Frax 與 FinresPBC 合作提升穩定幣穩定性和鏈上 TradFi 訪問

領先的穩定幣 Frax 提議利用美國公司 FinresPBC 來增強其鏈下風險管理策略。 FinresPBC 將為 FRAX v3 提供現金存款、逆回購合約和國庫券的存取權限，從而使該平台能夠實現抵押品多元化並減少持續贖回的需求。這家非營利公司將以成本運營，將資產收益直接返還給協議，同時透過每月評估保持透明度。

Frax Unveils Groundbreaking Partnership to Bolster Stablecoin Stability and On-Chain Access to Traditional Assets

Frax 推出突破性合作夥伴關係，以增強穩定幣穩定性和傳統資產的鏈上訪問

In a bold move that promises to revolutionize the stablecoin landscape, Frax Protocol founder Sam Kazemian has proposed a groundbreaking partnership with FinresPBC, a non-profit C corporation domiciled in Delaware. This strategic alliance will empower Frax to leverage a US corporation as a conduit for the safe custody of cash deposits, reverse repo contracts, Treasury bills, and other traditional financial instruments, thereby enhancing the stability and utility of the FRAX stablecoin.

Frax Protocol 創辦人 Sam Kazemian 提出與位於特拉華州的非營利 C 公司 FinresPBC 建立突破性的合作夥伴關係，這是一項有望徹底改變穩定幣格局的大膽舉措。這項戰略聯盟將使 Frax 能夠利用一家美國公司作為現金存款、逆回購合約、國庫券和其他傳統金融工具的安全託管管道，從而增強 FRAX 穩定幣的穩定性和實用性。

"This partnership marks a significant milestone for Frax," Kazemian told The Defiant. "FRAX v3 embodies a unique and innovative system for managing off-chain risk, eliminating the need for constant redemptions of real-world fiat or treasuries to maintain stability. Our Real World Asset (RWA) strategy, coupled with our Borrow AMM (BAMM) loans and debt system, provides a solid foundation for FRAX v3."

「這次合作對 Frax 來說是一個重要的里程碑，」Kazemian 告訴 Defiant。 「FRAX v3 體現了一種獨特且創新的系統，用於管理鏈下風險，無需不斷贖回現實世界的法定貨幣或國債以保持穩定。我們的現實世界資產(RWA) 策略，加上我們的借入AMM (BAMM)貸款和債務系統，為 FRAX v3 提供了堅實的基礎。

FinresPBC: A Non-Profit Catalyst for Financial Inclusion

FinresPBC：金融普惠的非營利催化劑

Central to this partnership is FinresPBC's mission to provide Frax Protocol access to safe cash-equivalent assets and near-Fed rate yields, benefiting the entire crypto ecosystem without seeking profit or charging fees. FinresPBC's capabilities extend to holding US dollar deposits in FDIC Insured IntraFi savings accounts, earning interest on those deposits, and managing the mints and redemptions of Paxos' USDP and Circle's USDC stablecoins, as stipulated by the Frax protocol. The company also holds, purchases, and sells United States Treasury bills in segregated brokerage accounts.

此次合作的核心是 FinresPBC 的使命，即為 Frax Protocol 提供安全的現金等價資產和接近聯準會利率的收益率，從而使整個加密生態系統受益，而不尋求利潤或收取費用。 FinresPBC 的功能還包括在 FDIC 承保的 IntraFi 儲蓄帳戶中持有美元存款，從這些存款中賺取利息，並按照 Frax 協議的規定管理 Paxos 的 USDP 和 Circle 的 USDC 穩定幣的鑄幣和贖回。該公司還透過獨立的經紀帳戶持有、購買和出售美國國庫券。

FinresPBC's operating model is cost-effective and transparent. The company deducts only operating costs from the yield generated on assets held on Frax's behalf, ensuring that the remaining yield is directly returned to the protocol. FinresPBC refrains from engaging in platform governance, development, or any other for-profit activities.

FinresPBC 的營運模式具有成本效益且透明。該公司僅從代表 Frax 持有的資產產生的收益中扣除營運成本，確保剩餘收益直接返還給協議。 FinresPBC 不參與平台治理、開發或任何其他營利活動。

Partnership with Lead Bank: Enhancing Compliance and Security

與主導銀行合作：增強合規性和安全性

To bolster its banking and financial capabilities, FinresPBC has partnered with Lead Bank, a respected Kansas-based regional bank. This partnership allows FinresPBC to actively expand its banking relationships with compliant and crypto-friendly financial partners, including full-service banks.

為了增強其銀行和金融能力，FinresPBC 與位於堪薩斯州的一家受人尊敬的區域銀行 Lead Bank 合作。這種合作關係使 FinresPBC 能夠積極拓展與合規且加密友好的金融合作夥伴（包括全方位服務銀行）的銀行關係。

In the spirit of transparency, FinresPBC will provide monthly assessments of the assets and reserves it holds on behalf of the Frax protocol. These reports will detail the maintenance costs incurred, ensuring that the community remains fully informed about the partnership's financial operations.

本著透明的精神，FinresPBC 將每月對其代表 Frax 協議持有的資產和儲備進行評估。這些報告將詳細說明所產生的維護成本，確保社區充分了解合作夥伴的財務運作。

FRAX v3: A Stablecoin Reimagined

FRAX v3：重新構想的穩定幣

The FRAX stablecoin ecosystem has experienced remarkable growth, with a market capitalization currently exceeding $800 million. Its governance token, FXS, has witnessed an impressive 8% surge in the past two weeks. FRAX v3's innovative RWA strategy has garnered significant interest, promising to bring traditional financial assets into the digital realm, bridging the gap between on-chain and off-chain worlds.

FRAX 穩定幣生態系統經歷了顯著的成長，目前市值超過 8 億美元。其治理代幣 FXS 在過去兩週內飆升了 8%，令人印象深刻。 FRAX v3 的創新 RWA 策略引起了廣泛關注，承諾將傳統金融資產帶入數位領域，彌合鏈上和鏈下世界之間的差距。

Conclusion

結論

This partnership between Frax Protocol and FinresPBC represents a transformative moment for the stablecoin industry. By integrating traditional financial instruments into the crypto ecosystem, FRAX v3 positions itself as a reliable and versatile stablecoin solution for a wide range of applications. This partnership sets the stage for the future of stablecoins, empowering users with enhanced stability, access to off-chain assets, and increased utility.

Frax Protocol 和 FinresPBC 之間的合作代表著穩定幣產業的變革時刻。透過將傳統金融工具整合到加密生態系統中，FRAX v3 將自己定位為適用於廣泛應用的可靠且多功能的穩定幣解決方案。這種合作關係為穩定幣的未來奠定了基礎，使用戶能夠增強穩定性、存取鏈下資產並提高實用性。