MiCA 的清晰度讓歐洲銀行擁抱加密貨幣

MiCA 法規的採用引發了歐洲主要銀行對加密貨幣產業的興趣。在該框架提供的清晰度的推動下，銀行正在與加密貨幣服務提供者合作提供數位資產服務。 Bitpanda 與 Raiffeisen 合作，為零售客戶提供加密貨幣服務，而 LBBW 則宣布計劃在今年下半年向機構客戶提供加密貨幣託管服務。美國和香港現貨比特幣 ETF 的批准進一步激發了人們的興趣，導致銀行尋求加密貨幣合作夥伴，以滿足企業客戶日益增長的需求。

European Banks Embracing Crypto Services Amidst MiCA Clarity

歐洲銀行在 MiCA 清晰度中擁抱加密服務

Following the adoption of the Markets in Crypto-Assets (MiCA) regulations, Europe is witnessing a surge in traditional financial institutions venturing into the cryptocurrency sector. The clarity provided by MiCA has instilled confidence within banks that were previously hesitant to engage with the emerging asset class.

隨著加密資產市場（MiCA）法規的採用，歐洲傳統金融機構涉足加密貨幣領域的數量激增。 MiCA 提供的清晰度為先前猶豫是否參與新興資產類別的銀行注入了信心。

In an interview with Bloomberg, Lukas Enzersdorfer-Konrad, Deputy CEO of Bitpanda, a leading European crypto exchange, attributed the attraction to MiCA's comprehensive regulatory framework. "European banks are moving into crypto as an asset class and tokenization technology, because MiCA, the upcoming regulatory framework for Europe is suddenly bringing full clarity for banks," he stated.

歐洲領先的加密貨幣交易所 Bitpanda 副執行長 Lukas Enzersdorfer-Konrad 在接受彭博社採訪時將其吸引力歸因於 MiCA 全面的監管框架。他表示：“歐洲銀行正在將加密貨幣作為一種資產類別和代幣化技術，因為即將推出的歐洲監管框架 MiCA 突然為銀行帶來了全面的透明度。”

Banks Seek Partnerships for Crypto Expertise

銀行尋求加密專業知識合作

The lack of technical infrastructure and expertise among traditional banks has prompted them to seek partnerships with organizations specializing in cryptocurrency services. Bitpanda, for instance, has forged alliances with several financial institutions.

傳統銀行缺乏技術基礎設施和專業知識，促使它們尋求與專門從事加密貨幣服務的組織建立合作夥伴關係。例如，Bitpanda 已與多家金融機構結盟。

Raiffeisen, Austria's largest community banking group, has partnered with Bitpanda to offer cryptocurrency services to its retail customers. The collaboration enables users to access a range of investment options, including commodities, stocks, exchange-traded funds (ETFs), and precious metals.

奧地利最大的社區銀行集團 Raiffeisen 已與 Bitpanda 合作，為其零售客戶提供加密貨幣服務。此次合作使用戶能夠獲得一系列投資選擇，包括大宗商品、股票、交易所交易基金 (ETF) 和貴金屬。

Last week, Germany's largest federal bank, Landesbank Baden-Württemberg (LBBW), announced plans to provide crypto custody services to institutional clients. The partnership with Bitpanda will enable institutional investors to securely store their digital assets. LBBW Managing Director of Corporate Banking Jürgen Harengel cited increasing demand from corporate customers as the driving force behind the move.

上週，德國最大的聯邦銀行巴登符騰堡州銀行（LBBW）宣布計劃向機構客戶提供加密貨幣託管服務。與 Bitpanda 的合作將使機構投資者能夠安全地儲存他們的數位資產。 LBBW 企業銀行業務董事總經理 Jürgen Harengel 表示，企業客戶日益增長的需求是此舉背後的動力。

Surge in Spot Bitcoin ETFs Fuels Institutional Interest

現貨比特幣 ETF 激增激發機構興趣

The recent approval of spot Bitcoin ETFs in the United States has further piqued the interest of European institutions. In response to the SEC's green light in January, several billion-dollar ETFs have launched in the US, sparking similar initiatives in other jurisdictions.

最近美國批准現貨比特幣ETF進一步激起了歐洲機構的興趣。為了響應 SEC 一月份的批准，美國推出了數個價值數十億美元的 ETF，從而在其他司法管轄區引發了類似的舉措。

Hong Kong's Securities and Futures Commission (SFC) recently granted approval for spot BTC ETFs. The move propelled Hong Kong ahead of the US in this regard. China Asset Management's Hong Kong arm and Harvest Global Investments are among the entities that have received SFC approval.

香港證券及期貨事務監察委員會（SFC）最近批准了現貨 BTC ETF。此舉使香港在這方面領先美國。華夏基金的香港分公司和嘉實環球投資公司均已獲得證監會的批准。

Additionally, the SFC has conditionally approved two crypto ETFs managed by Hashkey Capital and Bosera Asset Management. These ETFs will allow investors to gain exposure to Bitcoin and Ethereum through spot exchange-traded products.

此外，證監會有條件批准了由 Hashkey Capital 和 Bosera Asset Management 管理的兩檔加密貨幣 ETF。這些 ETF 將允許投資者透過現貨交易所交易產品獲得比特幣和以太坊的投資。

MiCA Fostering Innovation and Regulatory Compliance

MiCA 促進創新和監管合規

The clarity provided by MiCA is widely regarded as a catalyst for the institutional adoption of crypto services. Banks and other financial institutions can now operate within a defined regulatory framework, reducing uncertainty and legal risks.

MiCA 提供的清晰度被廣泛認為是機構採用加密服務的催化劑。銀行和其他金融機構現在可以在明確的監管框架內運營，減少不確定性和法律風險。

The regulatory landscape is evolving rapidly, with other jurisdictions following suit. The European Union's MiCA regulations are seen as a benchmark for global crypto regulation.

監管環境正在迅速發展，其他司法管轄區也跟進。歐盟的 MiCA 法規被視為全球加密貨幣監管的基準。

Conclusion

結論

The influx of traditional financial institutions into the cryptocurrency space marks a significant shift in the industry. MiCA's clarity, coupled with the growing demand for crypto services, is paving the way for greater institutional involvement. As the regulatory landscape continues to evolve, banks and other financial institutions are adapting their strategies to capitalize on the opportunities presented by the digital asset revolution.

傳統金融機構湧入加密貨幣領域標誌著該產業的重大轉變。 MiCA 的清晰度，加上對加密服務不斷增長的需求，正在為更多機構參與鋪平道路。隨著監管環境的不斷發展，銀行和其他金融機構正在調整其策略，以利用數位資產革命帶來的機會。