進入 DeFi 未知領域的旅程：去中心化金融革命的初學者指南

去中心化金融（DeFi）是一個建立在區塊鏈網路上的快速擴張的生態系統，無需中介即可提供金融服務。本指南對 DeFi 進行了全面介紹，重點介紹了其核心原理、各個部分以及 Uniswap、Aave、Compound、Zapper 和 Zerion 等關鍵協議。它涵蓋了獲取以太坊 (ETH)、設置以太坊錢包以及使用這些協議進行交易、借貸和資產管理的步驟。透過了解本指南中探討的概念和工具，個人可以獲得 DeFi 基礎並參與其突破性的金融領域。

Embarking on the Unbound Realm of Decentralized Finance (DeFi): A Comprehensive Guide for Novices

踏入去中心化金融（DeFi）的無拘無束的境界：新手綜合指南

In the burgeoning technological landscape, the advent of Decentralized Finance (DeFi) has sparked a profound shift in the financial ecosystem. DeFi envisions a world where financial services are democratized, accessible to all corners of the globe, and untethered from the clutches of intermediaries. Built upon the immutable foundations of global, public, and distributed networks like Ethereum, DeFi harnesses the transformative power of smart contracts – self-executing digital agreements – to orchestrate a highly interconnected and composable financial system.

在蓬勃發展的科技領域，去中心化金融（DeFi）的出現引發了金融生態系統的深刻轉變。 DeFi 設想了一個金融服務民主化的世界，金融服務可以覆蓋全球各個角落，並且不受中介機構的束縛。 DeFi 建立在以太坊等全球、公共和分散式網路的不變基礎上，利用智慧合約（自動執行的數位協定）的變革力量來協調高度互聯和可組合的金融系統。

At the heart of DeFi's appeal lies its ability to empower individuals with sophisticated financial applications, regardless of their financial standing or location. With minimal capital requirements and the elimination of trust-based relationships with third parties, DeFi opens up a realm of opportunities for financial inclusivity and innovation.

DeFi 吸引力的核心在於它能夠為個人提供複雜的金融應用程序，無論他們的財務狀況或位置如何。憑藉最低的資本要求和消除與第三方的基於信任的關係，DeFi 為金融包容性和創新開闢了一個機會領域。

Navigating the DeFi ecosystem can be a daunting task for the uninitiated. This comprehensive guide serves as an indispensable resource for those seeking to venture into this uncharted territory. By demystifying the complexities of DeFi, we aim to provide a solid foundation for understanding and interacting with its myriad protocols.

對於新手來說，探索 DeFi 生態系統可能是一項艱鉅的任務。對於那些想要冒險進入這個未知領域的人來說，這份綜合指南是不可或缺的資源。透過揭開 DeFi 的複雜性，我們的目標是為理解其眾多協議並與其互動提供堅實的基礎。

Understanding the Building Blocks of DeFi

了解 DeFi 的建置模組

The DeFi ecosystem is a tapestry woven together from various sectors and categories, each contributing to its vibrant financial landscape. Among the most prominent are:

DeFi 生態系統是一個由不同產業和類別編織而成的掛毯，每個產業都為其充滿活力的金融格局做出了貢獻。其中最突出的是：

• Lending: Facilitating effortless borrowing and lending of cryptocurrencies without the need for intermediaries.
• Decentralized Exchanges (DEXs): Platforms that enable the exchange of digital assets while preserving full ownership for the user.
• Derivatives: On-chain representations of complex financial instruments, packaged as independent assets.
• Insurance: Protection against vulnerabilities in smart contracts or price volatility.
• Asset Management: Tools and services for monitoring, deploying, and managing capital effectively.

Essential Preparations: Acquiring Ether (ETH) and Setting Up an Ethereum Wallet

借貸：無需中介機構即可輕鬆借貸加密貨幣。去中心化交易所（DEX）：在保留用戶完全所有權的同時實現數位資產交換的平台。衍生性商品：複雜金融工具的鏈上表示，打包為獨立資產。保險：防止智慧合約漏洞或價格波動。資產管理：有效監控、部署和管理資本的工具和服務。基本準備：取得以太幣（ETH）並設定以太坊錢包

As a gateway to the DeFi realm, it is essential to acquire Ether (ETH), the native cryptocurrency of the Ethereum network. ETH serves as the fuel for transactions, powering the execution of smart contracts. To embark on this journey, consider purchasing ETH from a reputable crypto exchange like Coinbase.

作為進入 DeFi 領域的門戶，獲取以太坊網路的原生加密貨幣 ETH（ETH）至關重要。 ETH 作為交易的燃料，為智能合約的執行提供動力。要踏上這趟旅程，請考慮從 Coinbase 等信譽良好的加密貨幣交易所購買 ETH。

Once you have ETH at your disposal, you will need an Ethereum wallet to interact with DeFi protocols. MetaMask stands as one of the most widely adopted wallets, providing a secure and convenient gateway to the DeFi ecosystem. Download MetaMask as a browser extension and create a new wallet, diligently safeguarding your secret recovery phrase for future access.

一旦您擁有了 ETH，您將需要一個以太坊錢包來與 DeFi 協議進行互動。 MetaMask 是最廣泛採用的錢包之一，為 DeFi 生態系統提供安全、便利的網關。下載 MetaMask 作為瀏覽器擴充功能並建立一個新錢包，努力保護您的秘密恢復短語以供將來訪問。

Venturing into Decentralized Exchanges: Swapping ETH for Stablecoins on Uniswap

進軍去中心化交易所：在 Uniswap 上將 ETH 換成穩定幣

Uniswap, a decentralized exchange, offers a seamless platform for trading crypto assets. To swap your ETH for a stablecoin like DAI, navigate to the Uniswap website and connect your MetaMask wallet. Select ETH as the source asset and DAI as the target asset. Review the details of the swap and confirm the transaction on the Uniswap interface. Once the transaction is confirmed in your MetaMask pop-up, your ETH will be exchanged for DAI, which will be reflected in your MetaMask wallet.

Uniswap 是一家去中心化交易所，為加密資產交易提供無縫平台。若要將 ETH 兌換為 DAI 等穩定幣，請導航至 Uniswap 網站並連接您的 MetaMask 錢包。選擇 ETH 作為來源資產，DAI 作為目標資產。在 Uniswap 介面上查看交換的詳細資訊並確認交易。一旦交易在您的 MetaMask 彈出視窗中得到確認，您的 ETH 將兌換為 DAI，這將反映在您的 MetaMask 錢包中。

Exploring DeFi Lending: Earning Interest on Stablecoins with Aave and Compound

探索 DeFi 借貸：使用 Aave 和 Compound 賺取穩定幣利息

DeFi lending protocols like Aave and Compound provide opportunities to earn interest on your stablecoins. Navigate to the Aave website and connect your MetaMask wallet. Choose DAI as the asset you wish to lend and specify the amount. Aave will automatically calculate the interest rate based on the supply and demand dynamics of DAI. Approve the transaction in MetaMask and monitor your earnings in real-time on the Aave dashboard.

Aave 和 Compound 等 DeFi 借貸協議提供了透過穩定幣賺取利息的機會。導航至 Aave 網站並連接您的 MetaMask 錢包。選擇 DAI 作為您想要藉款的資產並指定金額。 Aave 將根據 DAI 的供需動態自動計算利率。在 MetaMask 中批准交易並在 Aave 儀表板上即時監控您的收入。

Portfolio Management: Tracking Assets with Zapper and Zerion

投資組合管理：使用 Zapper 和 Zerion 追蹤資產

As your DeFi portfolio expands, it becomes crucial to keep track of your holdings. Zapper and Zerion are popular portfolio trackers that seamlessly connect to your MetaMask wallet. View your holdings, including the DAI you deposited on Aave, all in one place.

隨著您的 DeFi 投資組合不斷擴大，追蹤您的持有量變得至關重要。 Zapper 和 Zerion 是流行的投資組合追蹤器，可無縫連接到您的 MetaMask 錢包。查看您的持有量，包括您存入 Aave 的 DAI，全部集中在一個地方。

The Future of Finance at Your Fingertips

金融的未來觸手可及

With a firm grasp of the fundamentals of DeFi, including acquiring ETH, setting up a MetaMask wallet, trading on Uniswap, and lending on Aave/Compound, you are now equipped to explore the boundless possibilities of yield farming and other advanced DeFi strategies.

牢固掌握 DeFi 的基礎知識（包括獲取 ETH、設置 MetaMask 錢包、在 Uniswap 上交易以及在 Aave/Compound 上借貸），您現在已經準備好探索流動性挖礦和其他高級 DeFi 策略的無限可能性。

As the DeFi landscape continues to evolve, this guide serves as a timeless resource for individuals seeking to navigate this transformative realm with confidence. Embrace the future of finance and harness the power of DeFi to shape your financial destiny.

隨著 DeFi 格局的不斷發展，對於那些尋求自信地駕馭這一變革領域的個人來說，本指南將成為永恆的資源。擁抱金融的未來，利用 DeFi 的力量塑造您的金融命運。