美國參議院的天才法案

美國參議院銀行委員會選擇推進指導和建立為美國穩定法（GENIUS）法案的國家創新

The U.S. Senate Banking Committee has voted to advance the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act in a 18-6 vote on Friday, according to a press release by the committee.

根據該委員會的新聞稿，美國參議院銀行委員會已投票通過週五以18票對6票推進指導和建立國家創新（GENIUS）法案。

None of the amendments proposed by Senator Elizabeth Warren (D-MA) made it into the bill, which will now go to the full Senate for a vote.

參議員伊麗莎白·沃倫（Elizabeth Warren）（D-MA）提出的任何修正案都沒有納入該法案，該法案現在將全部參議院進行投票。

One of the amendments proposed by Senator Warren would have limited the issuance of stablecoins to banking institutions.

沃倫參議員提出的一項修正案將限制將穩定的簽發給銀行機構。

“Without changes, this bill will supercharge the financing of terrorism. It will make sanctions evasion by Iran, North Korea, and Russia easier,” said Senator Warren.

“沒有變化，該法案將增強恐怖主義的融資。這將使伊朗，朝鮮和俄羅斯的逃避制裁更加容易。”參議員沃倫說。

Senator Elizabeth Warren proposes amendments to be included in the bill. Source: US Senate Banking Committee GOP

伊麗莎白·沃倫（Elizabeth Warren）參議員提議將修正案包括在該法案中。資料來源：美國參議院銀行委員會共和黨

However, Senator Tim Scott (R-SC), chairman of the Senate Banking Committee, said the bill is a victory for innovation.

但是，參議院銀行委員會主席蒂姆·斯科特（R-SC）說，該法案是創新的勝利。

“This legislation is a major step forward in providing clear, comprehensive guidance for the future of crypto in the U.S.,” said Senator Scott. “It will create jobs, boost the economy, and ensure that the U.S. remains a leader in this rapidly developing industry.”

斯科特參議員說：“這項立法是為美國加密貨幣的未來提供明確，全面的指導的重要一步。” “它將創造就業機會，促進經濟，並確保美國在這個迅速發展的行業中仍然是領導者。”

The bill must still pass a vote in both chambers of Congress before it is turned over to President Trump and ultimately signed into law.

該法案仍必須在國會的兩個會議廳中投票，然後將其移交給特朗普總統並最終簽署為法律。

However, the Senate Banking Committee advancing the bill represents the first step in clear, comprehensive legislation requested by the crypto industry.

但是，參議院銀行委員會推進該法案是加密貨幣行業要求明確，全面立法的第一步。

Senator Tim Scott, chairman of the Senate Banking Committee, leads the hearing. Source: US Senate Banking Committee GOP

參議院銀行委員會主席蒂姆·斯科特（Tim Scott）主持了聽證會。資料來源：美國參議院銀行委員會共和黨

Related: The GENIUS stablecoin bill is a CBDC trojan horse — DeFi exec

相關：天才Stablecoin法案是CBDC特洛伊木馬 - Defi Exec

GENIUS Act gets overhaul to feature stricter provisions

天才法案大修以更嚴格的規定

Senator Bill Hagerty (R-TN), who introduced the bill in February 2025, defended the legislation against the proposed amendments from Senator.

參議員比爾·哈格蒂（Bill Hagerty）（R-TN）於2025年2月提出了該法案，他辯護了該立法，反對參議員提議的修正案。

Hagerty said the bill already includes provisions for consumer protection, Anti-Money Laundering, and crime prevention.

哈格蒂說，該法案已經包括消費者保護，反洗錢和預防犯罪的規定。

On March 10, Hagerty announced that the bill was updated to include stricter reserve requirements for stablecoin issuers, AML provisions, safeguards against terrorist financing, transparent risk management procedures, and stipulations for sanctions compliance.

3月10日，Hagerty宣布，該法案已更新，以包括對Stablecoin發行人，AML規定，防止恐怖主義融資的保障措施，透明風險管理程序以及對製裁合規規定的更嚴格的儲備要求。

According to Dom Kwok, founder of the Web3 learning platform Easy A, the newly added provisions will make it harder for foreign stablecoin issuers to comply, giving US-based firms a competitive edge.

Web3 Learning Platform Easy A的創始人Dom Kwok表示，新添加的規定將使外國Stablecoin發行人更難遵守，從而使我們的基於我們的公司具有競爭優勢。

Senator Bill Hagerty defends his bill from proposed amendments. Source: Senate Banking Committee GOP

參議員比爾·哈格蒂（Bill Hagerty）捍衛了他的法案免於擬議的修正案。資料來源：參議院銀行委員會共和黨

Attorney Jeremy Hogan said the GENIUS Act signals an impending merger of the traditional financial system with stablecoins.

律師傑里米·霍根（Jeremy Hogan）說，《天才法案》標誌著傳統金融體系即將與穩定的合併。

“The legislation is explicitly making plans for stablecoins to interact with the traditional digital banking system. The ‘merge’ is being planned,” the attorney wrote in a March 10 X post.

“該立法明確制定了與傳統數字銀行系統互動的計劃。律師在3月10日的帖子中寫道。

During the March 7 White House Crypto Summit, US Treasury Secretary Scott Bessent explicitly said that the Trump administration would leverage stablecoins to protect the US dollar’s global reserve status.

在3月7日的白宮加密峰會期間，美國財政部長斯科特·貝斯特（Scott Bessent）明確表示，特朗普政府將利用穩定者來保護美元的全球儲備金。