石墨網絡如何幫助解決撤銷問題

如果沒有傳統金融（TradFi）的無縫集成，群眾就不會採用Web3。石墨網絡通過為銀行提供

Federal Reserve Chair Jerome Powell's words, spoken just a couple of days ago, are echoing across the industry:

美聯儲主席杰羅姆·鮑威爾（Jerome Powell）在幾天前所說的話，在整個行業都在回應：

“My colleagues and I are struck by the growing number of cases of what appears to be debanking, and we’re determined to take a fresh look at that.”

“我和我的同事們對越來越多的案件感到震驚，我們決心重新看一下。”

His remarks signal a renewed effort to reevaluate restrictive banking policies that have unfairly targeted crypto firms. The issue of debanking, a scenario in which traditional financial institutions must cut ties if they have not yet outright excluded businesses associated with cryptocurrencies, ranked among the deepest problems in the industry over the past five years.

他的言論表明，為重新評估限制性銀行政策的重新努力，這些政策是不公平的加密公司。撤銷的問題是，如果傳統金融機構尚未完全排除與加密貨幣相關的企業，則必須削減聯繫，這是過去五年來該行業中最深的問題之一。

While Powell clarified that the Federal Reserve does not intentionally push banks away from working with digital asset companies, he, at the same time, admitted that regulations which existed before Trump’s second term resulted in unfavorable barriers.

鮑威爾澄清說，美聯儲並沒有故意將銀行與數字資產公司合作，但他同時承認，特朗普第二任期之前存在的法規導致了不利的障礙。

However, President Donald Trump campaigned on a pro-crypto stance, and just a month after his return to the White House, the conversation around pro-crypto policies, including debanking, is gaining momentum. Within just weeks of taking office, Trump's administration has begun rolling back previous anti-crypto banking measures, opening the door for traditional financial institutions to integrate digital assets more seamlessly.

然而，唐納德·特朗普總統以親克萊普託的立場進行了競選，在他返回白宮的一個月後，圍繞包括撤銷的政策（包括撤銷）政策的對話正在蓬勃發展。在就職後的短短幾週內，特朗普的政府已開始撤銷以前的反克里普托銀行措施，為傳統的金融機構打開了大門，以更加無縫地整合數字資產。

The SEC is reconsidering rules that previously prohibited banks from holding Bitcoin and other digital assets on their balance sheets. The FDIC is under pressure to revise guidelines that made it difficult for banks to service crypto businesses and Trump has launched Truth.Fi, the financial arm of Trump Media, offering ETFs, crypto investment products, and “Patriot Economy” assets. Even Wall Street titans are acknowledging the growing need to embrace digital assets.

SEC正在重新考慮以前禁止銀行在資產負債表上持有比特幣和其他數字資產的規則。 FDIC承受著修改指南的壓力，該準則使銀行難以為加密貨幣企業提供服務，而特朗普則推出了Truth.fi，Trump Media的財務部門，提供ETF，Crypto Investment Products和“ Patriot Evance”資產。甚至華爾街泰坦隊也承認越來越需要接受數字資產的需求。

As politicians debate regulations, a process that could take years, Graphite Network is already building the infrastructure banks need to make secure and reliable crypto banking a reality. Through its Bank Integration Demo, Graphite Network is providing financial institutions with what they need to connect to Web3.

正如政客們辯論法規一樣，這一過程可能需要數年的時間，石墨網絡已經在建立基礎設施銀行需要使安全可靠的加密銀行成為現實。通過其銀行集成演示，Graphite Network正在為金融機構提供與Web3連接所需的內容。

Marko Ratkovic, CTO at Graphite Network, highlighted:

Marko Ratkovic，Graphite網絡的CTO，突出顯示：

“Powell’s remarks confirm what we’ve known for years—debanking has been a major obstacle for crypto firms. But the bigger issue is that banks lack the infrastructure to safely and efficiently engage with digital assets. Graphite Network is solving this by developing the reputation-based financial architecture needed for seamless blockchain-to-bank integration.”

“鮑威爾的言論證實了我們多年來所知道的 - 持續的是加密公司的主要障礙。但是更大的問題是，銀行缺乏安全有效地參與數字資產的基礎設施。石墨網絡正在通過開發無縫區塊鏈到銀行集成所需的基於信譽的財務體系結構來解決此問題。”

With legacy banks often slow to adapt, or even dismissive of evolving trends and regulations, Graphite Network’s Bank Integration Demo provides a much-needed alternative. It is intended to help banks integrate crypto services in a compliant and risk-mitigated manner, and here’s how:

由於傳統銀行通常會放緩，甚至不贊成不斷發展的趨勢和法規，石墨網絡的銀行集成演示提供了急需的替代方案。它旨在幫助銀行以合規和風險的方式整合加密服務，這就是：

By providing all this, Graphite Network aims to position banks at the forefront of the digital asset economy instead of leaving them playing catch-up.

通過提供所有這些，石墨網絡旨在將銀行放在數字資產經濟的最前沿，而不是讓它們追趕。

Masses won't adopt Web3 without seamless integration with traditional finance (TradFi). Graphite Network drives this shift by providing banks with compatible infrastructure while these features can be also helpful when it comes to solving the debanking crisis:

如果沒有傳統金融（TradFi）的無縫集成，群眾就不會採用Web3。石墨網絡通過為銀行提供兼容的基礎架構來推動這一轉變，而這些功能在解決撤銷危機方面也可能會有所幫助：

A major challenge in the crypto industry is determining which businesses can be trusted. History has shown that even the biggest names, like FTX, weren’t necessarily the safest. Traditional banks struggle to assess crypto firms, often defaulting to outright debanking rather than evaluating risk properly.

加密行業的一個主要挑戰是確定可以信任哪些企業。歷史表明，即使是FTX等知名人士也不一定是最安全的。傳統銀行努力評估加密貨幣公司，通常會違約，而不是正確評估風險。

Graphite Network changes this with its ‘One User, One Account’ policy (new users are required to activate their accounts by paying a small fee in @G, Graphite Network’s native token), Trust Scores, and transparent assessments.

Graphite網絡使用其“一個用戶，一個帳戶”策略（需要新用戶來激活其帳戶，通過在@G，Graphite Network的本機代幣中支付少量費用），信任分數和透明評估來激活其帳戶。

Combined with the Graphite Network’s Trust Score credibility system (taking into account factors such as account age, KYC level, transaction history, and others), financial institutions can check on-chain reputation scores for every user and business, ensuring they comply with Anti-Money Laundering (AML) regulations while reducing interactions with duplicate accounts, fraud exposure, and other risks.

結合石墨網絡的信任評分信譽系統（考慮到諸如帳戶年齡，KYC級別，交易歷史記錄等因素），金融機構可以檢查每個用戶和企業的鍊鍊聲譽分數，以確保他們遵守反 - 洗錢（AML）法規，同時減少了與重複帳戶，欺詐曝光和其他風險的互動。

Traditional KYC processes in banking often require customers to hand over extensive personal data, which banks then use for marketing rather than security. Meanwhile, bad actors can still find loopholes to manipulate the system.

銀行業務中的傳統KYC流程通常要求客戶移交大量的個人數據，而銀行然後將其用於營銷而不是安全。同時，壞演員仍然可以找到操縱系統的漏洞。

Graphite Network’s approach introduces off-chain, ZK-Proof-based KYC verification, allowing banks to verify users’ personal information without exposing sensitive data. Currently, the details such as age can be validated via a social media verification and Graphite Network will expand to more methods in the future, helping institutions comply with regulations without over-collecting personal information.

Graphite Network的方法介紹了基於ZK-PROFFARE的KYC驗證，允許銀行在不暴露敏感數據的情況下驗證用戶的個人信息。當前，可以通過社交媒體驗證和石墨網絡來驗證諸如年齡之類的細節將來將擴展為更多方法，從而幫助機構遵守法規而不會過度收集個人信息。

Also, younger generations want privacy and better tech, and Graphite Network’s KYC helps banks meet those expectations.

此外，年輕一代人想要隱私和更好的技術，而Graphite Network的KYC可以幫助銀行滿足這些期望。

Graphite Network is also developing tagged addresses, which will allow banks and regulators to see exactly how funds are being used. This feature will help financial institutions distinguish between legitimate transactions (e.g., donations, payroll, business expenses) and suspicious activity (e.g., gambling, illicit transfers). Smart contracts will be able to block transactions from flagged addresses, adding another layer of security and accountability to crypto banking.

Graphite Network還正在開發標記的地址，這將使銀行和監管機構能夠確切查看如何使用資金。此功能將幫助金融機構區分合法交易（例如捐贈，工資，業務費用）和可疑活動（例如，賭博，非法轉移）。智能合約將能夠從標記地址阻止交易，從而為加密銀行添加另一層安全性和問責制。

Graphite Network helps banks offer better, more personalized banking services by using a customer’s financial history. Instead of giving everyone the same interest rate,

Graphite Network通過使用客戶的財務歷史記錄來幫助銀行提供更好，更個性化的銀行服務。而不是給所有人相同的利率，而是