拉丁美洲持續彰顯其在全球加密生態系統中日益增長的重要性

自 2024 年 6 月玻利維亞央行解除對數位資產的長期禁令以來，玻利維亞的加密貨幣活動迅速增加

Cryptocurrency adoption in Latin America (LATAM) continues to grow rapidly, with several new developments emerging in the region.

拉丁美洲 (LATAM) 的加密貨幣採用持續快速成長，該地區出現了一些新的發展。

Bolivia has seen a 100% increase in cryptocurrency transactions following the lifting of a ban by the Central Bank of Bolivia (BCB). The average crypto trading volume in Bolivia has also doubled, reaching $15.6 million in August.

玻利維亞中央銀行 (BCB) 解除禁令後，玻利維亞的加密貨幣交易增加了 100%。玻利維亞的平均加密貨幣交易量也翻了一番，8 月達到 1,560 萬美元。

Stablecoins are becoming increasingly popular in Bolivia, offering an alternative for e-commerce and international transactions. BCB President Edwin Rojas highlighted the significance of this shift.

穩定幣在玻利維亞越來越受歡迎，為電子商務和國際交易提供了另一種選擇。 BCB 總裁 Edwin Rojas 強調了這項轉變的重要性。

“The use of virtual assets is a favorable step towards modernization and economic integration with the world to strengthen international commercial and financial activities. Since the regulation came into force, the population has an alternative mechanism to process transfers to and from abroad and electronic commerce payments, among other activities,” Rojas stated.

「虛擬資產的使用是邁向現代化和與世界經濟整合、加強國際商業和金融活動的有利一步。自從該法規生效以來，人們有了一種替代機制來處理進出國外的轉帳和電子商務支付等活動，」羅哈斯表示。

Despite these gains, Deputy Mariela Baldivieso, a proponent of cryptocurrency, stresses that more work is needed. Bolivia still faces challenges, particularly in the areas of financial literacy and regulatory infrastructure. Baldivieso believes that with stronger education initiatives and clearer regulations, Bolivia could become a hub for crypto innovation in the future.

儘管取得了這些進展，加密貨幣支持者、副議員 Mariela Baldivieso 強調還需要做更多的工作。玻利維亞仍然面臨挑戰，特別是在金融知識和監管基礎設施領域。 Baldivieso 相信，透過更強有力的教育舉措和更明確的監管，玻利維亞可能成為未來加密貨幣創新的中心。

Worldcoin continues its expansion in Latin America by launching its World ID verification service in Guatemala. As of September 25, Guatemalan users can use Worldcoin’s orb technology to verify their identity as humans, countering the growing concern over online bots. With a quick download of the World App and an appointment at one of the orb locations, users can ensure their online interactions are genuine.

Worldcoin 在瓜地馬拉推出 World ID 驗證服務，繼續在拉丁美洲擴張。自 9 月 25 日起，危地馬拉用戶可以使用 Worldcoin 的 orb 技術來驗證其人類身份，以應對人們對線上機器人日益增長的擔憂。透過快速下載世界應用程式並在其中一個球體位置進行預約，用戶可以確保他們的線上互動是真實的。

In a recent survey, 83% of Guatemalans expressed concerns about distinguishing between human-generated and bot-generated content online. The launch of World ID is seen as a solution to this issue, providing increased security and transparency in digital interactions.

在最近的一項調查中，83% 的危地馬拉人對區分人類生成的線上內容和機器人生成的線上內容表示擔憂。 World ID 的推出被視為此問題的解決方案，提高了數位互動的安全性和透明度。

Worldcoin’s expansion into Guatemala follows its previous launches in Ecuador and Mexico, where the technology has already gained traction. However, as Worldcoin grows in Latin America, it has sparked privacy debates in countries like Argentina, where concerns over biometric data protection have prompted regulatory discussions.

世界幣繼先前在厄瓜多和墨西哥推出後，擴展到了危地馬拉，該技術已經在這兩個國家獲得了廣泛的關注。然而，隨著世界幣在拉丁美洲的發展，它在阿根廷等國家引發了隱私爭論，這些國家對生物識別資料保護的擔憂引發了監管討論。

Crypto lending platform Nexo has officially joined the Colombia Fintech Association. This partnership enables Nexo to integrate into Colombia’s financial environment and offer digital asset solutions. Joining the association also enables Nexo to further engage with the local fintech community and explore synergies within the sector.

加密借貸平台 Nexo 已正式加入哥倫比亞金融科技協會。這項合作關係使 Nexo 能夠融入哥倫比亞的金融環境並提供數位資產解決方案。加入該協會還使 Nexo 能夠進一步與當地金融科技社群互動，並探索該產業內的協同效應。

In a statement shared with BeInCrypto, Elitsa Taskova, Nexo’s Chief Product Officer, stated that the partnership with the Colombia Fintech Association reflects Nexo’s commitment to providing advanced digital asset solutions.

Nexo 首席產品長 Elitsa Taskova 在與 BeInCrypto 分享的聲明中表示，與哥倫比亞金融科技協會的合作體現了 Nexo 對提供先進數位資產解決方案的承諾。

“Colombia presents a unique opportunity: with an astounding 92.1% of the population already having access to crypto-related services, the country is making a notable leap towards digital finance. […] We’re not just entering a market; we’re empowering millions of Colombians with accessible digital asset tools and shaping the future of finance in Latin America,” Taskova said.

「哥倫比亞提供了一個獨特的機會：令人震驚的是，92.1％的人口已經可以獲得加密貨幣相關服務，該國正在向數位金融邁出顯著的一步。 [...]我們不只是進入一個市場；我們還在進入一個市場。我們正在為數百萬哥倫比亞人提供易於使用的數位資產工具，並塑造拉丁美洲金融的未來。

These solutions meet the country’s growing demand for stablecoins and secure cross-border transactions. Over the past year, Nexo has observed a 73% rise in local clients using its crypto-yield products. Colombia’s interest in cryptocurrencies, particularly stablecoins, has been driven by remittances and a growing need for digital financial services.

這些解決方案滿足了該國對穩定幣和安全跨境交易不斷增長的需求。去年，Nexo 發現使用其加密貨幣收益產品的當地客戶數量增加了 73%。哥倫比亞對加密貨幣，特別是穩定幣的興趣是由匯款和對數位金融服務日益增長的需求所推動的。

Paraguay is making waves with the development of Legaledger, the world’s first third-generation blockchain network with national sovereignty. The Paraguayan Blockchain Chamber drives this initiative, aiming to provide secure blockchain-based solutions for the public and private sectors. These solutions encompass financial, civil, and military transactions.

巴拉圭正在開發Legaledger，這是世界上第一個具有國家主權的第三代區塊鏈網路。巴拉圭區塊鏈商會推動了這項舉措，旨在為公共和私營部門提供安全的基於區塊鏈的解決方案。這些解決方案涵蓋金融、民用和軍事交易。

Ricardo Prieto, the director of the Blockchain Chamber, explained that Legaledger is built on Hyperledger technology. It is designed to offer legal certainty in blockchain transactions, addressing concerns over security and fraud.

區塊鏈商會主任 Ricardo Prieto 解釋說，Legaledger 是建立在 Hyperledger 技術之上的。它旨在為區塊鏈交易提供法律確定性，解決對安全和詐欺的擔憂。

“Our blockchain network model is fractal. […] It can be implemented in a company, conglomerate, state, and country, with the same schematic design, and all would remain interoperable for the purposes of what we call sequencing, publication of the procedure or transaction, including international operations,” Prieto explained.

「我們的區塊鏈網路模型是分形的。 [……]它可以在公司、企業集團、州和國家中實施，具有相同的原理圖設計，並且所有這些都將保持互通性，以實現我們所說的排序、程序或交易的發布，包括國際運營，」普列托解釋道。

Through its sovereign blockchain model, Legaledger aims to position Paraguay as a global leader in blockchain governance and innovation. The organization plans to expand its solutions internationally by 2026.

Legaledger 旨在透過其主權區塊鏈模型將巴拉圭定​​位為區塊鏈治理和創新的全球領導者。該組織計劃在 2026 年將其解決方案擴展到國際範圍。

The Central Bank of Brazil is making progress with its CBDC project—DREX. The institution recently entered the second phase of its DREX pilot program. This phase focuses on 13 strategic projects that will test the viability of smart contract-based financial services.

巴西中央銀行的 CBDC 項目 DREX 正在取得進展。該機構最近進入了 DREX 試點計劃的第二階段。此階段重點關注 13 個策略項目，這些項目將測試基於智慧合約的金融服務的可行性。

“We will also test the use of assets not regulated by the Central Bank. To this end, we are working together with the Securities and Exchange Commission (CVM). Other regulators have also shown interest in testing operations with assets under their jurisdiction in order to expand the usability of the platform,” Fabio Araújo, Coordinator of the Drex Initiative and Consultant of the Department of Banking Operations and Payment System of Brazil’s Central Bank, elaborated.

「我們還將測試不受央行監管的資產的使用情況。為此，我們正在與美國證券交易委員會（CVM）合作。其他監管機構也表現出了對其管轄範圍內的資產進行測試操作的興趣，以擴大該平台的可用性。

The projects cover various sectors, including international

這些項目涵蓋各個領域，包括國際