Coinbase（NASDAQ：COIN）是美國公開交易的最大交易加密交易所，在客戶資產方面，逐漸越來越大，現在比許多傳統銀行大。

隨著金融機構適應數字經濟的適應，Coinbase的增長標誌著更大的行業轉向加密整合銀行業

Coinbase (Nasdaq: COIN) is quietly getting bigger and bigger. The largest publicly traded crypto exchange in the US is now larger than many traditional banks in terms of customer assets.

Coinbase（NASDAQ：COIN）悄悄地越來越大。在客戶資產方面，美國最大的公共交易加密交易所現在比許多傳統銀行大。

On Monday, CEO Brian Armstrong posted that Coinbase has $420 billion in assets.

週一，首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）發布了Coinbase的資產4200億美元。

“Coinbase now has $420B in assets on platform (up from $330B in Sep 2022). If you think of us more like a brokerage, we’d be the 8th largest brokerage today by AUM. Our role in payments is harder to quantify (if you think of us like a payments company…TBH I’m not sure where we rank on that list. There are many ways to measure it, but there were about $30T in total stablecoin payments last year (not all of those were goods and services though)).”

“ Coinbase現在的平台上有420B美元的資產（從2022年9月的$ 330B上漲）。如果您將我們更像是一家經紀人，那麼我們將是當今AUM的第八大經紀公司。我們在付款中的作用很難量化（如果您認為我們像付款公司一樣……TBH，我不確定我們在該列表中排名的位置。有很多方法可以衡量它，但是總的Stablecoin總付款約為30美元。去年（並非所有這些都是商品和服務））。”

Armstrong also compared Coinbase to major brokerages.

阿姆斯特朗還將Coinbase與主要經紀人進行了比較。

“We’re also seeing a lot of people use Coinbase to not just invest, but also spend, get a loan, etc. Many people think of crypto as an asset class, but we believe that crypto is also the future of money, lending, payments, insurance, identity and more. The line between these categories is blurring.”

“我們還看到很多人使用Coinbase不僅投資，還花費，貸款等。許多人認為加密貨幣是資產類別，但我們認為加密貨幣也是貨幣的未來，也是貸款，付款，保險，身份等。這些類別之間的界線是模糊的。”

Armstrong’s comments suggest that digital assets are making the financial system more unified where traditional banking distinctions become obsolete.

阿姆斯特朗（Armstrong）的評論表明，數字資產使金融體系更加統一，而傳統的銀行業差異已過時。

“Many people think of crypto as an asset class, but we believe that crypto is also the future of money, lending, payments, insurance, identity and more. The line between these categories is blurring.”

“許多人認為加密貨幣是一種資產類別，但我們認為加密貨幣也是貨幣，貸款，付款，保險，身份等的未來。這些類別之間的界線是模糊的。”

Looking ahead Armstrong said that financial services will consolidate into one crypto powered account that can do everything. His vision is in line with Coinbase’s strategy to be the leader in the new financial system competing with banks, brokerages and payment companies as digital first financial institutions rise.

展望未來的阿姆斯特朗說，金融服務將鞏固可以完成所有事情的加密貨幣式賬戶。他的願景符合Coinbase的戰略，即隨著數字第一金融機構的增長，與銀行，經紀公司和支付公司競爭的新金融體系的領導者。

“We believe that eventually financial services will consolidate into a single crypto powered account that can do everything you need. This will happen as the best crypto native companies build out the full stack of financial services.”

“我們認為，最終金融服務將合併到一個可以完成您需要的一切的單個加密貨幣式帳戶中。這將發生，因為最好的加密本土公司建立了整個金融服務堆棧。”

Armstrong’s vision for the future of finance is clear. Coinbase’s growth signals a larger industry shift toward crypto-integrated banking, further challenging legacy financial structures.

阿姆斯特朗對財務未來的願景是明顯的。 Coinbase的增長標誌著更大的行業轉向加密整合銀行業務，進一步挑戰了遺產金融結構。