雲母法規推動了USDC的增長

推動USDC增長的關鍵因素是監管環境。在歐洲，雲母法規於2024年12月31日完全生效。

The U.S. regulatory environment has been a key factor driving the growth of USD coin (USDC), in stark contrast to the fate of Tether (USDT) in Europe.

美國監管環境一直是推動美元硬幣（USDC）增長的關鍵因素，與歐洲的Tether（USDT）命運形成鮮明對比。

As MiCA regulations came into full effect in Europe on Dec. 31, 2024, Circle, the issuer of USDC, became the first stablecoin firm to comply, selecting France as its European headquarters. In December, Coinbase Europe delisted USDT from its platform due to Tether's lack of an e-money license, which several EU exchanges highlighted as users transitioned from USDT to USDC. Binance Europe also dropped USDT earlier this month.

隨著雲母法規在2024年12月31日在歐洲發揮了全面生效，USDC的發行人Circle成為第一家遵守的穩定公司，將法國選擇為歐洲總部。 12月，Coinbase Europe由於缺乏電子貨幣許可而使USDT從其平台中脫穎而出，當用戶從USDT過渡到USDC時，該歐盟的幾次交換突出顯示。歐洲二元歐洲也於本月初下跌。

After two years of discussions with regulators, Circle secured approval to operate in Japan. Circle Japan KK, a joint venture with SBI Holdings, will offer USDC, beginning with a listing on SBI VC Trade on March 26. Binance Japan and Bitbank are also expected to list USDC soon.

在與監管機構進行了兩年的討論之後，Circle獲得了在日本運作的批准。與SBI Holdings的合資企業Circle Japan KK將於3月26日提供SBI VC交易的上市。日本和BitBank也有望很快上市。

Solana has played a crucial role in USDC's adoption. The total value of stablecoins on the network recently exceeded $10 billion, with USDC accounting for nearly 80%. Data from Artemis Analytics reveals that USDC's supply increased by $16.3 billion over the last three months, compared to USDT's addition of $4.4 billion to its supply.

Solana在USDC的採用中發揮了至關重要的作用。該網絡上的Stablecoins的總價值最近超過100億美元，USDC佔近80％。 Artemis Analytics的數據顯示，過去三個月中，USDC的供應量增加了163億美元，而USDT向其供應增加了44億美元。

Stablecoins overall have seen significant traction. According to a recent analysis by Autonomous Next, stablecoin transactions in 2024 surpassed those of Visa and Mastercard combined by nearly 8%. The total stablecoin supply grew by 59% over the year, exceeding $200 billion and pushing their share of the total U.S. dollar supply to 1%, up from 0.63% at the beginning of 2024.

整體穩定劑的牽引力很高。根據Autonomous的最新分析，2024年的Stablecoin交易超過了Visa和MasterCard的交易，總共近8％。一年中，Stablecoin的總供應量增長了59％，超過了2000億美元，並將其在美元供應總額中的份額提高到1％，高於2024年初的0.63％。

Besides USDC and USDT, new stablecoins are emerging. PayPal's PYUSD and Ripple's RLUSD have launched as alternatives, and World Liberty Financial Inc. has introduced USD1, a stablecoin backed by U.S. Treasuries and cash deposits. Binance founder Changpeng Zhao responded to concerns about competition, stating that more stablecoins translate to more liquidity and higher investor demand.

除USDC和USDT外，新的Stablecoins正在出現。貝寶（Paypal）的Pyusd和Ripple的RLUSD已作為替代方案推出，世界自由金融公司（World Liberty Financial Inc.）推出了USD1，這是美國國債和現金存款支持的Stablecoin。 Binance創始人Changpeng Zhao對競爭的擔憂做出了回應，並指出，更多的穩定者轉化為更多的流動性和更高的投資者需求。