印尼將透過監管沙箱和 OJK 監督來釋放加密貨幣創新

印尼金融服務管理局（OJK）要求新的金融產品和服務（包括加密資產）在市場推出前進入監管沙箱進行測試和評估。此舉旨在遏制欺詐性投資，並使加密資產監管與消費者保護目標保持一致。自 2025 年 1 月起，OJK 將承擔對加密產業的監管，可能會將加密資產重新歸類為金融工具。隨著支持加密貨幣的政策和國家加密貨幣交易所的建立，印尼的加密貨幣格局正在不斷發展。

Indonesia Poised for Crypto Innovation Surge as OJK Announces Regulatory Sandbox for Digital Assets

OJK 宣布推出數位資產監管沙盒，印尼預計將迎來加密貨幣創新浪潮

Jakarta, Indonesia - The Indonesian Financial Services Authority (OJK) has issued a groundbreaking directive, mandating that financial institutions offering novel products and services, including crypto assets, must undergo a regulatory sandbox or test environment for upcoming innovations.

印尼雅加達 - 印尼金融服務管理局 (OJK) 發布了一項開創性指令，要求提供包括加密資產在內的新穎產品和服務的金融機構必須接受監管沙箱或測試環境，以適應即將推出的創新。

This move signals the OJK's recognition of the rapidly evolving financial landscape and its commitment to fostering innovation while safeguarding consumers.

此舉標誌著 OJK 對快速發展的金融格局的認可，以及在保護消費者的同時促進創新的承諾。

Regulatory Sandbox: A Catalyst for Innovation

監理沙盒：創新的催化劑

Regulatory sandboxes are designated environments where businesses can experiment with new products or services under the supervision of regulators. This provides a safe space for innovation, allowing businesses to test their ideas without facing the full regulatory burden.

監管沙箱是企業可以在監管機構的監督下試驗新產品或服務的指定環境。這為創新提供了安全的空間，使企業能夠測試他們的想法，而無需面臨全面的監管負擔。

Hasan Fawzi, head of the OJK's supervision of financial sector technology innovation, digital financial assets, and crypto assets, highlighted the importance of this measure. "Crypto assets have been included in the regulatory sandbox to eradicate fraudulent investments," he stated. "We aim to ensure that all our regulatory mechanisms are present and have a direct impact on preventing financial fraud."

OJK 金融部門技術創新、數位金融資產和加密資產監管負責人 Hasan Fawzi 強調了這項措施的重要性。 「加密資產已被納入監管沙箱，以杜絕欺詐性投資，」他表示。 “我們的目標是確保我們所有的監管機制都存在，並對防止金融詐欺產生直接影響。”

OJK to Assume Crypto Regulation

OJK 將接受加密貨幣監管

As part of this announcement, the OJK will assume regulatory oversight of the crypto industry in January 2025, transferring jurisdiction from the country's commodities agency, Bappebti.

作為本公告的一部分，OJK 將於 2025 年 1 月承擔對加密貨幣產業的監管，將管轄權從該國商品機構 Bappebti 移交。

Indonesia currently classifies crypto assets as commodities, but speculation suggests that this categorization may be reconsidered to financial instruments under OJK's governance.

印尼目前將加密資產歸類為商品，但猜測表明這種分類可能會被重新考慮為 OJK 治理下的金融工具。

Indonesia's Crypto Landscape on the Rise

印尼的加密貨幣格局正在崛起

Indonesia's crypto industry has witnessed significant growth in recent years. In the latest presidential elections, Gibran Rakabuming Raka, a pro-crypto candidate, was elected vice president. During his campaign, Raka pledged to prepare blockchain, crypto, artificial intelligence (AI), and cybersecurity experts, bolstering local youth in the digital realm.

近年來，印尼的加密貨幣產業取得了顯著成長。在最近的總統選舉中，支持加密貨幣的候選人 Gibran Rakabuming Raka 當選副總統。在競選期間，拉卡承諾培養區塊鏈、加密貨幣、人工智慧 (AI) 和網路安全專家，為數位領域的當地年輕人提供支援。

In 2023, the country launched the Indonesian Crypto Asset Futures Exchange, the nation's first regulated platform for trading digital assets. Additionally, blockchain trials have commenced in public services.

2023 年，該國推出了印尼加密資產期貨交易所，這是該國第一個受監管的數位資產交易平台。此外，區塊鏈試驗已經在公共服務領域開始。

Taxation Reforms on the Horizon

稅改即將到來

In March, Indonesian officials reportedly considered amending the country's dual taxation on crypto, potentially reevaluating the current 0.1% capital gains tax and 0.11% VAT on crypto transactions.

據報道，3 月份，印尼官員考慮修改該國對加密貨幣的雙重徵稅，可能會重新評估目前針對加密貨幣交易徵收的 0.1% 資本利得稅和 0.11% 增值稅。

Conclusion

結論

The OJK's announcement marks a pivotal moment for the Indonesian crypto industry. The regulatory sandbox will nurture innovation and protect consumers from financial fraud, while OJK's assumption of regulatory authority will provide a stable and supportive framework for the growth of the sector.

OJK 的聲明標誌著印尼加密貨幣行業的關鍵時刻。監管沙盒將培育創新並保護消費者免受金融欺詐，而 OJK 承擔的監管權將為該行業的發展提供穩定和支持性的框架。

Indonesia's crypto landscape is poised for a surge as the government embraces technological advancements and fosters a vibrant ecosystem for innovation. The country's commitment to consumer protection, innovation, and modernization sets an example for other jurisdictions seeking to navigate the complexities of the digital asset landscape.

隨著政府擁抱技術進步並培育充滿活力的創新生態系統，印尼的加密貨幣格局有望激增。該國對消費者保護、創新和現代化的承諾為其他尋求應對數位資產格局複雜性的司法管轄區樹立了榜樣。