隨著加密貨幣市場在2025年的收費，XRP繼續顯示出現的跡象

Memereum（Meme） - 第一個區塊鏈保險AltCoin-由於其在分散財務（DEFI）中的安全方法而脫穎而出。

As the crypto market continues its 2025 recovery, XRP has been a leading indicator of bullish altcoin activity, especially for projects that offer unique use cases or address pressing issues in the decentralized finance (DeFi) realm. In this climate, Memereum (MEME) — the first blockchain insurance altcoin — stands out for its approach to security within DeFi, even more so as it remains in the presale stage with no public trading chart yet available.

隨著加密貨幣市場繼續其2025年的回收，XRP一直是Bullish Altcoin活動的主要指標，尤其是對於提供獨特用例或解決分散融資（DEFI）領域中緊迫問題的項目。在這種氣候下，Memereum（Meme）（Meme）（Meme）（第一個區塊鏈保險altcoin）因其在DEFI中的安全方法而脫穎而出，甚至在尚無公共交易圖表尚未可用的情況下仍然存在。

However, with strong early funding, tangible products, and expanding CEX partnerships, Memereum is a presale token that may become a top performer in the coming months.

但是，憑藉大量的早期資金，有形產品和擴大的CEX合作夥伴關係，Memereum是一個預售代幣，在未來幾個月內可能會成為最佳表現。

XRP’s Current Rally and the Ripple Effect on Altcoins

XRP的電流集會和對山寨幣的連鎖反應

XRP's persistent rebound throughout 2025 has acted as a key catalyst for altcoin activity, especially for projects that have shown promise in their respective sectors or have been hit hard by the 2024 bear market. Analysts add that a favorable regulatory environment and heightened liquidity have set the stage for a market revival, with investors showing keen interest in tokens that offer unique value propositions beyond speculative price gains.

XRP在2025年的持續反彈一直是Altcoin活動的關鍵催化劑，尤其是對於在其各自部門表現出希望或受到2024年熊市的嚴重打擊的項目。分析師補充說，有利的監管環境和增長的流動性為市場復興奠定了基礎，投資者對代幣的敏銳興趣，這些代幣提供了超出投機價格上漲的獨特價值主張。

In this context, Memereum stands out by offering an insurance-focused framework, appealing to those who are worried about hacks and protocol exploits, a common concern in the rapidly evolving DeFi space. As a new-generation altcoin, Memereum is not focused on rapid gains but rather on building an ecosystem of products and services that contribute to the long-term health of the crypto market.

在這種情況下，Memereum通過提供以保險為中心的框架來脫穎而出，吸引了那些擔心黑客和協議漏洞的人，這是快速發展的Defi空間的普遍關注點。作為新一代的山寨幣，Memereum並不專注於快速增長，而是建立一個有助於加密市場長期健康的產品和服務生態系統。

Recent data from a variety of trading forums indicates that many investors are rotating funds from well-established coins, such as XRP, into emerging tokens, especially those that are launching their presales or have recently hit major milestones. This “altcoin rotation” often benefits newly launched or presale projects—particularly if they demonstrate real-world applications from the outset.

來自各種交易論壇的最新數據表明，許多投資者正在將XRP等良好硬幣的資金旋轉到新興的代幣中，尤其是那些正在推出預售或最近達到主要里程碑的代幣。這種“山寨幣輪換”通常受益於新發射或預售項目，尤其是他們從一開始就展示了現實世界的應用程序。

Memereum’s live ecosystem may therefore attract users who are seeking lower-risk DeFi opportunities in parallel with XRP’s bullish momentum, especially as its ecosystem expands to include interoperability with multiple chains on MemeSwap.

因此，Memereum的實時生態系統可能會吸引那些與XRP的Bullish勢頭並行尋求較低風險偏差機會的用戶，尤其是隨著其生態系統的擴展，在MemesWap上包括與多個鏈條的互操作性。

On-Chain Insurance as a Cornerstone of Memereum

鏈上保險作為Memereum的基石

Memereum has built its identity around on-chain insurance for DeFi participants, a feature that remains scarce among newer tokens. Despite the potential for exploits and hacks being a key concern for many institutional investors entering DeFi, most existing insurance solutions have been off-chain, requiring third-party underwriting and posing difficulties in integrating multiple protocols.

Memereum已為Defi參與者建立了圍繞鏈保險的身份，該功能在新的代幣中仍然很少。儘管有利用和黑客攻擊可能是許多進入DEFI的機構投資者的關鍵問題，但大多數現有的保險解決方案都是偏離鏈的，需要第三方承銷和在整合多個協議時遇到困難。

In contrast, Memereum’s coverage model is embedded at the protocol level, and participants who use the platform can access protection automatically when trading on MemeSwap. If a covered exploit or hack occurs, claims are processed through smart contracts that reference transparent, community-driven rules, which are agreed upon at the outset.

相比之下，Memereum的覆蓋範圍模型已嵌入協議級別，使用該平台的參與者可以在MemesWap上交易時自動訪問保護。如果發生了涵蓋的利用或黑客攻擊，則通過參考透明的，社區驅動的規則的智能合約來處理索賠，這些規則一開始就達成協議。

The Community Insurance Portal is central to this model. Users who experience qualifying losses submit claims there, which are then reviewed by a council of community members and, if approved, are resolved with MEME token payouts. This process not only mitigates trust concerns—since all steps are verifiable on-chain—but also encourages a more collaborative insurance pool, where members who have not experienced losses also contribute to claim payments, similar to a mutual insurance model.

社區保險門戶網站是該模型的核心。經歷合格損失的用戶在那裡提交索賠，然後由社區成員委員會審查，如果獲得批准，將通過模因令牌支出解決。此過程不僅減輕了信任的關注點，因為所有步驟都是鏈上可驗證的，而且還鼓勵了一個更加協作的保險池，在那些未遭受損失的成員也有助於索賠付款，類似於相互保險模型。

Observers say this may be crucial in bringing institutional capital into higher-risk DeFi segments, as many large investors consider dependable insurance coverage a key pillar of risk management, especially when allocating funds to rapidly innovating protocols.

觀察家說，這對於將機構資本帶入高風險的偏差可能至關重要，因為許多大型投資者認為可靠的保險覆蓋範圍是風險管理的關鍵支柱，尤其是在將資金分配給快速創新協議時。

Expanded Ecosystem and Product Use Cases

擴展的生態系統和產品用例

Beyond its focus on coverage, Memereum’s ecosystem already features MemeSwap, a decentralized exchange that integrates the insurance model directly into its interface, allowing users to select coverage options when trading various assets. Early user feedback suggests that combining trading and coverage in one platform reduces friction and improves confidence, especially among new entrants to DeFi, who may be unfamiliar with the intricacies of decentralized exchanges and liquidity pools.

除了關注覆蓋範圍之外，Memereum的生態系統已經具有MemesWap，Memeswap是一種分散的交易所，將保險模型直接集成到其界面中，使用戶可以在交易各種資產時選擇覆蓋範圍。早期的用戶反饋表明，在一個平台中結合交易和覆蓋範圍可以減少摩擦並提高信心，尤其是在Defi的新進入者中，他們可能不熟悉分散交流和流動性池的複雜性。

Traders see the immediate benefit of knowing they have recourse if liquidity pools are drained due to vulnerabilities in smart contracts or if unexpected events occur that could disrupt trading activity. Moreover, the inclusion of on-chain insurance is seen as a natural fit for a decentralized exchange, as it provides an additional layer of protection that is not typically found in centralized exchange models.

交易者看到，如果由於智能合約中的脆弱性或發生意外的事件而導致的交易活動，則知道如果流動性池被排幹，知道他們有追索權的直接好處。此外，包含在鏈上的保險被視為自然適合分散交換，因為它提供了額外的保護層，通常在集中式交換模型中找到。

Memereum’s roadmap for this year includes interoperability with multiple chains on MemeSwap, aiming to support assets from various networks within its insurance framework. By extending coverage to non-native assets, Memereum could attract users and liquidity from multiple ecosystems—potentially fueling MEME’s price and adoption as demand for coverage expands.

Memereum今年的路線圖包括與MemesWap上多個鏈條的互操作性，旨在在其保險框架內支持來自各個網絡的資產。通過將覆蓋範圍擴展到非本地資產，Memereum可以吸引多個生態系統的用戶和流動性 - 隨著對覆蓋範圍的需求的擴展，模因的價格和採用量增加。

In addition to DeFi trading, Memereum envisions real-world applications for its insurance engine, such as coverage for tokenized property or digital collectibles. While still exploratory, these initiatives indicate that Memereum aims to branch out from the initial DeFi base and offer solutions wherever digital assets face security risks.

除了Defi Trading，Memereum還設想其保險引擎的現實應用程序，例如令牌化財產或數字收藏品的承保範圍。在探索性的同時，這些舉措表明，Memereum的目標是從最初的Defi基礎中分支出來，並在數字資產面臨安全風險的情況下提供解決方案。

Presale Mechanics, Partnerships, and Community Engagement

預售機制，夥伴關係和社區參與

Memereum’s presale has already surpassed $2.1 million in contributions from investors, who purchase MEME tokens

Memereum的Presale已經超過了購買Meme令牌的投資者的210萬美元的捐款