密貨幣ATM施加更嚴格的法規,為該措施做出決定性的投票奠定了基礎。
* What happened: Lawmakers passed House Bill 1447 in a staggering 45-to-1 vote on Friday, streamlining the bill's provisions and setting the stage for its final approval. The bill, which was initially introduced in January, aims to curb the rising tide of crypto scams.
*發生了什麼:立法者在周五以驚人的45票對1票中通過了1447年的眾議院法案,簡化了該法案的規定,並為最終批准奠定了基礎。該法案最初是在一月份提出的,旨在遏制加密騙局的上升潮流。
* Key provisions: The legislation will impose a $2,000 daily transaction limit on all cryptocurrency ATMs and require operators to obtain money transmitter licenses. It will also mandate that these kiosks display fraud warnings, use blockchain analytics to flag suspicious activity, and submit quarterly reports on their operations.
*關鍵條款:該立法將對所有加密貨幣ATM施加每日2,000美元的每日交易限制,並要求運營商獲得貨幣發射機許可。還將要求這些信息亭顯示欺詐警告,使用區塊鏈分析來標記可疑活動,並提交有關其操作的季度報告。
* Why it matters: North Dakota lawmakers argue that this bill is crucial in the fight against crypto-related fraud. In 2023 alone, residents reported 103 crypto scam complaints to the FBI, which resulted in financial losses of $6.5 million.
*為什麼重要:北達科他州議員認為,該法案對於與加密相關的欺詐鬥爭至關重要。僅在2023年,居民就向聯邦調查局(FBI)報告了103個加密騙局投訴,這導致了650萬美元的經濟損失。
* What's new: The bill has faced some adjustments during its legislative journey. Initially, the proposal set the daily cap at $1,000 and applied it to the first five transactions within 30 days. However, lawmakers later increased the limit to $2,000.
*新功能:該法案在其立法旅程中面臨一些調整。最初,該提案將每日上限定為1,000美元,並將其應用於30天內的前五筆交易。但是,立法者後來將限額提高到2,000美元。
* Where it stands: After the Senate's latest revisions, the final rule stands at a simple $2,000 per day limit, which will be easier to enforce. The bill must now return to the House for approval of the Senate's amendments. If it clears that hurdle, the final decision will rest with Governor Kelly Armstrong.
*它的位置:參議院的最新修訂後,最終規則的每天限額為2,000美元,這將更容易執行。該法案現在必須返回眾議院以批准參議院的修正案。如果它清除了障礙,那麼最終決定將在州長凱利·阿姆斯特朗(Kelly Armstrong)中得到。
* What's next: With such a lopsided vote in the Senate and the urgent need to combat crypto scams, the bill's passage seems almost inevitable. This could be a turning point for crypto users in North Dakota, who will soon have to navigate the new regulations and their impact on the digital asset industry in the state.
*接下來是什麼:由於參議院的投票和迫切需要打擊加密騙子,該法案的通過似乎幾乎是不可避免的。對於北達科他州的加密用戶來說,這可能是一個轉折點,北達科他州很快將不得不瀏覽新法規及其對該州數字資產行業的影響。
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