加密貨幣交易所保險基金在牛市中飆升超過 10 億美元 - CryptoCurrencyNews

在持續的加密貨幣多頭市場中，加密貨幣交易所保險基金的價值飆升，超過 10 億美元。 Binance的SAFU基金已超過20億美元，而Bitget的保護基金由於比特幣和BNB的升值已增長至6.12億美元。雖然大多數交易所都提供保險保護，但幣安和 Bitget 是唯一揭露其鏈上地址的交易所，從而提供了加密貨幣交易生態系統的透明度。

Crypto Exchange Insurance Funds Skyrocket to Over $1 Billion Amidst Bull Market

加密貨幣交易所保險基金在牛市中飆升至超過 10 億美元

In the midst of the ongoing cryptocurrency bull run, the top crypto exchange insurance funds have witnessed an unprecedented surge in value, collectively surpassing the $1 billion mark. This remarkable growth underscores the growing importance of user protection and transparency in the rapidly evolving digital asset landscape.

在持續的加密貨幣牛市中，頂級加密貨幣交易所保險基金的價值出現了前所未有的飆升，總計突破了 10 億美元大關。這一顯著的成長凸顯了用戶保護和透明度在快速發展的數位資產格局中日益重要。

Binance's SAFU Fund Soars to $2 Billion

幣安 SAFU 基金飆升至 20 億美元

Binance, the world's largest crypto exchange, has led the charge with its Secure Asset Fund for Users (SAFU), which has soared to an astounding $2.03 billion as of April 3. This fund, initially established with a balance of $1 billion in January 2022, has benefited from the significant appreciation of its Bitcoin, BNB, Tether, and TrueUSD (TUSD) holdings.

全球最大的加密貨幣交易所幣安憑藉其用戶安全資產基金(SAFU) 領先，截至4 月3 日，該基金已飆升至驚人的20.3 億美元。該基金最初於2022 年1 月成立，餘額為10億美元，受益於其持有的比特幣、BNB、Tether 和 TrueUSD (TUSD) 的大幅升值。

Bitget's Protection Fund Climbs to $612 Million

Bitget 保護基金增至 6.12 億美元

Bitget, another major crypto exchange, has also seen a substantial increase in its insurance fund. Launched in November 2022 with a value of $300 million, the fund has now grown to $612 million, boosted by the surge in Bitcoin's price. Over the past year, Bitcoin has experienced a remarkable 136% increase, while BNB has risen by an impressive 79.36%.

另一家主要加密貨幣交易所Bitget的保險基金也大幅增加。該基金於 2022 年 11 月推出，價值 3 億美元，在比特幣價格飆升的推動下，目前已增長至 6.12 億美元。在過去的一年裡，比特幣的漲幅達到了 136%，而 BNB 的漲幅達到了令人印象深刻的 79.36%。

Disclosure and Transparency: Key Factors

揭露和透明度：關鍵因素

While most crypto exchanges offer some form of insurance protection for users, only Binance and Bitget have publicly disclosed their on-chain addresses. This transparency provides investors with reassurance and helps build trust.

雖然大多數加密貨幣交易所為用戶提供某種形式的保險保護，但只有幣安和 Bitget 公開披露了其鏈上地址。這種透明度讓投資者放心並有助於建立信任。

In contrast, Huobi (now HTX) announced a reserve of 20,000 BTC ($1.32 billion) in 2019, but the current status of this balance remains unclear, especially after the exchange suffered several exploits last year.

相較之下，火幣（現為 HTX）在 2019 年宣布儲備 20,000 BTC（13.2 億美元），但該餘額目前的狀況仍不清楚，特別是在該交易所去年遭受多次攻擊之後。

OKX, another major exchange, operates a $700 million "Risk Shield" program for user protection, but the details of the program, including the composition of the funds, are not readily available.

另一家主要交易所 OKX 經營著一項價值 7 億美元的「風險盾」計畫來保護用戶，但該計畫的細節，包括資金的組成，目前尚不清楚。

Lessons Learned from FTX Collapse

從 FTX 崩潰中學到的教訓

The collapse of FTX in 2022 served as a stark reminder of the importance of transparency and accountability in the crypto exchange ecosystem. Former FTX chief technology officer Gary Wang revealed that the exchange's purported $100 million insurance fund was fabricated and did not contain any FTX Token (FTT). This incident highlighted the need for robust regulatory frameworks and comprehensive insurance coverage to protect investors.

2022 年 FTX 的崩潰清楚地提醒人們，加密貨幣交易生態系統中透明度和問責制的重要性。 FTX前技術長Gary Wang透露，該交易所所謂的1億美元保險基金是捏造的，不包含任何FTX代幣（FTT）。這一事件凸顯了建立健全的監管框架和全面的保險範圍來保護投資者的必要性。

Jurisdictions Mandate Insurance

司法管轄區強制保險

In recognition of the growing risks faced by crypto investors, jurisdictions like Hong Kong have mandated crypto exchanges to offer insurance covering up to 50% of users' fiat and crypto assets. This initiative aims to provide greater protection for investors and foster a more reliable and secure crypto ecosystem.

有鑑於加密貨幣投資者面臨的風險日益增加，香港等司法管轄區已要求加密貨幣交易所提供覆蓋最多 50% 用戶法定資產和加密資產的保險。此舉措旨在為投資者提供更大的保護，並培育更可靠、更安全的加密生態系統。

Conclusion

結論

The surge in crypto exchange insurance funds to over $1 billion signifies the growing commitment of exchanges to user protection and transparency. As the crypto market continues to evolve, it is imperative that investors seek out exchanges that prioritize transparency, accountability, and comprehensive insurance coverage. By adhering to these principles, the crypto industry can continue to thrive and build trust among its users.

加密貨幣交易所保險基金激增至超過 10 億美元，這表明交易所對用戶保護和透明度的承諾不斷增強。隨著加密貨幣市場的不斷發展，投資者必須尋求優先考慮透明度、問責制和全面保險範圍的交易所。透過遵守這些原則，加密產業可以繼續蓬勃發展並在用戶之間建立信任。